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Best laid Social Security-claiming plans gone awry

If a client talks about claiming Social Security benefits before full retirement age that don't ring true, ask questions. It could make a huge difference in their long-term financial security.

The other day, I received a frantic e-mail from a reader desperate to undo a Social Security claiming decision that was turning out all wrong.
Gary, a reader from South Carolina, said he heard me talking about the “file and suspend” strategy for married couples claiming Social Security b

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