Results for "health care"

Displaying 255 results

Sort: Date | Relevance

Author:

Donald Trump's health care plan starts with repealing Obamacare

March 4, 2016

Donald Trump's seven-point health care plans includes repealing Obamacare and six other points. It promises to be yuuge. Challenging Congress to step away from special interest groups. In the category of super obvious stuff, Bill Gross predicts...

Medicare, reverse mortgages and the complexities of retirement planning

February 8, 2016

My column last month about how reverse mortgages may help stave off Medicare surcharges ignited a few sparks and even more questions. One of the most persistent misunderstandings surrounding reverse mortgages is fear. As one adviser put it,...

Are your clients using the wrong account to save for retirement?

January 27, 2016

Traditional wisdom suggests that clients should always stash enough money in a 401(k) to capture an employer matching contribution year as the first step toward achieving a secure retirement. But a provocative article in the Journal of Financial...

Clients need prep for long-term care

December 30, 2015

A recent survey conducted by Lincoln Financial Group, “Managing Long-Term Care Risk,” revealed some surprising reasons why Americans, aged 18 and over, are so unprepared to meet their long-term-care expenditures in retirement. An astonishing...

Rethinking retirement income replacement rules

December 10, 2015

I sympathize with financial professionals who try to advise their clients on how much to save for retirement when the traditional 80% of pre-retirement income target is being questioned. Some research suggests that the rule of thumb, based on...

Employees enrolling in health savings accounts, 401(k)s more than ever: report

December 10, 2015

More than ever, employees — specifically younger ones — are looking to enroll in workplace benefit plans, specifically 401(k) plans and health savings accounts, according to a report from Bank of America Merrill Lynch. “We see companies...

Don't shrug off health care conversations with clients

December 8, 2015

Advisers who don't actively consider health care costs during retirement income planning with clients are missing out on an opportunity to set themselves apart from the pack, and tackle a subject that clients increasingly value. “I think it...

Advisers tell clients: Think of retirement as '35 years of unemployment'

October 16, 2015

Americans' life expectancy continues to climb, new estimates out this month from the Society of Actuaries show. Official assessments such as these can impact client planning on many levels, including how large a required minimum distribution...

What advisers need to know when working with May-December couples

October 9, 2015

The term “May-December romance” – slang for a couple with a considerable age gap that leaves one person in the “spring” of their life and the other in the “winter” – often evokes images of Michael Douglas and Catherine Zeta-Jones...

Wall Street is now fretting over the threat of another recession

October 8, 2015

The word 'recession' is now being used openly on Wall Street, in case you needed more proof that the U.S. economy is barely moving forward. Frayed nerves on the Street Insurance companies are scrambling to anticipate and then navigate the Fed's...

Health care costs for retired couples climb 11% over 2014: Fidelity

October 7, 2015

American couples who are ready to retire can add an extra $25,000 in health care costs to their list of retirement expenses. A 65-year-old couple retiring this year should expect to spend a projected $245,000 on health care costs, according...

How to shop smart during Medicare annual enrollment

September 16, 2015

It's back to school and similarly it's time to do some Medicare homework. The Medicare Annual Enrollment Period is fast approaching. The AEP cycle starts Oct. 15 and ends Dec. 7, with coverage effective Jan. 1. This is the time of year when...

Gloom overshadows Wall Street, but some economists still see a September rate hike

August 26, 2015

The mood on Wall Street is getting downright gloomy. The worst declines since 2011. Meanwhile, there are some economists who still believe the Fed will be able to raise interest rates next month. The SEC has jumped on the pay-ratio bandwagon....

Fidelity throws its weight behind longevity annuities

August 21, 2015

Fidelity Investments is giving its clients a new option for planning for the costs and risk of living longer. The retirement-plan services giant said Thursday it will offer a variety of deferred-income annuities to individual retirement accounts....

Maximize an HSA to fund Medicare and other health expenses

August 20, 2015

Health savings accounts, which have been in existence for over 10 years, are becoming increasingly popular amid efforts to stem the dramatic rise in typical health insurance costs. HSAs work hand in hand with high-deductible health plans, a...

Oil needs to keep falling to find its supply balance

August 18, 2015

Even if oil falls to around $30 a barrel it might not be enough to bring global supply back into balance. The case for less production Obamacare's infamous 40% Cadillac Tax is giving the IRS fits, and it hasn't even started collecting the tax...

Delaying Social Security may boost Medicare costs

August 17, 2015

Recently, I wrote about a double-whammy to future retirement income for some higher-income clients in 2016. Although there is not likely to be a cost-of-living-adjustment for Social Security benefits next year, Medicare premiums may increase...

Katy Votava: Why health savings accounts are a great way to save for retirement

August 14, 2015

HSAs are the most tax-preferred savings vehicle we have in the United States today, according to Goodcare.com President Katy Votava. Find out to coordinate the use of these accounts with Medicare coverage.

Dealing with Medicare as an expat: When and how to enroll

July 22, 2015

More and more Americans are living abroad for extended periods of time. People may either be employed or retired in a foreign country as they approach Medicare eligibility and beyond. To preserve access to Medicare benefits without costly delays...

What same-sex couples should know about Medicare

June 29, 2015

The Supreme Court decision last Friday that makes same-sex marriage legal throughout the United States comes two years to the day of another historic decision regarding same-sex marriage. On June 26, 2013, the Supreme Court ruled that the Defense...

« Previous PageNext Page »

1 | 2 | 3 | 4 | 5 | 6 | 7 ... 13