Results for "individual retirement accounts (IRAs)"
Displaying 612 results
July 26, 2009
Financial advisers beware: All Roth IRA conversion calculators are not created equal. A calculator — whether found on the web or nestled in a more sophisticated financial planning software package — isn't a bad jumping-off point when trying...
July 26, 2009
The Internal Revenue Service recently ruled that an improper transfer of funds from an individual retirement account from which the client was taking 72(t) payments triggered the 10% early-withdrawal penalty. In an IRS Private Letter Ruling...
June 21, 2009
When Roth individual retirement accounts were created, it was inevitable that some taxpayers would attempt to exploit their advantageous provisions. Since then, the Internal Revenue Service repeatedly has taken steps to minimize Roth IRA scams....
June 9, 2009
U.S. retirement assets were down 22% at the end of 2008, compared with yearend 2007, according to a report released yesterday by the Washington-based Investment Company Institute. As of Dec. 31, the assets totaled $14 trillion, down from $17.9...
May 24, 2009
Individual retirement account owners under 59½ who take a distribution from their IRA are subject to a 10% penalty on the taxable amount of the distribution. But there are several exceptions to the penalty. For example, IRA owners with a continuing...
May 17, 2009
President Obama wants as much as $1 billion to establish a federal organization to oversee his proposed automatic-IRA plan. The specific government re-sources devoted to this program which could enroll an estimated 75 million people in direct-deposit...
May 8, 2009
President Obama has asked for $1 billion to create a new agency that will support the automatic individual retirement account proposal included in his 2010 budget. Details of this automatic pension program which would require companies that...
April 26, 2009
Chances are, you have clients in financial distress, with a need for ready cash. Just a few years ago, they might have taken out a home equity loan or sold their home. Today, selling a home is difficult, and home equity lines of credit are being...
March 24, 2009
Only advisers who are independent of mutual funds, brokerage firms, insurance companies and other entities that sell financial products could give advice on individual retirement accounts if House Health, Employment, Labor and Pensions Subcommittee...
March 10, 2009
Situation: Your wealthy client, age 72, has a sizable individual retirement account and is wondering whether to make charitable contributions from the IRA in 2009. Solution: Congress extended the provision to make charitable contributions directly...
March 2, 2009
The challenge: Because of the increase in corporate layoffs, retirement plan rollovers are becoming more important. As weve discussed over the past several weeks, grabbing your share of the business requires becoming a retirement expert and...
December 4, 2008
This month and next, help your clients by advising them to use a 2008 Roth IRA conversion to take advantage of the stock market decline. That will be the case for clients who meet these two criteria: They have traditional individual retirement...
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