The best- and worst-performing target date funds
Target date 2016-20 3-month return 1-year return 3-year return 5-year return Net assets ($M) Expense ratio* Top 10…
Target date 2016-20
| 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* | |
|---|---|---|---|---|---|---|
| Top 10 | ||||||
| Manning & Napier Target 2020 I (MTNIX) | 2.60% | 11.40% | 8.31% | 14.36% | $177.8 | 0.86% |
| Legg Mason Target Retirement 2020 A (LMWAX) | 2.34% | 10.65% | 7.51% | 15.79% | $6.1 | 1.15% |
| American Century One Choice 2020 R6 (ARBDX) | 2.03% | N/A | N/A | N/A | $23.8 | 0.55% |
| BMO Target Retirement 2020 R-6 (BTRGX) | 1.97% | 12.36% | 8.74% | 16.22% | $110.3 | 0.54% |
| PNC Target 2020 I (PDTCX) | 1.95% | 8.27% | N/A | N/A | $1.1 | 0.76% |
| Harbor Target Retirement 2020 Inst (HARJX) | 1.95% | 6.95% | 6.72% | 12.27% | $28.6 | 0.68% |
| Wells Fargo Advantage DJ Target 2020 A (STTRX) | 1.89% | 6.69% | 5.57% | 11.21% | $2,887.8 | 0.86% |
| American Century One Choice 2020 A (ARBMX) | 1.86% | 9.52% | 7.94% | 12.94% | $1,283.6 | 1.07% |
| JHancock Retire Living through 2020 A (JLDAX) | 1.82% | 12.11% | 7.76% | 16.62% | $1,217.4 | 1.33% |
| Vanguard Target Retirement 2020 Inv (VTWNX) | 1.81% | 11.98% | 8.74% | 14.93% | $25,390.0 | 0.16% |
| Bottom 5 | ||||||
| Presidential Managed Risk 2020 A (PZBAX) | 0.86% | 7.18% | N/A | N/A | $20.5 | 1.05% |
| DWS LifeCompass 2020 S (SPGRX) | 0.98% | 10.72% | 6.99% | 13.85% | $172.9 | 0.82% |
| Vantagepoint Milestone 2020 Inv M (VPROX) | 1.05% | 11.53% | 8.01% | 13.74% | $680.5 | 0.83% |
| Pimco RealRetirement 2020 A (PTYAX) | 1.13% | 0.63% | 3.80% | 9.74% | $103.2 | 1.11% |
| Hartford Target Retirement 2020 A (HTWAX) | 1.14% | 8.91% | 6.40% | 14.56% | $148.2 | 1.05% |
Target date 2021-25 |
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| Top 10 | 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* |
| Manning & Napier Target 2025 I (MTOAX) | 2.82% | 13.30% | N/A | N/A | $16.6 | 0.87% |
| Legg Mason Target Retirement 2025 A (LMXAX) | 2.33% | 11.99% | 8.15% | 16.49% | $8.4 | 1.15% |
| BMO Target Retirement 2025 I (BRTFX) | 2.20% | N/A | N/A | N/A | $0.03 | 0.69% |
| Harbor Target Retirement 2025 Inst (HARMX) | 2.08% | 8.49% | 6.93% | 13.56% | $10.6 | 0.69% |
| Great-West Lifetime 2025 I T (MXALX) | 2.05% | 8.10% | 7.12% | N/A | $299.1 | 0.89% |
| American Century One Choice 2025 R6 (ARWDX) | 2.02% | N/A | N/A | N/A | $18.9 | 0.57% |
| Great-West Lifetime 2025 II T (MXCLX) | 1.96% | 10.81% | 8.16% | 0.00% | $1,489.0 | 0.92% |
