Results for "Just Thinking"

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Gluttony on the high seas

July 28, 2013

You can certainly learn a lot about consumer behavior on a cruise ship. When I boarded Royal Caribbean International's M/S Enchantment of the Seas for a four-night getaway to the Bahamas a few weeks ago, I had no idea what I was in for. Sure,...

Homing in on some painful lessons

June 2, 2013

By nearly all accounts, the housing market is back. March home prices were nearly 11% higher than a year earlier, according to the S&P/Case-Shiller home price index released last week. Not only was that gain the largest since 2006, it followed...

Female advisers: The missed opportunity

May 5, 2013

Considering that 69% of financial advisers are male, it appears that the profession is not exactly a bastion of gender equality. The number of financial advisers in the U.S. is on track to grow 32% between 2010 and 2020, and with that growth...

For me, the crisis was un-bearable

April 14, 2013

There's a political joke that goes like this: “If you're young and not a Democrat, you're heartless. If you grow up and you're not a Republican, you're stupid.” Well, I have fashioned a similar joke that gets at how I am feeling about the...

Getting tough on use of e-mail as a dodge

March 31, 2013

L ike most news organizations, InvestmentNews runs 24/7. Gone are the days when reporters grabbed their hats and walked out of the newsroom at the end of an eight-hour shift — putting the story they had just filed, or the one they were still...

Wading through the alphabet soup

August 18, 2013

The financial advice industry has long been criticized for having too many professional designations — some good, some OK and far too many just worthless. By some estimates, there are now more than 100 professional designations and certifications...

Jim Pavia: My last column for InvestmentNews

July 14, 2013

After a decade of leading the InvestmentNews editorial team, I have decided it is time to try something new, so I am heading to CNBC. It has been my distinct pleasure to oversee this publication and to have had a hand in the evolution of the...

Help your clients' kids avoid maxing out

September 9, 2012

Like most parents, I will do almost anything to help my four boys avoid making the mistakes I did when I was young. If carting out my eighth-grade pictures and letting them yuk it up about how my head resembled a feather duster keeps them from...

In SRO Olympics, Bachus flip is a head fake

August 12, 2012

You have to hand it to House Financial Services Committee Chairman Spencer Bachus. He knows the power of a head fake. How else to explain Mr. Bachus' flip-flop over whether to continue touting his bill calling for the creation of one or more...

Keeping pace with change

July 22, 2012

At a time when the financial advice industry is being challenged by economic head winds and dramatic, if not seismic, shifts in investor attitudes and behaviors, so too is the business of putting out a weekly newspaper. And just as financial...

Advice about college planning

March 25, 2012

About eight months ago, a recently divorced friend called me in a panic. John and his ex-wife, Mary, as I'll call them for the sake of privacy, were sorting out their financial affairs and realized that there was little money available to pay...

Obama right to focus on college affordability

February 17, 2013

OK, I admit it. I dozed in and out of President Barack Obama's State of the Union address last Tuesday. Don't judge me. When was the last time you heard a State of the Union address that wasn't just a laundry list of familiar issues or one that...

The election's wealth of lessons

November 11, 2012

For financial advisers, the 2012 presidential race offers many important lessons. First, always be honest and direct with your clients. Let's face it — both President Barack Obama and former Massachusetts Gov. Mitt Romney did their fair share...

Goldman Sachs 'tell-all' tells little

October 21, 2012

After reading the opening chapter of Greg Smith's Wall Street tell-all, “Why I Left Goldman Sachs,” it is clear that Mr. Smith has an ax to grind — and a pretty dull one at that. How else to explain his reaching account of intern hell...

Presidential debate: Obama 0, Romney 1

October 7, 2012

For the most part, I like Barack Obama. I went into last Wednesday's debate between the president and Republican nominee Mitt Romney with high hopes that the former would summon the deft communications skills that carried him into the Oval Office...

No second chances when it comes to securities fraud

August 26, 2012

At the risk of sounding like a Hallmark commercial, I believe in second chances. I believe that no matter how much people screw up, they deserve a chance to make amends and to be forgiven for a stolen candy bar, for hurtful words or even for...

Someday is not a day of the week

May 1, 2011

What parent hasn't had the leisure of a late Sunday afternoon interrupted by a child's sudden plea for help with a project or paper due first thing Monday morning? For their procrastination, children usually receive a stern warning that if they...

Have you seen those commercials about CFPs?

April 24, 2011

Over the past few years, I have used this space to advocate for a national advertising program to make the public aware of its need for professional financial advice. I was therefore de-lighted when representatives of the Certified Financial...

A changing of the guard at InvestmentNews

July 8, 2012

When I became editor of InvestmentNews nine years ago, we had seven reporters and a handful of editors who produced a weekly print newspaper. Today, our team of 30-plus reporters, editors, researchers and digital staff members work to generate...

Medical bills can tarnish credit reports

April 22, 2012

As the editor of InvestmentNews, I receive a great many interesting e-mails from readers each week. One in particular, however, from a financial adviser whom I'll call Kate, attracted my attention. Kate urged me to write a column about the benefits...

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