Opinion

Displaying 3029 results

Topic

Why financial wellness is a dismal failure and a huge success

The DC industry must be realistic and admit that financial wellness is largely a failure, an acknowledgment that's a key step on the road to success. Because we cannot afford to fail.

Topic

Medicare open enrollment begins Oct. 15

Clients don't have to make any changes, but they may be able to save money by re-shopping their prescription drug coverage.

Topic

Why multiyear earnouts can cause problems

Such arrangements are often structured in ways that misalign the interests of the buyers and sellers, and they can be highly divisive.

Topic

ESG loyalty will be tested as performance starts to lag

A report shows that the ESG investment category 'got lucky' by benefiting from high-profile climate disasters.

Topic

Fiduciary — it’s all Greek to me!

What the ancient Greek philosopher Aristotle can teach us about communicating a fiduciary standard of care.

Topic

20 years of resilience

The financial sector is in a much better place than it was 20 years ago, thanks to proactive safeguards that were put in place to protect the assets of millions of investors in the wake of the 9/11 attacks.

Topic

A new brand day

An exciting day in the evolution of InvestmentNews took place this week with the new brand launch of our reorganized parent company Bonhill Group.

Topic

How online trading apps are changing the market

The 6 million people who downloaded trading apps in January alone represent a new breed of retail investor that is younger, earns a lower income and is more racially diverse than any investment cohort the industry has seen.

Topic

Mobile apps teach college students to tackle spending habits — and debt

With students facing significant debt when they graduate, financial service providers can use technology to create a sense of empowerment around financial management for young adults.

Topic

Fight over DC participants tests advisers’ partnerships with providers

Providers cannot hope to create a sales force that competes with the 25,000 RPA specialists and hundreds of thousands of RIAs that dabble. But once the plan is sold, who has the right and ability to monetize the participants?

Topic

Embedded investing and why it works

Professionally managed portfolios that are accessible inside of consumer apps will give consumers their first taste of investing via a long-term-focused offer — perhaps coupled with education and bite-sized planning.

Topic

Investing in a disruptive climate

Adapting to the changing climate also includes taking into account advances in technology, such as in medicine, energy, transportation, space travel, artificial intelligence and computing. We need to analyze our current investments and consider updating our portfolios.

Topic

Great service is assumed. A full client experience is not

Rather than focusing on servicing clients, think instead of creating a great client experience — something that's very different.

Topic

Investor advocate comes off the sidelines, gets into the regulatory game

Even before drawing her first government paycheck, Barbara Roper has influenced how the SEC under Gary Gensler is approaching Regulation Best Interest.

Topic

Building a better portfolio with ESG ETFs

ESG ETFs have investments related to solving social issues in the country such as racial disparities and better health care.

Topic

A student loan crisis is looming. RPAs can help clients prepare

Plan sponsors are clamoring for solutions to help employees with their financial issues. Student loans and emergency savings programs are two easy, simple and impactful ways that the DC industry can help.

Topic

Court rules inherited 401(k) funds are protected in bankruptcy

A North Carolina Bankruptcy Court decided that inherited 401(k) accounts do indeed receive creditor protection under ERISA as long as the funds are still in the plan at the time of the bankruptcy filing.

Topic

4 key Olympic lessons for advisers

Here are the top four lessons I walked away from the Olympics with and that I will strive to instill in my team.

Topic

Small acts of kindness that build your advisory business

Treating clients as we would our dearest friends is not only the right thing to do, but tends to result in a lot of referrals from happy, well-cared-for clients.

Topic

Social Security trust fund to be depleted 1 year sooner than expected

The 2021 Trustees Report shows the trust funds will run dry in 2034 as a result of the economic fallout from the pandemic.