Results for "social security"

Displaying 710 results

Sort: Date | Relevance

Author:

Mary Beth Franklin: Social Security benefits include past inflation adjustments

June 24, 2013

I recently received a great question about Social Security benefits that I had never before encountered. Carl Holubowich, a financial adviser in Washington, D.C., said that he has a female client who recently reached her full retirement age...

Don't let your clients leave Social Security benefits on the table

June 19, 2013

Following a recent seminar on Social Security claiming strategies that I conducted at the request of a local wealth advisory firm, I received some fascinating questions. One was from a woman who is 69. Her husband, who is 71, began collecting...

Mary Beth Franklin: The question Social Security calculators can't answer

June 18, 2013

Last weekend, I participated in a retirement income forum sponsored by a local wealth management firm near my home in Falls Church, VA. Nearly 300 of the firm's clients attended the six-hour program that ran from breakfast through lunchtime...

Bogle: SocSec greatest fixed income

June 16, 2013

The rule of thumb has always been that as individuals get older they should allocate more to bonds, but that may not be the best route to retirement — and not just because of rising interest rates. They may be overlooking the other big source...

Fewer options for altering spousal Social Security claims

June 16, 2013

R eaders come up with the best questions. Sarah, a financial adviser in Los Angeles, is one of them. Sarah asked whether a person who claimed reduced Social Security spousal benefits early, at 62, can do anything to restore a higher benefit....

Live from Morningstar Are retirees holding too many bonds?

June 13, 2013

The rule of thumb has always been that as individuals gets older they should allocate more to bonds, but that may not be the best route to retirement — and not just because of rising interest rates. They may be overlooking the other big source...

The most misunderstood Social Security rule

June 12, 2013

In one of my recent blogs, I discussed Social Security spousal benefits, explaining how spousal benefits can be worth up to half of the amount of a worker's benefit if collected at full retirement age. I also noted that because spousal benefits...

Mary Beth Franklin: No mulligan after claiming spousal benefits early

June 10, 2013

Readers of my InvestmentNews blogs and columns come up with the best questions! They make me rethink how I can present information about the often-complicated Social Security claiming rules in a clearer fashion. Sarah, a financial adviser in...

Why we need to fix Social Security now

June 9, 2013

When the Social Security trustees issued their annual report recently, you could almost hear a collective sigh of relief across the country. The long-range financial outlook for the nation's crucial retirement system is still on track to pay...

Next benefit fortress to fall: Employee health insurance

June 9, 2013

Workplace-based health insurance is following in the footsteps of retirement benefits. In response to rising premiums over the past few years and fear of the unknown when Affordable Care Act changes kick in next year, increasing numbers of employers...

Mary Beth Franklin: How to mesh Social Security disability and retirement strategies

June 6, 2013

I received an interesting question from a financial adviser in West Chester, Pa, yesterday about how to coordinate Social Security disability and retirement benefits. Jeff asked me to recommend an optimum claiming strategy for his client, a...

Gaining Social Security expertise can make advisers clients' allies

June 2, 2013

More and more, financial advisers are becoming experts in Social Security-claiming strategies, and their clients are better off as a result. And for those who haven't yet mastered the intricacies of this vital benefits program, there is no shortage...

66 is magic number for retirement age

June 2, 2013

Sixty-six is the magic retirement age for those seeking full Social Security eligibility, but Medicare eligibility appears to be a considerable factor for those who decide to stop working at 65. That was the conclusion of a study published by...

Urgency to fix Social Security financing growing

May 31, 2013

Social Security's retirement and disability programs have enough resources to cover benefits for the next 20 years, according to the latest Social Security and Medicare trustees report, issued today. After the trust fund surplus is exhausted...

Magic retirement number is 66, but Medicare a key factor

May 28, 2013

Sixty-six is the magic retirement age for people seeking full Social Security eligibility, but Medicare eligibility appears to be a considerable factor for those who decide to stop working at 65. That was the conclusion of a study published...

Mary Beth Franklin: Public servants get short end of Social Security stick

May 28, 2013

Over the past few weeks, I've heard from several public sector employees and retirees who are hopping mad about rules that offset the Social Security benefits they earned while working in the private sector before, after or during their government...

Avoid getting undone by the do-over strategy

May 26, 2013

One of the biggest challenges of figuring out when to claim Social Security benefits is determining which strategy would maximize benefits for a client. The second challenge is to keep up with any rule changes that could undo the initial decision....

Mary Beth Franklin: With Social Security, no double dipping allowed

May 22, 2013

I often receive questions from financial advisers who are anxious to maximize their clients—on in some cases, their-own—retirement income through smart Social Security claiming decisions. Unfortunately, the strategies that some of them propose...

Mary Beth Franklin: Undone by the do-over strategy

May 20, 2013

One of the biggest challenges of figuring out when to claim Social Security benefits is determining which strategy would maximize benefits for a client. The second challenge is to keep up with any rule changes that could undo the initial decision....

Social Security software options

May 12, 2013

With all of the factors to consider when helping determine a client's best strategy for claiming Social Security, software can be a godsend. But which tool offers the best output for the cost? I looked into two of the most popular Social Security...

« Previous PageNext Page »

1 ... 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 ... 36

X

Hi! Glad you're here and we hope you like all the great work we do here at InvestmentNews. But what we do is expensive and is funded in part by our sponsors. So won't you show our sponsors a little love by whitelisting investmentnews.com? It'll help us continue to serve you.

Yes, show me how to whitelist investmentnews.com

Ad blocker detected. Please whitelist us or give premium a try.