| MoneyGuidePro | emX / emX Pro (eMoney) | Finance Logix (Envestnet) | Advizr | RightCapital | Advicent | inStream Solutions | |
|---|---|---|---|---|---|---|---|
| Price | $750-$1,295 per adviser per year | $216/month / $324/month | $80-265 per adviser per month | $75 per adviser per month with data aggregation / Advizr Express is free with no subscription requirement | $49.95/month for planning only; $74.95/month for planning with account integration | $1495-$2495 per adviser per year | $105 to $115 per adviser per month; Enterprise pricing is available |
| Cloud/desktop | Cloud | Cloud | Cloud | Cloud | Cloud | Cloud | Cloud |
| Mobile app | ✖ | ✔ | ✔ | ✔ | ✖ | ✖ | Responsive design |
| Client portal | ✔ | ✔ | ✔ | ✔ | ✔ | In progress | ✔ |
| Adviser-branded software | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Security features | Encryption | Password protection, secure socket layer, firewalls, intrusion detection, third-party audits and inspections and certification from Verisign | Encryption | Bank-level encryption | Encryption for both transferred and stored data, two-factor authentication | ISO 27001 Certification | Bank-level encryption |
| Data aggregation | ✔ | ✔ | ✔ | ✔ | ✔ | In progress | ✔ |
| Goals-based planning/cash flow planning | Both | Both | Both | Goals-based, supports cash flows | Cash flow-based | Both | Both |
| Document vault | ✔ | ✔ | ✔ | In progress | ✔ | In progress | ✔ |
| Report generator | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ (Plan data-based business intelligence and analytics drives firm strategy and adviser engagement) |
| Monte Carlo/straight-line math planning | Both | Both | Both | Both | Both | ✔ | Both. Automatically updates all client plans nightly, and directs advisers to clients requiring attention. |
| Projection modules | ✔ (Social Security, retirement, college, stock options, scenario planning, estate planning) |
✔ (Social Security, income and estate taxes, trusts, etc.) |
✔ (Retirement, education, estate, risk management, disability and health care) |
✔ (Social Security, taxes, retirement, college, life insurance, accumulation goals, emergency funds) |
✔ (Investments, retirement, insurance, education, tax, estate, social security optimization) |
✔ (Social Security, taxes) |
✔ (Scenario matrix, safe savings rate, social security, taxes, retirement, education, income planning, mortgage refinancing, insurance adequacy) |
| Risk assessment | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | In progress |
| Training available | ✔ (In-person, webinars, self-study videos and knowledge center) |
✔ (Adviser, assistant and planner workshops, custom training, webcasts, phone and email support) |
✔ (One-on-one demos, webinars and on-site) |
✔ (Weekly group trainings, one-on-one training, calls) |
✔ (One-on-one training, customer communication platform, email and phone support) |
✔ (Interactive web-based training, custom training, email and phone support) |
✔ (Phone, email, webinar, interactive web-based training, and custom training) |
| Integrations | Albridge, AllDataAdvisor, Aqumulate, Baer Software, Blueleaf, ByAllAccounts, eMoney, Grendel, Quovo, Wealth Access, Yodlee, Advisor Products, Junxure, Orion Advisor Services, Advisors Assistant, AppCrown, Ebix, Investigo, Microsoft Dynamics CRM, Morningstar, Redtail, Salesforce, Tamarac, UPswing, XLR8, Betterment, Fidelity, Pershing, Schwab, Scottrade, TD Ameritrade, TradePMR, AdvisoryWorld, fi360, HiddenLevers, Advent, AssetBook, Black Diamond, Broadridge, BridgePortfolio, Panoramix | Albridge, AdvisoryWorld, Brinker, Digital Fortress, Dropbox, Envestnet, HiddenLevers, Morningstar, Orion Advisor Services, Redtail, Riskalyze | Advisor Products, Albridge, Amrita Financial, AppCrown, Bridge Portfolio, ByAllAccounts, CashEdge, Cities Digital, Advisors Assistant, Envestnet, FinaMetrica, Junxure, Laser App, Laserfiche, Microsoft Dynamics CRM, Morningstar, Orion Advisor Services, Portfolio Performance Reporting, Redtail, TD Ameritrade, Thomson Reuters, TrustFort, XLR8 | Quovo, Orion Advisor Services, TD Ameritrade, Blueleaf | Yodlee, Morningstar, Redtail | Albridge, AppCrown, Ebix, Morningstar Office, Orion Advisor Services, Redtail, Schwab Intelligent Technologies, TD Ameritrade Institutional | Albridge, BAM Advisor Services, Black Diamond, Blueleaf, MindMeister, Morningstar, MS Dynamics, Orion Advisor Services/Client Portal, Redtail Technology, Salesforce, Schwab/Portfolio Center, TD Ameritrade Veo |
Nine-month electronic trading freeze and share lending program at the center of dismissed claim.
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Professional athletes are often targets of scam artists and are particularly vulnerable to fraud.
The brokerage giant tells Wall Street it will use artificial intelligence to reach clients it has never been able to serve — and turn the technology's perceived threat into a competitive edge.
As technical expertise becomes increasingly commoditized, advisors who can integrate strategy, relationships, and specialized expertise into a cohesive client experience will define the next era of wealth management
Growth may get the headlines, but in my experience, longevity is earned through structure, culture, and discipline
