Navigating annuities: Strategies for growth, income, and protection

As Americans increasingly seek financial dependency as they plan for retirement, annuities should be central to a broader plan. 
  • Jul 14, 2025

In the US, life expectancies are rising, which means the potential for individuals to outlive their savings is an increasingly significant concern. Annuities are designed to protect against this risk, offering benefits which include dependable growth, guaranteed lifetime income, tax advantages, and market protection. 

In this edition of InvestmentNews TV, we talk with Matt DiGangi, Head of Annuity Distribution at MassMutual Stategic Distributors. DiGangi unpacks the central role of annuities in retirement planning, and explains his GAPP framework: growth, access, predictable income, and protection.

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