Charitable giving, in the context of financial advisors is a wealth management strategy that allows investors to donate assets—including appreciated securities, real estate, and other holdings—to qualified charitable organizations while optimizing their investment portfolio and tax efficiency.
Investors can donate appreciated securities directly from their portfolios to avoid capital gains taxes that would otherwise be triggered by selling. This approach allows donors to contribute at full market value while eliminating embedded gains—a particularly valuable strategy for long-held positions or highly appreciated stocks.
A popular vehicle for portfolio-focused donors, DAFs allow investors to contribute appreciated assets, receive an immediate tax deduction, and distribute to charities over time. The funds are invested and can grow tax-free, providing a way to build charitable capital while maintaining investment flexibility.
These vehicles enable investors to transfer appreciated securities into a trust, receive income distributions during their lifetime, and have remaining assets go to charity. This strategy creates liquidity for concentrated stock positions while generating ongoing income and tax benefits.
Charitable giving can serve as a portfolio management tool, allowing investors to donate underperforming or unwanted holdings while maintaining their target asset allocation—without incurring capital gains on the disposition.
For investors managing significant portfolios, charitable giving strategies integrate with broader estate planning, allowing them to reduce taxable estates while supporting causes aligned with their values.
News that donations attached to the icy deluges helped in discovering a gene linked to ALS exemplifies the importance of progress reports for philanthropic clients.
Not all charities are created equal, and advisers shouldn't relinquish their role as stewards of their clients' wealth by avoiding philanthropy discussions
Advisers find best referral sources have time and large networks.
Mass consumer confusion regarding health care expenses in retirement makes it even more imperative for advisers to discuss the topic with clients.
In his new role, Mr. Robbins will be working with his long-time financial adviser Ajay Gupta.
Start with investments, but don't forget the overall impact on portfolios and financial plans. </br><b><i>(Plus: <a href="http://www.investmentnews.com/section/specialreport/20151129/TAXESTATE2015" target="_blank">The Spotlight on Tax and Estate Planning special report</a>)</b></i>
New research shows giving time and money in one's later years could even be the key to retirement happiness.
Zuckerbergs' generous philanthropic announcement may spark client conversations about donating time and money, which research shows can boost retiree fulfillment.
<i>InvestmentNews</i> webcast panel says charitable giving, mutual fund capital gains distributions and RMDs key issues to cover.
The presidential candidate also would eliminate so-called “carried interest” that allows private equity and hedge fund partners to pay capital gains taxes rather than ordinary income taxes on their share of fund profits.
The Invest in Others Charitable Foundation and <i>InvestmentNews</i> announce the finalists for the ninth annual Community Leadership Awards.
Wealthy Americans think more strategically about their charitable gifting than one might expect. About three-quarters of donors in a new survey said driving forces included an interest in lowering capital gains taxes or being able to give more to charities by using donor advised funds.
Eliminates carried-interest deduction, reduces top bracket on wealthiest Americans.
Advisers can attract new clients if they keep abreast of the socially responsible investing trend.
While many believe that robos keep advisers up at night, findings from a new study show a very different reality.
