Results for "college savings"

Displaying 378 results

Sort: Date | Relevance


The tax risks of clients' overfunding their 529 savings plans

July 17, 2015

Here's a typical scenario that happens in my world. A high-earning family walks in the door and wants to begin their retirement and financial planning process. The family is prepared, highly educated and committed to developing and sticking...

How to help clients invest for college without sacrificing retirement

May 28, 2015

One of the keys to successful investing is balance. Balance is also important when it comes to saving for life goals. For families, the question is often whether to save for college or retirement — or how to save for both, often at the same...

Schwab sweetens 529 plans, cutting fees for active and passive portfolios

May 19, 2015

For clients who have college savings on their minds, Charles Schwab & Co. Inc. just got their attention by slashing fees in their 529 plans. In actively managed portfolios, Schwab is lowering its fees by an average 20%. Expense ratios that were...

Senate Finance Committee OKs changes to college savings plans

April 29, 2015

Legislation loosening the rules around Section 529 college savings plans advanced through a key Senate committee Wednesday. The Senate Finance Committee approved a measure that contains three changes that the House of Representatives passed...

Saving for college got tougher last year

April 29, 2015

Fewer parents are finding the money to save for their kids' college. And those who are saving are saving less. After a 30% jump in the level of average savings for 2013, the day-to-day cost of living, combined with lower earnings and unexpected...

Parent PLUS loans and student loan cosigning: Just say no

April 2, 2015

As high school seniors receive their college acceptance letters and financial aid packages, be sure to tell your clients to think twice about co-signing student loans or taking out PLUS loans to finance their children's education. With college...

Interest rate increases: A boon for senior savers and a disaster for variable-rate borrowers

March 6, 2015

Higher interest rates will be a blessing to many retirees looking at CDs and fixed annuities, but that very same prospect is a terrifying one for debtors, particularly those with variable-rate debt. At the end of February, Federal Reserve Chair...

Factors to consider when choosing a 529 college savings plan

March 5, 2015

Certain nuances of Section 529 college savings plans should be considered when looking for an investment plan that will grow enough to pay for the increasing costs of college. Advisers should begin with an analysis of the cost of the plan, including...

Hospital stocks ride a wave of potential insurance subsidies

March 5, 2015

Hospital stocks rallied on word the Supremes would be hearing arguments related to Obamacare subsidies. HCA, THC, CYH The dollar has hit an 11-year high against the euro. 'A continuation in the selling we've seen all week' An easy road map to...

529 benefits go beyond college savings

March 4, 2015

Advisers who help clients recognize the advantages of Section 529 plans — beyond saving for college — stand to gain business benefits. The tax incentives of 529 college savings plans are the most obvious reason to suggest clients with children...

House approves bill easing 529 plan rules

February 26, 2015

Seeming to rebuke President Barack Obama's retracted plan to tax college savings accounts, the Republican-led House of Representatives approved legislation Wednesday that would expand the way people can use money from Section 529 plans. The...

Obama backs off 529 college savings plan proposal

January 28, 2015

President Barack Obama is dropping his proposal to tax the earnings on college savings accounts, responding to criticism of an idea the White House announced 11 days ago. A White House official, speaking on condition of anonymity, said the issue...

The latest CFA test scores send 56% back to square one

January 28, 2015

While some New Yorkers were shoveling out on Tuesday, a lot of Wall Street-wannabees were sweating over the results of the December CFA tests, which showed that only 44% of test takers passed. Cheer up, less than 20% of candidates pass all three...

What Obama's attempt to tax 529 plans says about the safety of Roth IRA assets

January 28, 2015

President Barack Obama's brief attempt to tax 529 college savings plans has inadvertently reminded some financial advisers that government promises can often be temporary, and planning should be approached accordingly. While Mr. Obama dropped...

Global bankers are painting the Fed into a corner

January 26, 2015

Global easing by central bankers makes it harder for the U.S. Fed to stick with its promise of hiking rates this year. Caught between a rock and a hard place and a strong dollar and falling commodity prices Greece makes a move toward ending...

Little incentive to use 529 plans under Obama proposal

January 21, 2015

The way Americans save money to send their children to college would likely change under proposals President Barack Obama alluded to in his State of the Union address Tuesday. The tax benefits of the nation's 529 college savings plans and Coverdell...

Should your clients use prepaid college tuition plans?

January 13, 2015

With more than a dozen Midwestern liberal arts schools recently joining the Private College 529 Plan, the nation's only prepaid college tuition plan sponsored by private schools, advisers need to weigh the pros and cons of using such plans....

ETFs losing their luster in 529 college savings plans

December 10, 2014

Interest in offering exchange-traded funds within 529 college savings plans seems to be petering out because the benefits of them fall short when they are held within these tax-advantaged accounts, according to a consultant. Over the past year,...

The season of giving is the perfect time for 529 college savings plans

December 2, 2014

What better holiday present to offer future generations than the gift of higher education? With the holidays approaching, and as financial advisers begin working on end-of-year planning with their clients, now is the absolute best time for them...

Integrate college, retirement plans

November 30, 2014

Since September, I have been in front of at least $5 million of potential new assets under management almost every week. How? I help parents determine their best strategy to pay for college and save for retirement. I focus on four key areas:...

« Previous PageNext Page »

1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 ... 19


Hi! Glad you're here and we hope you like all the great work we do here at InvestmentNews. But what we do is expensive and is funded in part by our sponsors. So won't you show our sponsors a little love by whitelisting It'll help us continue to serve you.

Yes, show me how to whitelist

Ad blocker detected. Please whitelist us or give premium a try.