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Mary Beth Franklin

Mary Beth Franklin is a Contributing Editor at Investment News specializing in Social Security, Medicare and Retirement income. She has been a financial journalist for more than 40 years, covering everything from federal budget and tax policies as a Capitol Hill reporter for United Press International to consumer finances as a writer and editor at Kiplinger’s Personal Finance magazine. Mary Beth became a Certified Financial Planner in 2015 and is an in-demand speaker at conferences for financial professionals as well as a frequent guest on numerous radio and television programs. She is the author of “Maximizing Your Social Security Retirement Benefits” and host of the Retirement Repair Shop podcast. In her free time, Mary Beth likes to read, garden, ski and play the piano. She received a BA in Communications from American University in 1975 where she continues to mentor journalism students.

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Tax planning for new retirees

The shift from having taxes withheld to making estimated tax payments can be challenging for people entering retirement.

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Inflation to boost future retiree health care costs

A new report shows that even a brief period of inflationary pressures will have long-term impact on expenses.

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Retiring in an age of uncertainty

Both new and existing retirees face the challenge of generating steady income in the low-interest-rate environment, which calls into question the traditional 60/40 investment strategy.

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New retirement guide focuses on longevity, inflation

J.P. Morgan Asset Management says that advisers should plan for 35 years in retirement for clients, rather than the previous 30 years, as average life expectancy continues to increase.

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Arguments for raising Social Security’s full retirement age

Increased longevity makes it likely that future reforms will mandate a higher retirement age, according to a new report from the American Academy of Actuaries.

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Medicare and same-sex couples

Married spouses are covered, but domestic partners may be out of luck.

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Divorce complicates Social Security claiming options

The length of the marriage, whether the individual claiming benefits has remarried, and the age at which they're claiming all affect benefit amounts.

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Workers show interest in Social Security bridge strategy

A study by the Center for Retirement Research finds that a third of 401(k) participants would choose to delay collecting benefits if they could use 401(k) assets as a temporary substitute.

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Social Security faces a customer service backlog

Expect delays as the Social Security Administration's field offices reopen to the public after closing in March 2020 amid the pandemic.

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Reassessing the 2022 Medicare premium hike

Advocates are urging the feds to lower the record hike in the Part B monthly premium for 2022 now that the price of a new Alzheimer's drug has been halved and its use is under review.