Guides

Displaying 117 results
How to suspend Social Security benefits: what every retiree should know
NOV 05, 2024
How to suspend Social Security benefits: what every retiree should know

If you've reached FRA and want to change you claiming decision, this guide on how to suspend Social Security benefits can prove useful

By Mark Rosanes
10 biggest investment frauds in recent history
OCT 23, 2024
10 biggest investment frauds in recent history

The biggest investment frauds didn't just take billions, they also shattered lives and shook the financial world. Let's delve into the worst scams in past years

By Mark Rosanes
Social Security do-over: what are your options?
OCT 23, 2024
Social Security do-over: what are your options?

If you claim retirement benefits and regret the decision, you may get a chance at a Social Security do-over. Find out what option works for you in this guide

By Mark Rosanes
Is the John Hancock 401(k) a good deal?
OCT 23, 2024
Is the John Hancock 401(k) a good deal?

The John Hancock 401(k) is one of many 401(k)s for the US market. Is it any different from the other 401(k)s of other institutions? Find out here

By Ramon Berenguer
Should you take Social Security retroactive lump sum payments?
OCT 10, 2024
Should you take Social Security retroactive lump sum payments?

Filing for a Social Security retroactive lump sum can be tempting – but there are a few caveats. Find out if this retirement strategy is for you

By Mark Rosanes
Is claiming retroactive Social Security benefits a good idea?
SEP 24, 2024
Is claiming retroactive Social Security benefits a good idea?

Claiming retroactive Social Security benefits can boost your retirement income but there are long-term implications. Find out if this strategy suits you

By Mark Rosanes
How does early retirement affect Social Security benefits?
SEP 19, 2024
How does early retirement affect Social Security benefits?

Early retirement can impact your Social Security payouts in many ways. This guide explores the different scenarios that can affect your benefits

By Mark Rosanes
Best Social Security strategies for married couples
SEP 12, 2024
Best Social Security strategies for married couples

Married couples can use different Social Security strategies to boost their retirement benefits. Find out what these tactics are in this guide

By Mark Rosanes
Social Security earnings test: a guide for retirees
SEP 11, 2024
Social Security earnings test: a guide for retirees

The Social Security earnings test applies if you earn a certain income and file for retirement benefits before the full retirement age (FRA). Find out how this test works in this guide

By Mark Rosanes
Maximizing Social Security benefits for a nonworking spouse
SEP 10, 2024
Maximizing Social Security benefits for a nonworking spouse

Social Security benefits for a nonworking spouse are available based on their partner’s earnings record. How much can they get? Read on to find out

By Mark Rosanes
How to restart Social Security benefits 
AUG 29, 2024
How to restart Social Security benefits 

Those who took their Social Security early can suspend and restart their benefits. Find out how to restart suspended Social Security benefits in this article

By Ramon Berenguer
The rules on Social Security for divorce 
AUG 29, 2024
The rules on Social Security for divorce 

Depending on certain criteria, you may be able to collect on your ex-spouse's Social Security as if you were still married. See how this is possible.

By Ramon Berenguer
How to avoid Social Security scams 
AUG 15, 2024
How to avoid Social Security scams 

Social security scams are a common practice of fraudsters. Here’s how you can help your clients detect and avoid them

By Ramon Berenguer
Helping your clients understand survivors benefits 
JUL 04, 2024
Helping your clients understand survivors benefits 

Survivors’ benefits can be a touchy but necessary subject that must be discussed with your clients. Get familiar with survivors’ benefits here

By Ramon Berenguer
A look at 401(k) Transamerica fees 
JUN 13, 2024
A look at 401(k) Transamerica fees 

Is the 401(k) from Transamerica a good retirement plan or should you skip it and choose other 401(k) providers? Find out more in this article

By Ramon Berenguer
What is the SEC? 
JUN 13, 2024
What is the SEC? 

Few people realize what the SEC is and how important it is. Get to know more about the SEC and how it safeguards investors, financial markets, and the nation at large

By Ramon Berenguer
Comparing the 401(k) vs. pension plan 
JUN 06, 2024
Comparing the 401(k) vs. pension plan 

In this article on 401(k)s vs. pension plans, we’ll go over the similarities, differences, and unique features of both. Which plan is better for your clients? Read on to find out

By Ramon Berenguer
What is investment banking and why it’s important 
JUN 05, 2024
What is investment banking and why it’s important 

Use this guide to know what investment banking is, why it’s important and what career opportunities they can offer to advisors

By Ramon Berenguer
 A guide to 401(k) withdrawal strategies 
MAY 29, 2024
 A guide to 401(k) withdrawal strategies 

Find out more about 401(k) withdrawal rules, such as when plan holders can tap into their 401(k) plan and what to keep in mind. To maximize 401(k), plan holders really shouldn’t touch their funds – find out why

By Ramon Berenguer
401(k) vs IRA: which is a better wealth management tool?  
MAY 23, 2024
401(k) vs IRA: which is a better wealth management tool?  

Those seeking to preserve wealth and save for retirement may be confused. Should they choose a 401(k) plan vs an IRA? Find the answers here

By Ramon Berenguer