Results for "401(k)"

Displaying 876 results

Sort: Date | Relevance

Author:

Change in Washington shouldn't include cutting tax deferrals

March 26, 2017

It seems incomprehensible that lawmakers would do anything that would reduce incentives for Americans saving for retirement, but the Republican-controlled Congress and the Trump administration just may have 401(k) plans on their radar as a way...

Morgan Stanley eliminating commissions, finder's fees in 401(k) plans

March 24, 2017

Morgan Stanley Wealth Management is eliminating commission payments and finder's fees for its advisers servicing 401(k) plans, shifting entirely to a level compensation arrangement based on plan assets, according to a source with knowledge of...

Merrill Lynch and Morgan Stanley: A tale of two fiduciary 401(k) business models

March 24, 2017

The wealth management units at Merrill Lynch and Morgan Stanley within the past few weeks announced substantive changes to their respective 401(k) businesses, and while each approach shares common ground they also differ in notable ways. Where...

Bipartisan bill seeks to ease hurdle for small-business retirement plans

March 22, 2017

In a rare display of bipartisan cooperation, Republican and Democratic senators and representatives have introduced a bill that would make it easier for small businesses to offer retirement plans to their employees. "For smaller employers, offering...

March 21, 2017

Generalist 401(k) advisers, or those who don't specialize in retirement plan business, are essential to a well-functioning retirement plan market, which shouldn't be served only by so-called specialists, say industry executives at the National...

401(k) plan sponsors want financial advisers to better know their businesses

March 21, 2017

Employers sponsoring 401(k) plans want advisers to challenge their assumptions and commit to knowing their specific company and their industry, a panel of plan sponsors said Monday at the National Association of Plan Advisors annual conference...

Retirement market needs 401(k) generalists, not just specialists: execs

March 21, 2017

Generalist 401(k) advisers, or those who don't specialize in retirement plan business, are essential to a well-functioning retirement plan market, which shouldn't be served only by so-called specialists, say industry executives at the National...

Tax reform could be 'way worse' for retirement industry than Department of Labor's fiduciary rule: Graff

March 20, 2017

Some of the reforms being weighed in Washington as part of a comprehensive tax-reform package could end up having a much more negative impact on the retirement industry than the Department of Labor's fiduciary rule, warns an executive with the...

Plan sponsors want help with DOL fiduciary duties

March 19, 2017

Plan sponsors worry about participants suing over inferior investment choices or high fees. At the same time, they're anxious about the Labor Department or Internal Revenue Service finding fault with their plan design or processes. They want...

Small-market retirement plan advisers face big-time challenges

March 16, 2017

Once upon a time, defined contribution plans seemed to be "set it and forget it" tools for plan participants. Organizations would decide to offer a vehicle for retirement savings and put the plan in place for employees to defer money. From that...

Some active target-date fund managers shine as passive management continues 401(k) onslaught

March 16, 2017

While passive management continued its steady climb in the target-date fund market, a few asset managers with actively-managed TDFs managed to outshine their indexing counterparts in 2016. Target-date fund assets held by passive managers, led...

Will the DOL fiduciary rule kill 401(k) plan referrals?

March 15, 2017

Experienced defined contribution plan advisers are excited about the potential flood of referrals from less-experienced plan advisers not interested in acting as a 401(k) plan fiduciary when the DOL fiduciary rule kicks in. Many less-experienced...

How to service small retirement plans and still make a profit

March 15, 2017

Small 401(k) plans — those with less than roughly $10 million in assets — need the most help from a fiduciary plan adviser, and yet this is the market that's most underserved. That's partly because fiduciary advisers traditionally working...

Merrill Lynch outlines plans for its 401(k) fiduciary platform

March 15, 2017

Merrill Lynch Wealth Management outlined plans Wednesday to transition its defined-contribution-plan business over to a fiduciary model, coming several months after the firm announced similar plans for its retail retirement business and as the...

The Department of Labor's fiduciary rule: Where are we now?

March 14, 2017

The Trump administration has issued a proposed regulation to delay the applicability date of the Department of Labor's fiduciary rule. That will almost certainly be followed by a final rule that delays the date until June 9, 2017. During that...

Morgan Stanley debuts fiduciary product for small 401(k) plans, with eye toward DOL rule

March 9, 2017

Morgan Stanley Wealth Management is making a push into the small 401(k) marketplace, debuting a fiduciary product exclusively available to its advisers and offering a risk-controlled way to continue servicing those plans when the Department...

401(k) advisers, take heed of guidance on hardship withdrawals for clients

March 8, 2017

In recent months, the Internal Revenue Service has provided guidance with respect to hardship withdrawals from tax-qualified retirement plans. Forewarned is forearmed, and in light of this recent series of guidance on possible errors in administering...

Fidelity, Empower and T. Rowe take three different approaches to the DOL fiduciary rule

March 7, 2017

The Department of Labor's fiduciary rule is leading record keepers of 401(k) plans to adopt wildly divergent compliance strategies. Take Fidelity Investments, Empower Retirement and T. Rowe Price, three of the largest defined-contribution-plan...

Senate moves to kill DOL's state, city auto-IRA rules

March 6, 2017

The Senate has moved to kill Obama-era retirement rules governing so-called auto-IRAs for states and cities, following similar action taken up in the House of Representatives in recent weeks. Sen. Orrin Hatch, R-Utah, introduced two separate...

Point-Counterpoint: Should employers have a fiduciary duty to their 401(k) plans?

March 3, 2017

Dana M. Muir Point Our retirement system imposes too much potential liability on employers Key points • Employers don't have expertise in determining appropriate plan investments, or hiring and overseeing third-party fiduciaries. • Plan...

Next Page »

1 | 2 | 3 | 4 | 5 ... 44