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Darla Mercado

Reporter: Insurance / Retirement Products

Darla Mercado

Darla Mercado writes about retirement issues and products, including taxes, annuities and 401(k) plans. She welcomes feedback and tips from readers on interesting topics. Outside of the newsroom, Darla spends her time inline skating, biking, running and swimming.

Recent Articles

Interest rate increases: A boon for senior savers and a disaster for variable-rate borrowers

Mar 6, 2015

Don't forget that a spike in rates will hurt ARM mortgages, HELOCs and variable-rate student loans

Transamerica offers legacy variable annuity clients a buyout

Mar 5, 2015

This offer affects more than 30 types of variable annuity contracts issued by the insurer

IRA incentives help savers, but they need to keep a close eye on fees

Mar 4, 2015

The programs, including one launched last week by Fidelity, won't make everyday investors millionaires, but they help

Income from rental properties requires careful tax planning

Mar 2, 2015

Second homes can provide good income, but are clients ready for the tax filing and landlord burden?

Lengthy and painful tax season awaits Americans living abroad

Feb 27, 2015

Advisers need to be aware of the tax laws in foreign jurisdictions, as well

Who needs a cash balance plan? Not just New Jersey

Feb 25, 2015

A tussle over public pensions has thrust these defined-benefit plans into the spotlight

Prudential and MassMutual in $2.5 billion pension risk transfer deal with Kimberly-Clark

Feb 24, 2015

21,000 retirees of the hygiene products maker will now be receiving their pension checks from Prudential

Pivotal 401(k) fee lawsuit in front of Supreme Court means big changes for plan advisers

Feb 24, 2015

Regardless of how the high court rules, ongoing investment monitoring will be here to stay

Deferred-income annuities grab spotlight from traditional variable annuities

Feb 22, 2015

Run-up of DIAs in recent years points to a new retirement income stream for clients

Raft of new annuity products has broker-dealers scrambling to train reps

Feb 22, 2015

As new annuities gain in popularity, broker-dealers are getting reps up to speed on using them as part of a comprehensive retirement income plan

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