David S. Chang

David S. Changage 35

President and CEO, WealthBridge Inc.

David%20S.%20Chang

The fear many people have of outliving their money is often tied to their concerns about health care costs. David Chang places his advisory business at this intersection.

The president and chief executive of WealthBridge Inc. in Honolulu, Mr. Chang also runs Home Care Solutions, a home care provider. He has developed planning packages that address both financial and future health care needs.

“This is a hot topic,” he said. “You want to have a plan that combines elements of both.”

Mr. Chang can go beyond long-term-care insurance to talk about aging in place and other ways to tackle declining health in later years.

“Part of my job as an adviser is to bring up the different scenarios and to have a different plan for each scenario,” he said.

Mr. Chang writes a weekly column for the local newspaper and draws about 16,000 monthly hits to his blog, www.artofthinkingsmart.com.

His entrepreneurial drive comes from his experience in an immigrant family, Mr. Chang said. He rejected the strictures of large broker-dealers because he had a desire to be innovative.

“No one is going to give you anything,” he said.

A graduate of West Point and an Iraq combat veteran, Mr. Chang is a member of the Hawaii Army National Guard and does free financial assessments for service members and veterans.

— Mark Schoeff Jr.

Fast Facts

  • Used to compete in table tennis — don’t call it ping pong!
  • Was in a band that played every week, traveled and cut a record
  • Guilty pleasures are diet sodas, any gummi candy and marshmallows
David%20S.%20Chang