Fred Reish
Plan sponsors will need to amend their plans to cover the CARES Act changes that they decide to implement
The legislation's green light for open multiple employer plans goes into effect at the start of next year
401(k)-plan advisers are well-positioned to provide investment advice to participants, but it could prove legally treacherous.
401(k)-plan advisers are well-positioned to provide investment advice to participants, but it could prove legally treacherous.
Retirement plan advisers need to discuss record-keeping pricing, investment vehicles and the use of participant data with clients
There are certain traps for unwary advisers, such as specific disclosure requirements.
The DOL hasn't issued concrete guidance on the issue, but there are hints on how to avoid trouble.
An IRS nod shows potential pathways for employers, but several considerations must be made in advance of developing such a program.
The proposed best-interest standard applies only to 'retail customers,' a definition that seems to omit broker recommendations to retirement plans. RIAs, though, are still on the hook.
The ruling doesn't apply to services, so investment management services for retirement plans and IRAs remain fiduciary activities.