| GuideStone Funds MyDestination 2025 GS4 (GMWZX) | 1.94% | 11.39% | 8.54% | 17.49% | $579.7 | 1.21% |
| Great-West Lifetime 2025 III T (MXELX) | 1.88% | 13.36% | 9.08% | 0.00% | $89.3 | 0.92% |
| American Century One Choice 2025 A (ARWAX) | 1.85% | 10.55% | 8.32% | 13.76% | $2,081.5 | 1.10% |
| Bottom 5 | ||||||
| Hartford Target Retirement 2025 R3 (HTKRX) | 0.98% | 10.42% | 7.10% | 15.00% | $82.9 | 1.35% |
| TIAA-CREF Lifecycle 2025 Retirement (TCLFX) | 1.10% | 13.90% | 9.40% | 16.20% | $2,285.7 | 0.69% |
| Vantagepoint Milestone 2025 Inv M (VPRNX) | 1.11% | 13.50% | 8.86% | 15.14% | $563.8 | 0.84% |
| BlackRock LifePath Active 2025 Inv A (BAPDX) | 1.19% | 11.70% | 7.80% | 14.83% | $27.0 | 0.90% |
| Fidelity Freedom 2025 (FFTWX) | 1.20% | 12.00% | 7.57% | 15.55% | $8,881.2 | 0.73% |
Target date 2026-30 |
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| Top 10 | 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* |
| Manning & Napier Target 2030 I (MTPIX) | 2.71% | 14.60% | 9.93% | 16.82% | $188.1 | 0.86% |
| Legg Mason Target Retirement 2030 A (LMVAX) | 2.36% | 13.47% | 8.80% | 17.19% | $5.2 | 1.15% |
| Harbor Target Retirement 2030 Inst (HARPX) | 2.06% | 10.71% | 7.61% | 15.03% | $24.5 | 0.72% |
| PNC Target 2030 I (PDTEX) | 2.01% | 12.24% | N/A | N/A | $1.6 | 0.87% |
| American Century One Choice 2030 R6 (ARCUX) | 2.01% | N/A | N/A | N/A | $20.2 | 0.59% |
| Putnam RetirementReady 2030 A (PRRQX) | 1.93% | 12.96% | 8.24% | 16.42% | $43.9 | 1.05% |
| BMO Target Retirement 2030 R-6 (BTRLX) | 1.93% | 16.16% | 10.05% | 18.18% | $96.1 | 0.61% |
| American Century One Choice 2030 A (ARCMX) | 1.84% | 11.61% | 8.75% | 14.68% | $1,245.7 | 1.12% |
| BlackRock Lifepath Index 2030 Inst (LINIX) | 1.82% | 11.24% | N/A | N/A | $605.3 | 0.26% |
| Vanguard Target Retirement 2030 Inv (VTHRX) | 1.74% | 14.96% | 9.81% | 17.17% | $21,022.2 | 0.17% |
| Bottom 5 | ||||||
| DWS LifeCompass 2030 A (PLUSX) | 0.70% | 13.70% | 7.55% | 15.78% | $60.9 | 1.07% |
| Presidential Managed Risk 2030 A (PZCAX) | 0.77% | 7.89% | N/A | N/A | $12.6 | 1.06% |
| MainStay Retirement 2030 A (MRTTX) | 0.85% | 15.04% | 9.27% | 16.22% | $163.3 | 1.08% |
| BlackRock LifePath Active 2030 Inv A (BAPEX) | 0.86% | 12.87% | 7.82% | 15.56% | $28.6 | 0.93% |
| TIAA-CREF Lifecycle 2030 Retirement (TCLNX) | 1.01% | 15.55% | 9.95% | 17.32% | $2,200.3 | 0.70% |
Target date 2031-35 |
||||||
| Top 10 | 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* |
| Manning & Napier Target 2035 I (MTQIX) | 2.67% | 16.04% | N/A | N/A | $12.0 | 0.87% |
