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Adapt investment strategies to pay for long-term care

April 6, 2014

Retirement expert Mary Beth Franklin details the importance of adjusting client investment portfolios to cover the costs of long-term care.

Don't monkey around with IRAs

March 9, 2014

The tax reform proposal put forward by Rep. Dave Camp, departing chairman of the House Ways and Means Committee, has many good features, but it has one really bad one: the proposal to eliminate tax-deductible IRA contributions. His proposal would leave workers not covered by a company-...

Keep your eyes on the calendar

December 15, 2013

Roth conversion rules allow an investor to re-characterize, or undo, a conversion. This makes sense when the value of the Roth declines substantially, making the tax bite disproportionate to the Roth's value. The government gives Roth converters the choice to reverse any conversion. That re-...

Charitable IRA provision: Time is now

December 8, 2013

Once again, the qualified-charitable-distribution provision is set to expire at year-end. Not taking advantage of this provision could be costly for high earners due to the 2013 tax increases affecting these clients. In fact, not using the QCD provision could cost a client $10,000 or more in...

Guidance on taxes lacking for certain alternatives

November 17, 2013

The boom in alternative investments that began during the 2008 financial crisis as investors scrambled to buy noncorrelated assets echoes even louder in today's quest for higher yields and less risk than bonds can offer, and lower volatility than equities face. But investors, and even some...

Adding services: More profit or new headaches?

October 6, 2013

The following is an edited transcript of a webcast, “How to Add Profitable Services to Your Business,” held Sept. 17. It was moderated by InvestmentNews deputy editor Greg Crawford and reporter Liz Skinner. InvestmentNews: Should you offer estate planning, ...

Surtax strategies can boost Medicare premiums

October 6, 2013

Advisers and clients might want to take a closer look at the tactics they're using to mitigate the new 3.8% investment income tax because certain strategies could lead to higher Medicare premiums. The 3.8% surtax, which kicked in at the start of this year, is a levy on net investment income...

Prepare for options and taxes in health law

September 1, 2013

CERTAIN KEY dimensions of the Patient Protection and Affordable Care Act will go into effect in 2014 despite the dogged efforts of congressional Republicans and a decision by the Obama administration to delay the employer mandate a year. Financial advisers may want to talk to their clients about...

Execs put on "top hat" plans

August 18, 2013

Nonqualified deferred-compensation plans are growing again in response to last year's expiration of Bush-era tax cuts, which effectively increased income taxes on high-wage earners. The plans, often called “top hat” or “excess” plans, are offered to company executives...

Estate taxes to be returned to gay couples

July 28, 2013

Same-sex couples in New York who paid estate taxes can expect to get their money back. The Empire State will issue estate tax refunds to qualified spouses, according to an announcement last Tuesday by Gov. Andrew Cuomo. He cited last month's Supreme Court decision in United States v....

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