Thomas Ruggie, ChFC®, CFP®

Founder and CEO  
Destiny Family Office, Destiny Wealth Partners, Ruggie Wealth Management 

Tom Ruggie is a visionary wealth manager, executive, and entrepreneur who has spent more than three decades building one of the country’s pre-eminent wealth management organizations, comprised of two independent RIAs, multiple wealth management firms, various alternative investment funds, co-investment fund, and other privileged investment initiatives to enhance client offerings.  

In 2017, Ruggie founded Destiny Family Office to guide wealth creators, wealth inheritors, and their families with situations like his, through the challenges and complexities that come from building, managing, and preserving significant wealth, while navigating the demands of both family and business. 

He created Destiny Family Office to provide high-impact “single-family-office” services in an integrated, multi-family office setting. Both he and his firm have earned national recognition as advocates for HNW and UHNW investors, who, despite significant resources, have not previously had privileged access to sophisticated institutional-caliber alternative, direct or co-investment platforms with broad manager access, underpinned by strong research capabilities.  

An avid collector himself, Ruggie has also achieved a deepening national prominence for his niche focus on planning for and managing collectibles as an alternative asset class. He helps top-tier collectors and their advisors integrate their valuable collections into all aspects of their wealth management, tax, and estate planning strategies.  

Every capability and solution is guided by one question: What would I want as a client? The answers from decades of insights gained from Strategic Coach, Vistage membership, and most recently, his participation in TIGER 21. 

Ruggie has been recognized as the InvestmentNews 2025 Advisor of the Year – Alternative Investments, Barron’s Top 1500 Financial Advisors for the 14th time, #2 2026 Forbes Best-in-State Wealth Advisor – North Florida, and InvestmentNews 2026 Top Financial Professionals and 2025 Hot List. Destiny Wealth Partners was named the InvestmentNews 2024 RIA Team of the Year (10 Advisors or More) and Forbes Top 250 RIA Firms.  

Engage with him on LinkedIn.  

https://destinyfamilyoffice.com/ 

https://destinywealthpartners.com/ 

https://www.ruggiewealth.com/