Top 10 | 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* |
---|---|---|---|---|---|---|
Harbor Target Retirement 2020 Instl (HARJX) | 3.15% | 4.18% | 6.70% | 7.29% | $29.3 | 0.68% |
Principal LifeTime Hybrid 2020 Instl (PHTTX) | 2.86% | N/A | N/A | N/A | $0.01 | 0.46% |
Voya Solution 2020 Port I (ISNBX) | 2.84% | 7.59% | 8.74% | N/A | $0.7 | 0.76% |
TIAA-CREF Lifecycle 2020 Retire (TCLTX) | 2.82% | 6.20% | 9.31% | 9.12% | $2,749.0 | 0.66% |
Voya Retirement Solution 2020 I (IRSJX) | 2.63% | 6.86% | N/A | N/A | $0.6 | 0.80% |
Fidelity Freedom 2020 (FFFDX) | 2.60% | 6.71% | 8.21% | 8.05% | $12,880.2 | 0.67% |
JPMorgan SmartRetirement 2020 A (JTTAX) | 2.60% | 7.78% | 9.19% | 9.14% | $5,602.4 | 0.86% |
Invesco Balanced-Risk Retire 2020 A (AFTAX) | 2.52% | 6.20% | 4.65% | 8.05% | $119.1 | 0.96% |
T. Rowe Price Retirement 2020 (TRRBX) | 2.51% | 6.56% | 10.03% | 9.80% | $25,253.7 | 0.67% |
AB 2020 Retirement Strategy A (LTHAX) | 2.45% | 4.13% | 7.66% | 7.15% | $186.0 | 1.02% |
Bottom 5 | ||||||
Manning & Napier Target 2020 I (MTNIX) | 0.93% | 2.55% | 8.24% | 8.09% | $192.4 | 0.87% |
American Century One Choice 2020 A (ARBMX) | 1.32% | 5.78% | 7.83% | 8.26% | $1,597.7 | 1.04% |
Wells Fargo Advantage DJ Target 2020 A (STTRX) | 1.33% | 3.43% | 5.42% | 6.13% | $2,857.4 | 0.86% |
American Century One Choice 2020 R6 (ARBDX) | 1.39% | 6.43% | N/A | N/A | $83.0 | 0.53% |
USAA Target Retirement 2020 (URTNX) | 1.43% | 3.38% | 6.27% | 6.88% | $646.1 | 0.74% |
Top 10 | 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* |
---|---|---|---|---|---|---|
Harbor Target Retirement 2025 Instl (HARMX) | 3.28% | 3.93% | 7.20% | 7.60% | $11.1 | 0.70% |
Principal LifeTime Hybrid 2025 Instl (PHTQX) | 3.16% | N/A | N/A | N/A | $0.011 | 0.46% |
TIAA-CREF Lifecycle 2025 Retirement (TCLFX) | 3.02% | 6.55% | 10.22% | 9.72% | $2,769.9 | 0.68% |
Voya Solution 2025 Port I (ISZIX) | 2.97% | 7.35% | 9.50% | 9.06% | $1,143.0 | 0.80% |
T. Rowe Price Retirement 2025 (TRRHX) | 2.86% | 7.20% | 11.05% | 10.50% | $17,711.5 | 0.70% |
Fidelity Freedom 2025 (FFTWX) | 2.82% | 7.23% | 9.43% | 8.88% | $9,056.1 | 0.72% |
JPMorgan SmartRetirement 2025 A (JNSAX) | 2.80% | 8.57% | 10.48% | 9.95% | $4,728.9 | 0.89% |
Franklin LifeSmart 2025 Retire Target A (FTRTX) | 2.73% | 5.84% | 9.62% | 8.71% | $125.7 | 0.98% |
Voya Retirement Solution 2025 I (IRSLX) | 2.72% | 6.88% | N/A | N/A | $0.1 | 0.82% |
AB 2025 Retirement Strategy A (LTIAX) | 2.70% | 4.51% | 8.52% | 7.57% | $190.6 | 1.04% |
Bottom 5 | ||||||
Manning & Napier Target 2025 I (MTOAX) | 0.99% | 3.29% | N/A | N/A | $29.6 | 0.87% |
American Funds 2025 Target Date Retire A (AADTX) | 1.47% | 6.32% | 11.83% | 10.48% | $4,966.3 | 0.73% |
American Century One Choice 2025 A (ARWAX) | 1.67% | 6.41% | 8.48% | 8.76% | $2,457.9 | 1.07% |
AB Multi-Manager Select 2025 A (TDAGX) | 1.68% | N/A | N/A | N/A | $1.0 | 1.05% |