| Legg Mason Target Retirement 2035 A (LMNAX) | 2.23% | 15.60% | 9.65% | 18.18% | $6.1 | 1.15% |
| Harbor Target Retirement 2035 Inst (HARUX) | 2.15% | 13.16% | 8.46% | 16.33% | $6.5 | 0.74% |
| Putnam RetirementReady 2035 A (PRRWX) | 2.01% | 15.25% | 9.37% | 17.49% | $33.6 | 1.09% |
| American Century One Choice 2035 R6 (ARLDX) | 1.90% | N/A | N/A | N/A | $14.8 | 0.61% |
| Great-West Lifetime 2035 I T (MXGLX) | 1.84% | 12.24% | 8.65% | N/A | $230.7 | 0.95% |
| American Century One Choice 2035 A (ARYAX) | 1.80% | 12.87% | 9.30% | 15.75% | $1,616.8 | 1.15% |
| BlackRock Lifepath Index 2035 Inst (LIJIX) | 1.78% | 12.39% | N/A | N/A | $264.0 | 0.27% |
| Great-West Lifetime 2035 II T (MXILX) | 1.71% | 14.90% | 9.57% | N/A | $1,150.8 | 0.97% |
| Vanguard Target Retirement 2035 Inv (VTTHX) | 1.71% | 16.41% | 10.30% | 18.15% | $22,141.3 | 0.18% |
| Bottom 5 | ||||||
| TIAA-CREF Lifecycle 2035 Retire (TCLRX) | 0.83% | 17.13% | 10.39% | 18.27% | $2,246.1 | 0.72% |
| BlackRock LifePath Active 2035 Inv A (BAPGX) | 0.84% | 14.08% | 7.68% | 16.05% | $15.7 | 0.96% |
| BMO Target Retirement 2035 I (BRTJX) | 0.90% | N/A | N/A | N/A | $0.1 | 0.76% |
| ING Retirement Solution 2035 I (IRSNX) | 0.96% | 14.67% | N/A | N/A | $0.1 | 0.90% |
| Hartford Target Retirement 2035 R5 (HTLTX) | 1.03% | 14.79% | 9.12% | 17.74% | $64.3 | 0.85% |
Target date 2036-40 |
||||||
| Top 10 | 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* |
| Manning & Napier Target 2040 I (MTTIX) | 2.59% | 17.39% | 9.84% | 18.08% | $122.5 | 0.87% |
| Legg Mason Target Retirement 2040 A (LMYAX) | 2.28% | 17.59% | 10.47% | 18.96% | $6.2 | 1.15% |
| Harbor Target Retirement 2040 Inst (HARYX) | 2.10% | 15.50% | 9.03% | 17.49% | $19.2 | 0.76% |
| Putnam RetirementReady 2040 A (PRRZX) | 2.08% | 17.05% | 10.26% | 18.21% | $23.6 | 1.15% |
| PNC Target 2040 I (PDTGX) | 2.04% | 14.58% | N/A | 0.00% | $1.2 | 0.91% |
| American Century One Choice 2040 R6 (ARDUX) | 1.99% | N/A | N/A | 0.00% | $13.2 | 0.64% |
| Invesco Balanced-Risk Retire 2040 A (TNDAX) | 1.92% | 1.41% | 8.11% | 15.61% | $78.6 | 1.23% |
| BMO Target Retirement 2040 R-6 (BTRQX) | 1.91% | 18.14% | 10.77% | 19.17% | $67.9 | 0.61% |
| American Century One Choice 2040 A (ARDMX) | 1.86% | 14.11% | 9.82% | 16.73% | $903.2 | 1.18% |
| BlackRock Lifepath Index 2040 Inst (LIKIX) | 1.82% | 13.39% | N/A | N/A | $379.5 | 0.27% |
| Bottom 5 | ||||||
| Presidential Managed Risk 2040 A (PZDAX) | 0.33% | 9.40% | N/A | N/A | $8.6 | 1.05% |
| BlackRock LifePath Active 2040 Inv A (BAPHX) | 0.55% | 14.85% | 8.09% | 16.30% | $19.6 | 0.98% |
