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Recent Articles by Author

Tips for avoiding cyberattacks

Consultant Bill Winterberg and RIA April Rudin offer advice on how to protect your firm from hack attacks and cyberfrauds.

Bitcoin is soaring, but financial advisers are steering clear for now

Despite the Bitcoin hype, many advisers are steering clear of the online currency, which is unregulated by central banks and traded freely on the Internet.

Fixed-annuity sales driven by frustration with low interest rates, thirst for income

Fixed-annuity sales in the third quarter reached their highest level since 2009, topping $22 billion. That number represents a 31% rise from the previous quarter and more than a 35% increase from the same period last year.

What do advisers look for in alternative investments?

As more retail alternative investments hit the market, financial advisers are doing more due diligence and seeking out firms that provide the most transparency and have solid performance.

60/40 is fine for many advisers

Investors have poured $156.6 billion into alternative investments, including nontraditional bonds, since 2010, according to data from Morningstar Inc. Nearly half of that amount — $74.6 billion — has come in 2013, giving the alternative market total net assets of $227.3 billion. Still, some believe that overdiversifying is unlikely to add value for clients and maintain that sticking to stocks and bonds is enough.

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