Results for "IRA Alert"
Displaying 130 results
February 4, 2008
If you're looking for a muddle, consider the status of the rule on non-spouse direct rollovers from company plans under the Pension Protection Act of 2006. Here's the background: The PPA included a provision that would permit non-spouse plan...
January 7, 2008
Beginning this year, a provision of the Pension Protection Act of 2006 allows participants to convert funds in 401(k)s and other company plans directly to a Roth IRA. Until now, plan participants had to roll funds over to a traditional IRA first...
November 19, 2007
The Pension Protection Act of 2006 included a provision that would permit non-spouse plan beneficiaries to transfer assets directly from the plan to a properly titled inherited individual retirement account. Also permitted was the ability of...
October 22, 2007
Early withdrawals from retirement accounts should be discouraged. Withdrawals reverse the retirement savings process, and early distributions are the most expensive type, as they are subject to both income tax and the 10% early withdrawal penalty....
September 24, 2007
While recent stock market declines may worry some investors, those with stocks and funds in their individual retirement accounts can take advantage of current market volatility by making key moves. If your clients IRAs have taken a hit and...
May 7, 2007
If your client is charitably inclined and has an individual retirement account that is subject to required minimum distributions (over age 70½), it pays to make a direct transfer to the charity from the IRA, rather than using other funds for...
April 23, 2007
If you have clients with sizable pension plans who are getting married for the first, second or third time or more the question of who gets the pension plan after death must be agreed upon now, and the agreement must hold up when the time...
March 26, 2007
This is the time of the year that most individual retirement account contributions are being made, but they may or may not be deductible. If you are active in a company plan, and your income exceeds certain amounts, then you cannot deduct your...
March 12, 2007
Transfers to non-spouse company retirement plan beneficiaries under the Pension Protection Act of 2006 are effective for 2007 (InvestmentNews, Jan. 29), but it turns out there may be problems and challenges in obtaining the intended benefits....
January 29, 2007
Buried deep in the 900-plus pages of the Pension Protection Act of 2006 are several individual retirement account and plan gems that create new retirement planning opportunities for your clients. This is the opportunity of a lifetime for financial...
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