| DWS LifeCompass 2040 A (TGTAX) | 0.67% | 15.80% | 8.13% | 16.55% | $27.5 | 1.10% |
| MainStay Retirement 2040 A (MSRTX) | 0.75% | 16.79% | 9.93% | 17.10% | $112.5 | 1.08% |
| TIAA-CREF Lifecycle 2040 Retire (TCLOX) | 0.81% | 18.11% | 10.81% | 18.58% | $2,962.7 | 0.72% |
Target date 2041-45 |
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| Top 10 | 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* |
| Manning & Napier Target 2045 I (MTUIX) | 2.56% | 18.04% | N/A | N/A | $5.2 | 0.88% |
| Putnam RetirementReady 2045 A (PRVLX) | 2.15% | 18.00% | 10.67% | 18.58% | $17.5 | 1.20% |
| Harbor Target Retirement 2045 Inst (HACCX) | 2.11% | 17.78% | 9.68% | 18.54% | $3.8 | 0.78% |
| American Century One Choice 2045 R6 (ARDOX) | 2.08% | N/A | N/A | 0.00% | $11.5 | 0.67% |
| Legg Mason Target Retirement 2045 A (LMKAX) | 2.06% | 17.37% | 10.11% | 18.74% | $3.8 | 1.15% |
| BMO Target Retirement 2045 I (BRTOX) | 1.99% | N/A | N/A | 0.00% | $0.04 | 0.76% |
| American Century One Choice 2045 A (AROAX) | 1.86% | 15.06% | 10.18% | 17.26% | $1,139.8 | 1.22% |
| BlackRock Lifepath Index 2045 Inst (LIHIX) | 1.78% | 14.43% | N/A | N/A | $135.9 | 0.28% |
| Vanguard Target Retirement 2045 Inv (VTIVX) | 1.69% | 17.51% | 10.75% | 18.46% | $13,366.0 | 0.18% |
| Fidelity Freedom Index 2045 W (FIOFX) | 1.66% | 14.07% | 8.40% | N/A | $583.5 | 0.16% |
| Bottom 5 | ||||||
| BlackRock LifePath Active 2045 Inv A (BAPJX) | 0.43% | 15.73% | 8.82% | 16.63% | $9.4 | 1.00% |
| Hartford Target Retirement 2045 R3 (HTNRX) | 0.80% | 14.50% | 8.11% | 17.56% | $32.8 | 1.40% |
| TIAA-CREF Lifecycle 2045 Inst (TTFIX) | 0.83% | 18.34% | 11.06% | 18.77% | $902.0 | 0.47% |
| ING Retirement Solution 2045 I (IRSPX) | 0.86% | 16.52% | N/A | N/A | $0.1 | 0.92% |
| MassMutual RetireSMART 2045 A (MMKAX) | 1.02% | 17.27% | 9.74% | N/A | $14.4 | 1.25% |
Target date 2046-50 |
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| Top 10 | 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* |
| Manning & Napier Target 2050 I (MTYIX) | 2.51% | 18.13% | 10.27% | 18.74% | $56.5 | 0.87% |
| Putnam RetirementReady 2050 A | 2.14% | 18.69% | 10.98% | 18.85% | $11.7 | 1.24% |
| Legg Mason Target Retirement 2050 A (LMJAX) | 2.11% | 17.40% | 10.20% | 18.88% | $4.2 | 1.15% |
| Invesco Balanced-Risk Retire 2050 A (TNEAX) | 2.07% | 1.50% | 8.21% | 15.97% | $40.5 | 1.36% |
| PNC Target 2050 I (PDTIX) | 2.01% | 15.51% | N/A | 0.00% | $1.3 | 0.91% |
| Harbor Target Retirement 2050 Inst (HAFFX) | 1.99% | 19.53% | 10.34% | 18.99% | $20.7 | 0.79% |
