| MoneyGuidePro | emX / emX Pro (eMoney) | Finance Logix (Envestnet) | Advizr | RightCapital | Advicent | inStream Solutions | |
|---|---|---|---|---|---|---|---|
| Price | $750-$1,295 per adviser per year | $216/month / $324/month | $80-265 per adviser per month | $75 per adviser per month with data aggregation / Advizr Express is free with no subscription requirement | $49.95/month for planning only; $74.95/month for planning with account integration | $1495-$2495 per adviser per year | $105 to $115 per adviser per month; Enterprise pricing is available |
| Cloud/desktop | Cloud | Cloud | Cloud | Cloud | Cloud | Cloud | Cloud |
| Mobile app | ✖ | ✔ | ✔ | ✔ | ✖ | ✖ | Responsive design |
| Client portal | ✔ | ✔ | ✔ | ✔ | ✔ | In progress | ✔ |
| Adviser-branded software | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Security features | Encryption | Password protection, secure socket layer, firewalls, intrusion detection, third-party audits and inspections and certification from Verisign | Encryption | Bank-level encryption | Encryption for both transferred and stored data, two-factor authentication | ISO 27001 Certification | Bank-level encryption |
| Data aggregation | ✔ | ✔ | ✔ | ✔ | ✔ | In progress | ✔ |
| Goals-based planning/cash flow planning | Both | Both | Both | Goals-based, supports cash flows | Cash flow-based | Both | Both |
| Document vault | ✔ | ✔ | ✔ | In progress | ✔ | In progress | ✔ |
| Report generator | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ (Plan data-based business intelligence and analytics drives firm strategy and adviser engagement) |
| Monte Carlo/straight-line math planning | Both | Both | Both | Both | Both | ✔ | Both. Automatically updates all client plans nightly, and directs advisers to clients requiring attention. |
| Projection modules | ✔ (Social Security, retirement, college, stock options, scenario planning, estate planning) |
✔ (Social Security, income and estate taxes, trusts, etc.) |
✔ (Retirement, education, estate, risk management, disability and health care) |
✔ (Social Security, taxes, retirement, college, life insurance, accumulation goals, emergency funds) |
✔ (Investments, retirement, insurance, education, tax, estate, social security optimization) |
✔ (Social Security, taxes) |
✔ (Scenario matrix, safe savings rate, social security, taxes, retirement, education, income planning, mortgage refinancing, insurance adequacy) |
| Risk assessment | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | In progress |
| Training available | ✔ (In-person, webinars, self-study videos and knowledge center) |
✔ (Adviser, assistant and planner workshops, custom training, webcasts, phone and email support) |
✔ (One-on-one demos, webinars and on-site) |
✔ (Weekly group trainings, one-on-one training, calls) |
✔ (One-on-one training, customer communication platform, email and phone support) |
✔ (Interactive web-based training, custom training, email and phone support) |
✔ (Phone, email, webinar, interactive web-based training, and custom training) |
| Integrations | Albridge, AllDataAdvisor, Aqumulate, Baer Software, Blueleaf, ByAllAccounts, eMoney, Grendel, Quovo, Wealth Access, Yodlee, Advisor Products, Junxure, Orion Advisor Services, Advisors Assistant, AppCrown, Ebix, Investigo, Microsoft Dynamics CRM, Morningstar, Redtail, Salesforce, Tamarac, UPswing, XLR8, Betterment, Fidelity, Pershing, Schwab, Scottrade, TD Ameritrade, TradePMR, AdvisoryWorld, fi360, HiddenLevers, Advent, AssetBook, Black Diamond, Broadridge, BridgePortfolio, Panoramix | Albridge, AdvisoryWorld, Brinker, Digital Fortress, Dropbox, Envestnet, HiddenLevers, Morningstar, Orion Advisor Services, Redtail, Riskalyze | Advisor Products, Albridge, Amrita Financial, AppCrown, Bridge Portfolio, ByAllAccounts, CashEdge, Cities Digital, Advisors Assistant, Envestnet, FinaMetrica, Junxure, Laser App, Laserfiche, Microsoft Dynamics CRM, Morningstar, Orion Advisor Services, Portfolio Performance Reporting, Redtail, TD Ameritrade, Thomson Reuters, TrustFort, XLR8 | Quovo, Orion Advisor Services, TD Ameritrade, Blueleaf | Yodlee, Morningstar, Redtail | Albridge, AppCrown, Ebix, Morningstar Office, Orion Advisor Services, Redtail, Schwab Intelligent Technologies, TD Ameritrade Institutional | Albridge, BAM Advisor Services, Black Diamond, Blueleaf, MindMeister, Morningstar, MS Dynamics, Orion Advisor Services/Client Portal, Redtail Technology, Salesforce, Schwab/Portfolio Center, TD Ameritrade Veo |
Trevor Uhls was charged with wire fraud and money laundering in a criminal complaint filed in U.S. District Court for the Western District of Missouri.
The multigenerational Cedar Rapids firm is joining through a key OSJ as recruiting competition heats up across the wealth space.
New Treasury guidance sets fee caps, defines index-tracking rules, and bars ESG-linked funds from the tax-deferred accounts for minors
Yari Capital's move to Carson continues a run of additions for the $62 billion firm, days after it hired a veteran recruiter from Osaic.
Servo Wealth Management's $210 million book brings the Minneapolis consolidator's total client assets further past $160 billion.
Northern Trust’s Ken Lassner shows advisors how to convert volatility into after-tax portfolio gains
Dan Biagini of American Equity says the steady decline of pensions, longer lifespans and a reset in interest rates are rewriting how advisors build retirement income