GuideStone Funds MyDestination 2025 Inv (GMWZX) | 1.69% | 3.62% | 8.26% | 8.91% | $684.5 | 1.19% |
Top 10 | 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* |
---|---|---|---|---|---|---|
Invesco Balanced-Risk Retire 2030 A (TNAAX) | 3.41% | 8.20% | 5.64% | 8.81% | $126.2 | 1.12% |
Harbor Target Retirement 2030 Instl (HARPX) | 3.41% | 3.76% | 8.00% | 8.18% | $26.7 | 0.72% |
Voya Solution 2030 Port I (ISNGX) | 3.25% | 9.02% | 10.60% | N/A | $0.3 | 0.83% |
Principal LifeTime Hybrid 2030 Instl (PHTNX) | 3.15% | N/A | N/A | N/A | $0.011 | 0.47% |
TIAA-CREF Lifecycle 2030 Retirement (TCLNX) | 3.14% | 6.74% | 11.03% | 10.25% | $2,679.6 | 0.69% |
T. Rowe Price Retirement 2030 (TRRCX) | 3.08% | 7.70% | 11.88% | 11.10% | $24,190.1 | 0.73% |
Fidelity Freedom 2030 (FFFEX) | 3.04% | 7.76% | 10.02% | 9.19% | $10,889.2 | 0.77% |
KP Retirement Path 2030 Institutional (KPRDX) | 2.97% | 5.70% | N/A | N/A | $619.8 | 0.50% |
JPMorgan SmartRetirement 2030 A (JSMAX) | 2.93% | 9.06% | 11.49% | 10.52% | $5,543.8 | 0.91% |
AB 2030 Retirement Strategy A (LTJAX) | 2.89% | 5.09% | 9.40% | 7.99% | $157.6 | 1.06% |
Bottom 5 | ||||||
Manning & Napier Target 2030 I (MTPIX) | 0.89% | 3.45% | 10.74% | 9.43% | $215.8 | 0.87% |
Presidential Managed Risk 2030 A (PZCAX) | 1.47% | 3.53% | 5.89% | N/A | $10.4 | 1.04% |
USAA Target Retirement 2030 (URTRX) | 1.69% | 3.83% | 7.67% | 8.11% | $1,145.2 | 0.80% |
AllianzGI Retirement 2030 A (ABLAX) | 1.93% | 1.74% | 5.29% | 6.16% | $67.3 | 1.03% |
American Century One Choice 2030 A (ARCMX) | 1.95% | 7.08% | 9.24% | 9.30% | $1,587.7 | 1.09% |
Top 10 | 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* |
---|---|---|---|---|---|---|
Harbor Target Retirement 2035 Instl (HARUX) | 3.66% | 3.96% | 9.02% | 8.84% | $9.0 | 0.73% |
T. Rowe Price Retirement 2035 (TRRJX) | 3.36% | 8.11% | 12.49% | 11.51% | $13,019.0 | 0.75% |
TIAA-CREF Lifecycle 2035 Retire (TCLRX) | 3.31% | 6.98% | 11.74% | 10.73% | $2,699.5 | 0.70% |
Voya Solution 2035 Port I (ISQIX) | 3.26% | 8.17% | 10.81% | 9.98% | $1,044.7 | 0.87% |
Principal LifeTime Hybrid 2035 Instl (PHTJX) | 3.14% | N/A | N/A | N/A | $0.011 | 0.49% |
Fidelity Freedom 2035 (FFTHX) | 3.09% | 7.90% | 10.80% | 9.62% | $6,294.5 | 0.78% |
AB 2035 Retirement Strategy A (LTKAX) | 3.07% | 5.64% | 9.97% | 8.28% | $127.8 | 1.06% |
KP Retirement Path 2035 Institutional (KPREX) | 3.07% | 5.88% | N/A | N/A | $667.8 | 0.53% |
JPMorgan SmartRetirement 2035 A (SRJAX) | 3.03% | 9.36% | 12.24% | 11.01% | $3,614.3 | 0.93% |
T. Rowe Price Target Retire 2035 Advisor (PATVX) | 3.01% | 7.09% | N/A | $55.9 | 0.99% | |
Bottom 5 | ||||||
Manning & Napier Target 2035 I (MTQIX) | 0.79% | 3.63% | N/A | N/A | $22.6 | 0.87% |
John Hancock Retirement Choices at 2035 1 (JRYOX) | 1.99% | 6.75% | 9.92% | N/A | $1,032.1 | 0.70% |
GuideStone Funds MyDestination 2035 Inv (GMHZX) | 2.00% | 3.23% | 9.70% | 9.78% | $375.7 | 1.34% |
