Results for "social security"

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Flat COLA could force seniors to plunder portfolios

October 15, 2010

In another example of the “new normal,” the Social Security Administration announced that due to the low rate of inflation, the 58 million Americans who get Social Security checks won't receive a cost-of-living adjustment in 2011. On average,...

Social Security strategies boost income

September 19, 2010

Financial advisers are taking advantage of several Social Security strategies that can boost baby boomers' annual income dramatically. One of the simplest strategies is to defer collecting Social Security benefits until 70. Since every year...

“Secret” Social Security strategies for advisers

May 3, 2010

Most financial advisers are unaware of Social Security strategies that could help increase their clients' payments by thousands of dollars per year. That's according to Mary Beth Franklin, an editor at Kiplinger's, who spoke today at InvestmentNews...

Social Security makes it official: No COLA in 2010

October 15, 2009

There will be no cost of living increase for more than 50 million Social Security recipients next year, the first year without a raise since automatic adjustments were adopted in 1975, the government announced Thursday. Blame falling consumer...

Solvency of Social Security, Medicare worries advisers

May 24, 2009

Just when market conditions appear to be stabilizing, financial advisers now have something else to keep them awake at night: Both Social Security and Medicare are on a pace to disappear even sooner than expected. The economic crisis has put...

Memo to the government: Dead people don't spend

May 24, 2009

In an effort to energize the economy, stimulus checks are being mailed to millions of people. Unfortunately, thousands of the recipients are dead. Let me explain. As part of the government's stimulus plan, checks in the amount of $250 are being...

Let's rebuild retirement's three legs

May 17, 2009

For decades, the U.S. retirement system was described as a three-legged stool. One leg was the Social Security system, the second was the employer-sponsored retirement plan, and the third was personal savings. Unfortunately, all three legs of...

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