Outside-IN

Oct 20, 2021, 4:38 PM EDT

Dangers advisers may face due to record-keeper consolidation

record keeper

By Fred Barstein

The larger providers produced by consolidation will cater to larger RPA groups like aggregators and major broker-dealers at the expense of smaller, independent RPAs. Read full post

Oct 18, 2021, 7:52 AM EDT

The latest in financial #AdviserTech — October 2021

October

By Michael Kitces and Kyle Van Pelt

This month’s #AdviserTech roundup includes Franklin Templeton’s purchase of O’Shaughnessy Asset Management and its Canvas direct index platform; Morningstar’s acquisition of Moorgate Benchmarks; Betterment for Advisors’ shift from TAMP to RIA custodian competitor; and the SEC’s inquiry into when fintech-driven nudges become bona fide investment advice. Read full post

Oct 15, 2021, 8:12 AM EDT

Do you have undisclosed crypto? If so, it’s time to decide your future

crypto

By David Lesperance

Claims that crypto is 'untraceable' and the 'perfect tax haven' have been exploded. Those who bought into this mythology have to decide what to do. Read full post

Oct 14, 2021, 8:59 AM EDT

Outsourcing firm is helping RIAs mine 401(k) plans

401(k)

By Fred Barstein

A significant impediment is that experienced retirement plan advisers do not want to work with smaller or start-up plans, because they can't afford the minimum fees these RPAs need to charge. Read full post

Oct 12, 2021, 3:19 PM EDT

A plan for yourself is a plan for the future of your firm

plan

By Scott Hanson

The No. 1 reason given for the increase in advisory firm M&A is the desire to create a succession plan. Advisers nearing retirement should consider their alternatives. Read full post

Oct 12, 2021, 1:59 PM EDT

Bond market dilemma: How to lower duration without sacrificing yield

dilemma

By Edward Kerschner and Ronald Stahl

Investors could benefit from investing in a lower-duration, diversified fixed-income solution that invests in high income-producing sectors, such as high-quality high yield or emerging market debt. Read full post

Oct 12, 2021, 10:33 AM EDT

Congress is going after the largest IRAs

IRAs

By Ed Slott

The proposals in Congress might not become law, but clients are hearing about them and want to hear from their advisers on planning moves they could make to be better prepared. Read full post

Oct 11, 2021, 3:08 PM EDT

Exposing clients to financial plans in unexpected places

Goldman-picks-winners-in-ESG-sweepstakes

By Dani Fava

American Express Co. believes a consumer may want to create a full financial plan, complete with toggles for job promotions and inflation as well as important life events. They're not the only company that thinks so. Read full post

Oct 8, 2021, 12:32 PM EDT

Lessons from Beijing’s toothless crypto ban

crypto crumble

By Dan Eyre

For crypto-skeptic advisers, the fact that the ban proved to be a tempest in a teapot should be a wake-up call. Crypto as an asset class is here to stay. Read full post

Oct 6, 2021, 4:29 PM EDT

Will RIAs or RPAs benefit more as retirement, wealth converge at workplace?

RPAs

By Fred Barstein

RPA firms are selling at record profits, with deals flow expected to double in 2021, but it pales in comparison to the RIA market. So far, we have not seen any RIA aggregators, other than Captrust, show interest in the DC space. Read full post

Oct 6, 2021, 10:34 AM EDT

Getting to know you: Telling your story in your bio

bio

By Kristine McManus

Advisers' biographies tend to be generic, filled with jargon and acronyms. Write a bio that gives prospects the information they need to decide whether they want to talk with you. Read full post

Oct 4, 2021, 4:06 PM EDT

How do I market my RIA?

personal

By Chuck Failla

The compliance friction points that advisers detest the most are almost always centered around marketing. Read full post

Oct 4, 2021, 10:30 AM EDT

What we talk about when we talk about risk profiles

risk profiles

By Sarah Newcomb

Client risk profiles can be messy and complex, and even the language is confusing. Here are guidelines advisers can use to properly vet the tools they use to create client risk profiles. Read full post

Oct 4, 2021, 8:44 AM EDT

The rise of insurtech

woodbury

By Arron Price

Just 10 years ago, there was little crossover between securities and insurance, as insurance agents, health insurance agents and Wall Street advisers traditionally stayed in separate lanes. But that has started to change. Read full post

Oct 1, 2021, 11:10 AM EDT

How technology can embrace ‘financial therapy’

By Sarah Rasmuss

Advisers can use their tech stack to seamlessly track the opportunities best suited for each client and recommend appropriate actions that result in long-term change. Read full post

Sep 30, 2021, 2:40 PM EDT

3 drivers of record M&A activity

record

By Scott Hanson

With valuations of financial planning and wealth management shops at record highs and private equity focusing on the space, it would seem prudent for firms to at least research their options. Read full post

Sep 30, 2021, 1:07 PM EDT

Consolidation, wellness and micro market top of mind for record keepers

record keepers

By Fred Barstein

Looming over the RPA Record Keeper Roundtable and Think Tank was the convergence of wealth, retirement and health at work. Read full post

Sep 30, 2021, 8:22 AM EDT

The latest in financial #AdviserTech — September 2021

AdviserTech

By Michael Kitces and Kyle Van Pelt

This month's #AdviserTech roundup includes Riskalyze’s recapitalization, RightCapital’s launch of retirement decumulation tools, Veriti’s crossing $1 billion of AUM, and American Express partnering with BodesWell to return to the financial planning business 16 years after spinning off Ameriprise. Read full post

Sep 28, 2021, 10:00 AM EDT

The next evolution of Monte Carlo analysis

Monte Carlo

By Matt Rogers

Advances in technology and the deployment of Monte Carlo in financial planning means these solutions can support advisers creating stronger, more personalized financial plans. Read full post

Sep 28, 2021, 9:00 AM EDT

Dealing with challenging clients

Challenging

By Michael Broad

Deep-in-debt clients were hoping for a magic solution I didn't have, and didn't appreciate the advice I was able to give them. Read full post

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