BlackRock LifePath Active 2035 Inv A (BAPGX) | 2.10% | 5.30% | 8.72% | 8.77% | $22.3 | 0.97% |
AllianzGI Retirement 2035 A (GVRAX) | 2.13% | 1.89% | 6.05% | N/A | $54.8 | 1.06% |
Top 10 | 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* |
---|---|---|---|---|---|---|
Harbor Target Retirement 2040 Instl (HARYX) | 4.04% | 4.67% | 10.13% | 9.45% | $19.7 | 0.75% |
Invesco Balanced-Risk Retire 2040 A (TNDAX) | 3.97% | 9.51% | 6.17% | 9.14% | $86.8 | 1.24% |
Voya Solution 2040 Portfolio I (ISNLX) | 3.51% | 9.57% | 11.78% | N/A | $0.8 | 0.88% |
T. Rowe Price Retirement 2040 (TRRDX) | 3.47% | 8.34% | 12.87% | 11.75% | $16,730.2 | 0.76% |
TIAA-CREF Lifecycle 2040 Retire (TCLOX) | 3.46% | 7.12% | 12.22% | 11.04% | $3,485.1 | 0.71% |
PNC Target 2040 I (PDTGX) | 3.28% | 8.89% | N/A | N/A | $2.4 | 0.87% |
AB 2040 Retirement Strategy A (LTLAX) | 3.26% | 6.24% | 10.50% | 8.58% | $111.1 | 1.06% |
Principal LifeTime Hybrid 2040 Instl (PLTQX) | 3.24% | N/A | N/A | N/A | $0.011 | 0.49% |
MFS Lifetime 2040 A (MLFAX) | 3.23% | 5.81% | 11.62% | 10.99% | $305.7 | 1.01% |
Putnam RetirementReady 2040 A (PRRZX) | 3.18% | 9.71% | 12.81% | 10.85% | $51.5 | 1.13% |
Bottom 5 | ||||||
Manning & Napier Target 2040 I (MTTIX) | 0.76% | 3.75% | 11.57% | 9.52% | $140.9 | 0.87% |
Presidential Managed Risk 2040 A (PZDAX) | 1.65% | 3.62% | 6.53% | N/A | $9.3 | 1.03% |
USAA Target Retirement 2040 (URFRX) | 1.78% | 3.87% | 8.50% | 8.60% | $1,193.5 | 0.86% |
JHancock Retirement Choices at 2040 1 (JRROX) | 2.04% | 6.91% | 10.32% | N/A | $746.4 | 0.71% |
American Funds 2040 Target Date Retire A (AAGTX) | 2.17% | 7.36% | 13.09% | 11.18% | $3,130.7 | 0.76% |
Top 10 | 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* |
---|---|---|---|---|---|---|
Harbor Target Retirement 2045 Instl (HACCX) | 4.29% | 4.82% | 11.03% | 9.97% | $4.8 | 0.76% |
TIAA-CREF Lifecycle 2045 Instl (TTFIX) | 3.52% | 7.40% | 12.50% | 11.28% | $1,263.5 | 0.46% |
T. Rowe Price Retirement 2045 (TRRKX) | 3.50% | 8.40% | 12.87% | 11.75% | $7,449.1 | 0.76% |
Putnam RetirementReady 2045 A (PRVLX) | 3.36% | 10.13% | 13.32% | 11.22% | $27.0 | 1.19% |
T. Rowe Price Target Retire 2045 Advisor (PAFFX) | 3.32% | 7.66% | N/A | N/A | $30.2 | 1.00% |
Voya Solution 2045 Port I (ISRIX) | 3.31% | 8.69% | 11.81% | 10.69% | $726.5 | 0.89% |
KP Retirement Path 2045 Instl (KPRGX) | 3.27% | 6.09% | N/A | N/A | $387.2 | 0.54% |
AB 2045 Retirement Strategy A (LTPAX) | 3.20% | 6.17% | 10.62% | 8.59% | $85.5 | 1.06% |
Wells Fargo Advantage DJ Target 2045 Investor (WFQSX) | 3.20% | 6.82% | 11.04% | 10.03% | $827.3 | 0.93% |
JPMorgan SmartRetirement 2045 A (JSAAX) | 3.19% | 9.55% | 12.58% | 11.19% | $2,122.1 | 0.94% |
Bottom 5 | ||||||
Manning & Napier Target 2045 I (MTUIX) | 0.69% | 4.10% | N/A | N/A | $9.8 | 0.89% |
JHancock Retirement Choices at 2045 1 (JRVOX) | 2.03% | 6.99% | 10.34% | N/A | $554.7 | 0.71% |
GuideStone Funds MyDestination 2045 Inv (GMFZX) | 2.10% | 2.99% | 10.14% | 10.08% | $268.7 | 1.39% |