| American Century One Choice 2050 R6 (ARFEX) | 1.98% | N/A | N/A | 0.00% | $7.8 | 0.68% |
| American Century One Choice 2050 A (ARFMX) | 1.87% | 15.37% | 10.32% | 17.59% | $484.6 | 1.23% |
| BlackRock Lifepath Index 2050 Inst (LIPIX) | 1.77% | 15.24% | N/A | N/A | $131.3 | 0.28% |
| JHancock Retire Living through 2050 1 (JLKOX) | 1.72% | 17.68% | N/A | N/A | $202.7 | 0.92% |
| Bottom 5 | ||||||
| Presidential Managed Risk 2050 A (PZEAX) | -0.08% | 9.91% | N/A | N/A | $5.0 | 1.04% |
| BlackRock LifePath Active 2050 Inv A (BAPKX) | 0.37% | 16.66% | 8.93% | 16.92% | $8.6 | 1.02% |
| MainStay Retirement 2050 A (MSRLX) | 0.66% | 17.67% | 10.14% | 17.68% | $68.8 | 1.08% |
| TIAA-CREF Lifecycle 2050 Inst (TFTIX) | 0.83% | 18.43% | 11.07% | 18.80% | $507.6 | 0.47% |
| USAA Target Retirement 2050 (URFFX) | 0.86% | 13.67% | 7.82% | 17.09% | $569.6 | 0.88% |
Target date 2051-55 |
||||||
| Top 10 | 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* |
| BMO Target Retirement 2055 I (BRTSX) | 2.69% | N/A | N/A | N/A | $0.04 | 0.76% |
| Manning & Napier Target 2055 I (MTZIX) | 2.53% | 18.19% | N/A | N/A | $0.9 | 0.87% |
| Putnam RetirementReady 2055 A | 2.17% | 18.93% | 10.63% | N/A | $1.9 | 1.26% |
| American Century One Choice 2055 R6 (AREUX) | 2.06% | N/A | N/A | N/A | $3.1 | 0.69% |
| American Century One Choice 2055 Inv (AREVX) | 1.89% | 16.12% | 10.80% | N/A | $92.0 | 0.99% |
| BlackRock Lifepath Index 2055 Inst (LIVIX) | 1.82% | 16.16% | N/A | N/A | $30.9 | 0.29% |
| Vanguard Target Retirement 2055 Inv (VFFVX) | 1.71% | 17.50% | 10.84% | N/A | $1,328.5 | 0.18% |
| AllianzGI Retirement 2055 A (GLIAX) | 1.70% | 9.94% | N/A | N/A | $6.3 | 1.10% |
| Fidelity Freedom Index 2055 W (FDEWX) | 1.60% | 14.76% | N/A | N/A | $87.7 | 0.16% |
| Nationwide Destination 2055 A (NTDAX) | 1.56% | 17.36% | 9.89% | N/A | $15.8 | 0.92% |
| Bottom 5 | ||||||
| BlackRock LifePath Active 2055 Inv A (BAPLX) | 0.17% | 17.28% | N/A | N/A | $2.4 | 1.03% |
| TIAA-CREF Lifecycle 2055 Inst (TTRIX) | 0.83% | 18.46% | N/A | N/A | $69.4 | 0.47% |
| ING Retirement Solution 2055 I (IRSVX) | 0.86% | 16.62% | N/A | N/A | $0.1 | 0.92% |
| ING Solution 2055 Portfolio I (IISPX) | 1.02% | 16.90% | 9.58% | N/A | $96.8 | 0.89% |
| Fidelity Freedom 2055 (FDEEX) | 1.03% | 16.00% | N/A | N/A | $350.8 | 0.82% |
As of March 31. N/A = not available (fund has been in operation for less than the year indicated). *Net prospectus
Source: Morningstar Inc.
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