Results for "social security"

Displaying 703 results

Sort: Date | Relevance

Author:

Social Security blocks clients' claiming strategies

May 9, 2017

I am detecting a pattern. Time after time, a financial adviser recommends how a client should claim their Social Security benefits in a way that will maximize their lifetime income, only to be thwarted by a well-meaning Social Security representative...

Milestone birthday triggers crucial financial decisions

May 5, 2017

It all began with my husband's surprise party. I planned an intimate dinner with close friends and family at a local restaurant to celebrate his 65th birthday. Mission accomplished. He was surprised, and we all had a good time. Little did we...

How Social Security treats remarriage

May 1, 2017

Young love is often blind and impulsive. Mature love, on the other hand, is pragmatic and wears bifocals. At least that is my interpretation based on recent questions from InvestmentNews readers asking what happens to Social Security benefits...

Social Security: Later is better

April 26, 2017

Americans are finally getting the message: Waiting to claim Social Security until full retirement age or later results in bigger monthly benefits for life and can also boost survivor benefits for a remaining spouse. Today's pre-retirees (ages...

Ric Edelman proposes Social Security fix: Allot $7,000 for each baby

April 19, 2017

A prominent financial adviser is proposing to fix the Social Security system by using the same approach that he recommends to clients: Start saving early and take advantage of compound growth. Ric Edelman, executive chairman of Edelman Financial...

Social Security update for same-sex couples

April 10, 2017

When is a marriage a marriage? In the case of same-sex couples, it can be complicated, particularly if their union pre-dates the nationwide recognition of gay marriage. On June 26, 2015, the U.S. Supreme Court issued a decision in Obergefell...

How to spot fake answers from Social Security Administration reps

April 3, 2017

We've all grown a bit weary over politically charged arguments about what constitutes real versus fake news. Based on my overflowing email box, I sense a similar frustration from financial advisers and their clients about how to interpret answers...

Hiring freeze and budget cuts impact Social Security claims

March 27, 2017

Last week, 50 members of Congress sent a letter to President Donald J. Trump asking him to exempt the Social Security Administration from the federal hiring freeze "to ensure that the American people receive the first-class service they have...

Social Security Administration continues to give bad advice on claiming rules

February 13, 2017

I don't know who is more frustrated about the rash of bad advice being doled out by Social Security Administration staffers recently — financial advisers, their clients or me. More than a year after Congress approved changes to Social Security...

Medicare enrollment ends HSA eligibility

February 9, 2017

As many clients continue to work beyond the traditional retirement age of 65, financial advisers are often confronted with questions about the interaction of employer-provided health insurance, Medicare and health savings accounts. Health savings...

Two ways to boost Social Security benefits

February 6, 2017

Now that Congress has eliminated some of the more lucrative Social Security claiming strategies, financial advisers are always looking for ways to help their clients maximize their retirement benefits. Scott Willingham, a financial adviser with...

Mary Beth Franklin: Why Social Security is so important to women

February 3, 2017

More than half of Social Security beneficiaries over age 62 are women, and two-thirds of beneficiaries over age 85 are women. InvestmentNews contributing editor Mary Beth Franklin discusses how advisers can help them maximize their benefits.

When claiming Social Security early makes sense

January 27, 2017

A question from an InvestmentNews reader warmed my heart because it perfectly demonstrates how financial advisers can continue to help their clients maximize their Social Security benefits even after the recent changes to the claiming strategy...

2016 tax returns determine 2018 Medicare premiums

January 25, 2017

As your older clients gather their financial documents to file their 2016 federal income taxes, they should pay close attention to the bottom line on their tax return. Their adjusted gross income in 2016, plus any tax-exempt interest income,...

Mary Beth Franklin: How to maximize Social Security when one spouse is receiving disability benefits

January 20, 2017

Can a wife collect spousal benefits on her husband who is receiving Social Security disability benefits? InvestmentNews contributing editor Mary Beth Franklin explains the answer to this very popular question among readers.

Some compensation is exempt from Social Security earnings test

January 19, 2017

Talk about double whammy! One adviser asked me for guidance on a Social Security claiming strategy for a newly widowed client. Not only did she lose her husband recently, but at the end of last year, she also lost her job. The adviser, Dewey...

Mary Beth Franklin: Why that Social Security check might be less than you expected

January 11, 2017

One financial adviser was baffled when her client received a Social Security check that was $1,000 less than what they expected. InvestmentNews contributing editor Mary Beth Franklin discusses why they failed to account for two things.

Social Security to stop mailing paper statements — again

January 10, 2017

The Social Security Administration announced it will stop mailing estimated benefit statements to most American workers in a cost-saving move that is expected to save about $11 million this year. Well, “announced” may be too strong a word....

Social Security changes coming to beneficiaries and taxpayers in 2017

January 5, 2017

Social Security benefits for about 60 million retired and disabled workers and their dependents will increase slightly in 2017, but for many beneficiaries, the minuscule 0.3% cost-of-living adjustment will be wiped out by higher Medicare premiums....

Mary Beth Franklin: How to correct erroneous Social Security earnings records

January 5, 2017

What do you do when you find out your Social Security earnings record is wrong? InvestmentNews contributing editor Mary Beth Franklin discusses how to spot errors and the steps to take once you find them.

« Previous PageNext Page »

1 ... 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 ... 36

X

Hi! Glad you're here and we hope you like all the great work we do here at InvestmentNews. But what we do is expensive and is funded in part by our sponsors. So won't you show our sponsors a little love by whitelisting investmentnews.com? It'll help us continue to serve you.

Yes, show me how to whitelist investmentnews.com

Ad blocker detected. Please whitelist us or give premium a try.