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How the future of your retirement savings hinges on the fate of the fiduciary rule
While Washington wrestles with the fate of the fiduciary rule, the financial advice landscape remains supremely dangerous.
Where retirement advisers should focus their preparations for the DOL fiduciary rule
The fact that the impartial conduct standards are the sole requirement of BICE during the transition period speaks volumes to their importance to retirement advisers.
Labor Secretary Acosta: Concerns with DOL fiduciary rule ‘not heard’ during original rulemaking
A request for information sent yesterday to the Office of Management and Budget is the first step in reviewing the rule, Mr. Acosta said. Plus, Investment Adviser Association members take complaints about DOL rule to Capitol Hill.
How much you need to earn to comfortably afford both college and life
Tuition versus cost of living in the U.S., state by scary state.
Social Security cost-of-living adjustment predicted for 2018
But a significantly higher increase would not make up for the negative impact rising inflation has had on seniors' buying power.
Are we calculating investor underperformance in the right way?
One retirement study needs to make its results more meaningful in terms of actually identifying voluntary poor behavior.
US homes are finally getting smaller
Any trend toward smaller homes would be welcome news in many U.S. housing markets.
Thoughtful graduation gifts that pay for themselves
Experts in the financial industry, unsurprisingly, have a lot of suggestions for smart financial gifts.
Why the US is addicted to using Social Security numbers
"Don't blindly provide it because you're asked for it," says one expert.
401(k) record keepers making big bets on managed accounts
Fidelity and Empower announced first-of-their-kind services in recent months, hoping to capitalize on demand for greater personalization and generate new sources of revenue.
Wells Fargo, in ‘atypical’ outcome, wins 401(k) lawsuit
The win could provide fodder in other legal defenses, and supports the contention that comparing fund costs to Vanguard doesn't always provide an accurate barometer.
Retirement fees could rise 200% post-DOL, Chamber of Commerce warns
Report predicts 7 million holders of retirement accounts could lose investment advice.
Managing income level risks for retired clients
By monitoring where your clients fall on the scale of incremental income level risks, you can help them reduce their taxes by carefully choosing the sources used to meet their cash-flow needs.
The appeal and pitfalls of holding unconventional assets in retirement accounts
While non-traditional asset classes held in individual retirement accounts may have return and portfolio diversification benefits, there are "unique complexities" that limit their value for most investors.
Report predicts $400 trillion retirement savings gap by 2050
Shortfall driven by longer life spans and disappointing investment returns.
Beware the ‘below-average’ fund fee in your retirement account
Overall fees paid by investors are down. But the math can be tricky.
How to really improve your credit score
Credit scores have a big impact on your daily life, often in ways you don't realize
DOL fiduciary rule pushing broker-dealer assets to fee-based accounts, away from commissions
Some large brokerages such as Morgan Stanley, Edward Jones and Raymond James have seen a surge in advisory assets a year on from promulgation of the retirement regulation.
Wells Fargo Advisors restricting investments for retirement accounts
Mutual fund sales will be limited to T shares, while municipal bonds, preferred stock and international debt will be prohibited.
Rectifying Social Security’s flawed advice
Put your request in writing, enlist help if needed and don't give up.