Proposed 2013 budget would gut dividend tax break, impose Buffett rule, raise top marginal rate to nearly 40%
Observers find proposals to be well intended, but say workers have a lot to learn on annuities
Newly released final rule for disclosure to plan sponsors to kick in this July; controversial proposals dumped
Advisers unable to meet fiduciary obligation to clients with reduced capacity; 'document, document, document'
Housing values down 3.7% in November in 20 major cities; 'a turn for the worse'
But overall, Finra says number of arb cases down substantially last year
Virtual database of actions replaces old paper-based system; not a response to BrightScope, spokeswoman says
