Results for "retirement"

Displaying 3,962 results

Sort: Date | Relevance

Author:

Fidelity says retirees can expect to spend $285,000 on health care

April 2, 2019

A 65-year old couple retiring this year can expect to spend $285,000 on health care and medical expenses throughout retirement, according to an annual health care study done by Fidelity. For individuals, the estimate is $150,000 for women and...

California wins auto-IRA lawsuit

April 2, 2019

California's auto-IRA program, CalSavers, survived a legal challenge that sought to nullify the state's new retirement vehicle, and some experts see the decision as a positive indicator for states that have similar programs and those considering...

Top reasons to file a tax extension

April 2, 2019

With less than two weeks to go before the annual April 15 tax-filing deadline, many people are still gathering the necessary financial records or scrambling to come up with the cash needed to pay their tax bill. But neither excuse is a sufficient...

Cerity Partners buys Blue Prairie Group to create $21 billion advisory firm

April 2, 2019

New York-based wealth manager Cerity Partners is taking a big step into the retirement plan space with the acquisition of Blue Prairie Group, which oversees $11 billion in retirement plan assets. The combined company, which will operate as Cerity...

House committee unanimously approves sweeping retirement bill

April 2, 2019

The House Ways and Means Committee unanimously approved sweeping legislation Tuesday to increase retirement savings. The bill would make it easier for small businesses to band together to offer retirement plans to their employees, provide legal...

New annuities starting to address RMDs

April 1, 2019

Allianz Life Insurance Co. of North America is launching an indexed annuity geared toward clients 70½ and older who don't need the money that the government requires they withdraw each year from retirement accounts in the form of required minimum...

401(k) adviser fees for small plans buck compression trend

March 29, 2019

Small 401(k) plans are proving to be an oasis of sorts for financial advisers even as fees for larger plans are declining rapidly.​ Average advisory fees for a $100 million 401(k) plan decreased by 9% in 2018 from the year prior, according...

Longest-running 401(k) fee lawsuit ends in $55 million settlement

March 29, 2019

Parties in the longest-running 401(k) fee lawsuit have agreed to a $55 million settlement, bringing to near conclusion a 12-year case that's one of the best-known of its kind. The lawsuit, Tussey v. ABB, was among the initial tranche of lawsuits...

Half of Americans approaching retirement have nothing saved

March 27, 2019

The bad news is that almost half of Americans approaching retirement have nothing saved in a 401(k) or other individual account. The good news is that the new estimate, from the U.S. Government Accountability Office, is slightly better than...

How to handle a client with low risk tolerance

March 27, 2019

Risk tolerance questionnaires, scores and levels are a big focus right now in retirement income planning. While many of the tools are still rudimentary (e.g., your desire to skydive probably isn't tied to your investment risk tolerance), we...

Why the 4% rule may be irrelevant

March 27, 2019

The 4% retirement withdrawal rule has enjoyed a ubiquitous presence in the world of financial planning ever since William Bengen proposed it in 1994. Mr. Bengen's rule states that individuals should withdraw no more than 4% of their retirement...

Update on Social Security reform

March 26, 2019

Well, it's a start. A House panel held hearings in mid-March on a bill that would expand Social Security benefits and stabilize the long-term finances of the nation's premier retirement system. But don't get too excited. The Social Security...

Fiduciary duty and the choice between active and passive

March 26, 2019

There is nothing passive about being a fiduciary investment adviser, even when it comes to making decisions about passive investing. The duty of care requires the adviser to proactively exercise the skill, prudence and good judgment of a professional...

What 401(k) record-keeper consolidation means to retirement plan advisers

March 26, 2019

The recent report that Principal Financial is likely buying Wells Fargo's retirement record-keeping division could be a harbinger of massive 401(k) record-keeper consolidation that puts even more assets and participants in the hands of fewer...

Merrill adds to 401(k) fiduciary services

March 25, 2019

Merrill is expanding its roster of fiduciary services available to 401(k) clients, a move that comes amid a broader push by wirehouses and large brokerage firms to change the way they work with smaller retirement plans. Merrill announced Monday...

Don't write off ESG investments out of habit — the demand is real

March 23, 2019

Opportunities in the financial services industry rarely look as inviting as the current market for investments focused on environmental, social and corporate governance factors. At around $12 trillion, which is up 38% from two years ago, ESG...

Blockchain will upend the 401(k) market

March 23, 2019

Blockchain technology is poised to completely upend the retirement market and the way 401(k) advisers do business. The technology, while nascent among record keepers of defined-contribution plans, promises to boost cybersecurity, increase efficiency...

Levering tech for financial wellness

March 23, 2019

When employees struggle financially, their employers struggle. Recent research on short-haul truck drivers conducted at the University of Pittsburgh shows that when employees' financial stress rises, companies experience a $1.4 million increase...

Technology is essential component of growth

March 23, 2019

As the defined-contribution practices of financial advisers grow, so do the challenges. But advisers and their staffs are not properly equipped or trained to deal with many of those challenges. They include running a business rather than only...

Cybersecurity poses strain between plan sponsors, record keepers

March 23, 2019

Data security breaches are an unfortunate part of our increasingly digital world. For plan sponsors, this means a responsibility — a fiduciary obligation, some say — to ensure the protection of their employees' personal data. So plan sponsors...

« Previous PageNext Page »

1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 ... 199

X

Hi! Glad you're here and we hope you like all the great work we do here at InvestmentNews. But what we do is expensive and is funded in part by our sponsors. So won't you show our sponsors a little love by whitelisting investmentnews.com? It'll help us continue to serve you.

Yes, show me how to whitelist investmentnews.com

Ad blocker detected. Please whitelist us or give premium a try.