Financial services leaders see strong 2026 growth ahead as AI returns surprise on the upside

Financial services leaders see strong 2026 growth ahead as AI returns surprise on the upside
CEOs anticipate solid revenue, profitability and productivity gains for 2026 with AI returns outpacing forecasts.
FEB 12, 2026

Global financial services chief executives are heading into 2026 with renewed confidence, expecting improvements in revenue, profitability and productivity as investments in AI deliver better-than-expected results.

EY’s latest Global Financial Services CEO Outlook Survey reveals that even as uncertainty around the global economy persists, sentiment within the sector remains broadly positive. Nearly nine in 10 financial services CEOs surveyed expect growth across key performance measures this year. That optimism stands in contrast to macro concerns, with just over a quarter of respondents saying they are highly confident in the global economic outlook.

AI is emerging as a central driver of this confidence with one quarter of CEOs reporting that AI initiatives at their firms have already “significantly outperformed expectations,” while a further majority say returns are exceeding initial forecasts. Looking ahead, 30% believe AI will fundamentally transform how their organisations create value over the next three years, and nearly two-thirds anticipate widespread operational improvements tied to digital technologies.

“In the first month of this year alone, powerful crosscurrents have shaped and reshaped geopolitics, financial markets and technology in new and unexpected ways… the firms leading the way aren’t constrained by macro fears; they’re doubling down on capital discipline, operational excellence, strong risk management and, critically, transformation,” said Omar Ali, EY Global Financial Services Leader.

Nine in 10 CEOs say their organisations now have clear board-level or C-suite responsibility for AI outcomes. A similar proportion emphasize that ethical and responsible AI use is a priority, even if it slows short-term gains.

The vast majority of financial services leaders express confidence in their ability to attract and retain skilled employees. Notably, 60% expect AI investment to support stable or higher staffing levels in 2026, reinforcing the view that technology will augment rather than replace human expertise.

Strategic activity is also set to increase. Almost half of CEOs plan to pursue mergers or acquisitions this year, while an even larger share are considering joint ventures or strategic alliances to strengthen digital capabilities and expand into new markets. The United States ranks as the most attractive destination for investment, followed by the United Kingdom, Canada, Singapore and Germany.

Latest News

Advisor moves: Atlas tops $1B as Wells Fargo, UBS add bank veterans
Advisor moves: Atlas tops $1B as Wells Fargo, UBS add bank veterans

Wells Fargo adds two bank-channel recruits, UBS lands a JPMorgan Chase veteran, and a multi-family office lifts Atlas past $1B

Advisor mom’s son used her password to log into clients’ accounts, sell deal with conflicts, according to Washington state
Advisor mom’s son used her password to log into clients’ accounts, sell deal with conflicts, according to Washington state

“The state comes down on you in years when you make 40% returns for clients,” said Bill Swayne, the advisor and son of Candace Swayne.

Osaic in talks with Anthropic as AI reshapes advisor workforce
Osaic in talks with Anthropic as AI reshapes advisor workforce

The Independent broker-dealer giant has had “active conversations” with the Claude maker, which is days away from its expected IPO

The retirement milestone advisors aren't tracking
The retirement milestone advisors aren't tracking

For Gen X clients entering life after work, answering the financial question isn't enough to solve the entire retirement equation.

Wealthtech firms target stock pay, pensions and heirs for advisors
Wealthtech firms target stock pay, pensions and heirs for advisors

Tools from Grantd, Income Lab and Healthspan Wealth aim to keep RIAs involved in clients’ biggest money decisions

SPONSORED Best Practices for Engaging Women Around Alternatives

Growing wealth, evolving priorities, and untapped opportunities are reshaping how women approach long-term investing.

SPONSORED Built on insurance experience to deliver on long-term promises

Knighthead Life entered the market with a competitive MYGA. A strong launch earned advisor confidence and paved the way for FIAs.