JHancock Retire Living thru II 2045 R2 (JRLSX) | 2.17% | 7.46% | N/A | N/A | $16.7 | 1.16% |
American Funds 2045 Target Date Retire A (AAHTX) | 2.24% | 7.49% | 13.15% | 11.21% | $1,875.6 | 0.76% |
Top 10 | 3-month return | 1-year return | 3-year return | 5-year return | Net assets ($M) | Expense ratio* |
---|---|---|---|---|---|---|
Harbor Target Retirement 2050 Instl (HAFFX) | 4.62% | 5.48% | 11.91% | 10.51% | $20.6 | 0.78% |
Invesco Balanced-Risk Retire 2050 A (TNEAX) | 4.51% | 10.89% | 6.72% | 9.49% | $40.1 | 1.36% |
TIAA-CREF Lifecycle 2050 Instl (TFTIX) | 3.53% | 7.38% | 12.47% | 11.30% | $733.9 | 0.46% |
Voya Solution 2050 Portfolio I (ISNQX) | 3.50% | 9.63% | 12.02% | N/A | $0.4 | 0.89% |
T. Rowe Price Retirement 2050 Adv (PARFX) | 3.46% | 8.09% | 12.58% | 11.46% | $5,561.4 | 1.01% |
Putnam RetirementReady 2050 A | 3.42% | 10.46% | 13.69% | 11.48% | $20.8 | 1.24% |
T. Rowe Price Target Retire 2050 Advisor (PAOFX) | 3.40% | 7.90% | N/A | N/A | $14.6 | 1.01% |
Principal LifeTime Hybrid 2050 Instl (PHTUX) | 3.34% | N/A | N/A | N/A | $0.011 | 0.50% |
Wells Fargo Advantage DJ Target 2050 Inv (WFQGX) | 3.28% | 6.92% | 11.16% | 10.09% | $1,547.4 | 0.93% |
KP Retirement Path 2050 Institutional (KPRHX) | 3.27% | 6.09% | N/A | N/A | $142.7 | 0.54% |
Bottom 5 | ||||||
Manning & Napier Target 2050 I (MTYIX) | 0.68% | 4.06% | 12.14% | 9.84% | $69.8 | 0.88% |
USAA Target Retirement 2050 (URFFX) | 1.87% | 4.05% | 8.66% | 8.72% | $626.5 | 0.91% |
JHancock Retirement Choices at 2050 1 (JRIOX) | 2.04% | 7.02% | 10.37% | N/A | $415.6 | 0.71% |
JHancock Retire Living thru II 2050 R2 (JRLYX) | 2.17% | 7.55% | N/A | N/A | $9.6 | 1.16% |
State Street Target Retirement 2050 A (SSDFX) | 2.20% | N/A | N/A | N/A | $4.0 | 0.62% |
As of March 31. N/A = Not available (fund has been in operation for less than the period indicated). Rankings are based on unrounded numbers. *Net prospectus. Source: Morningstar Inc.
From outstanding individuals to innovative organizations, find out who made the final shortlist for top honors at the IN awards, now in its second year.
Cresset's Susie Cranston is expecting an economic recession, but says her $65 billion RIA sees "great opportunity" to keep investing in a down market.
“There’s a big pull to alternative investments right now because of volatility of the stock market,” Kevin Gannon, CEO of Robert A. Stanger & Co., said.
Sellers shift focus: It's not about succession anymore.
Platform being adopted by independent-minded advisors who see insurance as a core pillar of their business.
RIAs face rising regulatory pressure in 2025. Forward-looking firms are responding with embedded technology, not more paperwork.
As inheritances are set to reshape client portfolios and next-gen heirs demand digital-first experiences, firms are retooling their wealth tech stacks and succession models in real time.