Retirement Planning

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Feeling stable on retirement savings, workers still face lingering financial worries
RETIREMENT PLANNING NOV 01, 2024
Feeling stable on retirement savings, workers still face lingering financial worries

Half of US employees surveyed are at least moderately concerned, while three-quarters cite debt as a problem, according to new EBRI research.

By Leo Almazora
IRS unveils higher 401(k) contribution cap, leaves IRA limit unchanged for 2025
RETIREMENT PLANNING NOV 01, 2024
IRS unveils higher 401(k) contribution cap, leaves IRA limit unchanged for 2025

The federal tax agency has revealed a raft of updates on cost-of-living adjustments to maximum retirement account contributions.

By Leo Almazora
Time to retire the 4 percent rule? Research highlights benefits of annuitization
RETIREMENT PLANNING OCT 31, 2024
Time to retire the 4 percent rule? Research highlights benefits of annuitization

A new study backed by ACLI suggests systematic withdrawals coupled with a one-time or phased annuitization could create a better retirement income outcome.

401(k) rollovers fraught with challenges
RETIREMENT PLANNING OCT 30, 2024
401(k) rollovers fraught with challenges

From forgotten account details to long waiting times and unintended tax triggers, new report shines a spotlight on headaches and pain points for retirement savers.

By Leo Almazora
Advisors boost workers' 401(k) confidence, finds Pontera
RETIREMENT PLANNING OCT 30, 2024
Advisors boost workers' 401(k) confidence, finds Pontera

Survey reveals most advised plan members max out their contributions, are more aware of fees, and have greater peace of mind in their retirement planning.

By Leo Almazora
Annuities' sales growth streak reaches 16th quarter, says Limra
RETIREMENT PLANNING OCT 30, 2024
Annuities' sales growth streak reaches 16th quarter, says Limra

The latest Q3 figures point to a $331B year-to-date sales bonanza, a new record for RILA sales, and a fresh high for fixed index annuities.

By Leo Almazora
401(k) fee disclosures have improved transparency, though clarity still a concern
RETIREMENT PLANNING OCT 29, 2024
401(k) fee disclosures have improved transparency, though clarity still a concern

New GAO research reveals DOL regulatory changes have led to lower fees, but retirement savers could still be confused.

By Leo Almazora
Debt throws most higher-ed workers financially off-balance, finds TIAA Institute research
RETIREMENT PLANNING OCT 25, 2024
Debt throws most higher-ed workers financially off-balance, finds TIAA Institute research

Study reveals struggles to meet other financial obligations, build emergency savings, and prepare for retirement.

By Leo Almazora
RetireOne bolsters annuity shelf with Gainbridge partnership
RETIREMENT PLANNING OCT 25, 2024
RetireOne bolsters annuity shelf with Gainbridge partnership

The independent platform provider of fee-based insurance solutions is giving its RIA consumers access to two new annuity offerings, including one industry-leading product.

By Leo Almazora
At Boeing, pension plan is up in the air, and 401(k) is grounded
RETIREMENT PLANNING OCT 24, 2024
At Boeing, pension plan is up in the air, and 401(k) is grounded

Union machinists reject an offer from the company that included a 35 percent pay increase and up to a 12 percent annual contribution from the company toward workers' 401(k)s.

By Emile Hallez
Is America headed for a retirement crisis?
RETIREMENT PLANNING OCT 23, 2024
Is America headed for a retirement crisis?

John Hancock Retirement CEO Wayne Park weighs in on America's retirement readiness.

By Gregg Greenberg
Survey highlights financial challenges across generations as longevity increases
RETIREMENT PLANNING OCT 23, 2024
Survey highlights financial challenges across generations as longevity increases

John Hancock study provides sobering snapshot of financial sentiment, with concerns around debt and day-to-day finances holding back retirement readiness.

By Leo Almazora
For half of caregivers, responsibilities hamper journey to retirement security
RETIREMENT PLANNING OCT 18, 2024
For half of caregivers, responsibilities hamper journey to retirement security

Research by Voya sheds light on broad financial impacts from emergency savings to healthcare costs and retirement savings.

By Leo Almazora
Annuity confusion crimps customer satisfaction, finds JD Power
RETIREMENT PLANNING OCT 17, 2024
Annuity confusion crimps customer satisfaction, finds JD Power

Survey finds three-fifths of annuity holders wrestling with financial health concerns, while many lack full understanding of the protected income products.

By Leo Almazora
A quarter of advisors don't have their own estate plans
RETIREMENT PLANNING OCT 17, 2024
A quarter of advisors don't have their own estate plans

Yet vast majority are staunch advocates for estate planning.

By Emile Hallez
Why the US lags globally in retirement security
RETIREMENT PLANNING OCT 16, 2024
Why the US lags globally in retirement security

It's not just about the shift from pensions to 401(k)s, as highly rated countries offer higher contribution limits and more flexibility to workers.

By Emile Hallez
T. Rowe Price rolls out new managed lifetime income solution
RETIREMENT PLANNING OCT 15, 2024
T. Rowe Price rolls out new managed lifetime income solution

The new retirement savings product, launched in partnership with Pacific Life, offers a fresh option for defined contribution plan participants.

By Leo Almazora
Could auto-IRAs help households handle emergency expenses?
RETIREMENT PLANNING OCT 11, 2024
Could auto-IRAs help households handle emergency expenses?

New research suggests low- and moderate-income households facing sudden financial setbacks aren't maximizing their access to those savings.

By Leo Almazora
Millions of Americans avoided paying taxes on early retirement distributions
RETIREMENT PLANNING OCT 11, 2024
Millions of Americans avoided paying taxes on early retirement distributions

Report finds taxpayers avoided filing for exemptions on or reporting $12.9B in early withdrawals from tax-favored accounts, with severe oversights among HNWIs.

By Leo Almazora
Milton adds to climate-change worries for retirees
RETIREMENT PLANNING OCT 10, 2024
Milton adds to climate-change worries for retirees

The hurricane is the latest severe-weather event in a retirement destination, underscoring the concerns about climate change that clients bring up, financial planners say.

By Emile Hallez