| MoneyGuidePro | emX / emX Pro (eMoney) | Finance Logix (Envestnet) | Advizr | RightCapital | Advicent | inStream Solutions | |
|---|---|---|---|---|---|---|---|
| Price | $750-$1,295 per adviser per year | $216/month / $324/month | $80-265 per adviser per month | $75 per adviser per month with data aggregation / Advizr Express is free with no subscription requirement | $49.95/month for planning only; $74.95/month for planning with account integration | $1495-$2495 per adviser per year | $105 to $115 per adviser per month; Enterprise pricing is available |
| Cloud/desktop | Cloud | Cloud | Cloud | Cloud | Cloud | Cloud | Cloud |
| Mobile app | ✖ | ✔ | ✔ | ✔ | ✖ | ✖ | Responsive design |
| Client portal | ✔ | ✔ | ✔ | ✔ | ✔ | In progress | ✔ |
| Adviser-branded software | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Security features | Encryption | Password protection, secure socket layer, firewalls, intrusion detection, third-party audits and inspections and certification from Verisign | Encryption | Bank-level encryption | Encryption for both transferred and stored data, two-factor authentication | ISO 27001 Certification | Bank-level encryption |
| Data aggregation | ✔ | ✔ | ✔ | ✔ | ✔ | In progress | ✔ |
| Goals-based planning/cash flow planning | Both | Both | Both | Goals-based, supports cash flows | Cash flow-based | Both | Both |
| Document vault | ✔ | ✔ | ✔ | In progress | ✔ | In progress | ✔ |
| Report generator | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ (Plan data-based business intelligence and analytics drives firm strategy and adviser engagement) |
| Monte Carlo/straight-line math planning | Both | Both | Both | Both | Both | ✔ | Both. Automatically updates all client plans nightly, and directs advisers to clients requiring attention. |
| Projection modules | ✔ (Social Security, retirement, college, stock options, scenario planning, estate planning) |
✔ (Social Security, income and estate taxes, trusts, etc.) |
✔ (Retirement, education, estate, risk management, disability and health care) |
✔ (Social Security, taxes, retirement, college, life insurance, accumulation goals, emergency funds) |
✔ (Investments, retirement, insurance, education, tax, estate, social security optimization) |
✔ (Social Security, taxes) |
✔ (Scenario matrix, safe savings rate, social security, taxes, retirement, education, income planning, mortgage refinancing, insurance adequacy) |
| Risk assessment | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | In progress |
| Training available | ✔ (In-person, webinars, self-study videos and knowledge center) |
✔ (Adviser, assistant and planner workshops, custom training, webcasts, phone and email support) |
✔ (One-on-one demos, webinars and on-site) |
✔ (Weekly group trainings, one-on-one training, calls) |
✔ (One-on-one training, customer communication platform, email and phone support) |
✔ (Interactive web-based training, custom training, email and phone support) |
✔ (Phone, email, webinar, interactive web-based training, and custom training) |
| Integrations | Albridge, AllDataAdvisor, Aqumulate, Baer Software, Blueleaf, ByAllAccounts, eMoney, Grendel, Quovo, Wealth Access, Yodlee, Advisor Products, Junxure, Orion Advisor Services, Advisors Assistant, AppCrown, Ebix, Investigo, Microsoft Dynamics CRM, Morningstar, Redtail, Salesforce, Tamarac, UPswing, XLR8, Betterment, Fidelity, Pershing, Schwab, Scottrade, TD Ameritrade, TradePMR, AdvisoryWorld, fi360, HiddenLevers, Advent, AssetBook, Black Diamond, Broadridge, BridgePortfolio, Panoramix | Albridge, AdvisoryWorld, Brinker, Digital Fortress, Dropbox, Envestnet, HiddenLevers, Morningstar, Orion Advisor Services, Redtail, Riskalyze | Advisor Products, Albridge, Amrita Financial, AppCrown, Bridge Portfolio, ByAllAccounts, CashEdge, Cities Digital, Advisors Assistant, Envestnet, FinaMetrica, Junxure, Laser App, Laserfiche, Microsoft Dynamics CRM, Morningstar, Orion Advisor Services, Portfolio Performance Reporting, Redtail, TD Ameritrade, Thomson Reuters, TrustFort, XLR8 | Quovo, Orion Advisor Services, TD Ameritrade, Blueleaf | Yodlee, Morningstar, Redtail | Albridge, AppCrown, Ebix, Morningstar Office, Orion Advisor Services, Redtail, Schwab Intelligent Technologies, TD Ameritrade Institutional | Albridge, BAM Advisor Services, Black Diamond, Blueleaf, MindMeister, Morningstar, MS Dynamics, Orion Advisor Services/Client Portal, Redtail Technology, Salesforce, Schwab/Portfolio Center, TD Ameritrade Veo |
A $141M judgment and a federal asset freeze collide over one shrinking pool
The firm's CFO and EVP of Wealth Management Solutions are the latest executives to exit the broker-dealer.
Clients are saying they would consider switching advisors if another professional offered estate planning services, according to a new Trust & Will survey.
CEO Laurel Taylor says the fintech's composable AI stack helps workers optimize dollars across Trump Accounts, 529s, 401(k)s, and other employee benefits.
The bank has swiped three private banking veterans from BNY as the city climbs the ranks of America's fastest-growing wealth hubs.
Dan Biagini of American Equity says the steady decline of pensions, longer lifespans and a reset in interest rates are rewriting how advisors build retirement income
Direct indexing is on pace to outgrow ETFs and mutual funds. Northern Trust's Ken Lassner explains why the advisors who get it wish they had started sooner.
