Social Security begins paying survivor benefits to same-sex married couples

Social Security begins paying survivor benefits to same-sex married couples
To qualify for survivor's benefits, spouses must have been married nine months, except under certain conditions.
JAN 21, 2014
The Social Security Administration announced Monday that it has begun processing claims for surviving members of same-sex marriages and paying benefits where they are due. To be eligible for a survivor benefit, which is worth 100% of what the deceased worker was collecting or was entitled to collect at the time of his or her death, the spouse must have been married to the worker for at least nine months at the time of death, unless one of the exceptions is met. Some of the exceptions include the worker's death was accidental or the worker's death occurred in the line of duty as an actively serving member of a uniformed service. This is the latest step toward providing equal Social Security benefits to same-sex couples in the wake of the Supreme Court decision that struck down the Defense of Marriage Act on June 26. “We ask for continued patience from the public as we work closely with the Department of Justice to develop policies that are legally sound so we can process claims,” Acting Social Security Commissioner Carolyn Colvin said in a statement accompanying the announcement. At the moment, the Social Security Administration can only pay benefits to same-sex couples who are legally married and who reside in a state that recognizes their marriage. However, Ms. Colvin urged anyone who believes they may be eligible for Social Security benefits “to apply now to protect against the loss of any potential benefits.” In addition to the survivor benefits, Ms. Colvin said the agency has also issued one-time, lump-sum death benefits to surviving same-sex spouses. A lump-sum death benefit of $255 is payable upon the death of a person who had worked long enough to be insured under Social Security. The benefit is payable to a surviving spouse, or if there is no surviving spouse, to a child who is eligible for benefits on the deceased parent's record at the time of death. If no spouse or child meeting these requirements exists, the lump-sum death payment will not be paid. The lump-sum death payment cannot be paid to funeral homes or estates for funeral expenses. The Social Security Administration says it does not yet have an estimate of how many same-sex couples have applied for spousal or survivor benefits since the Supreme Court decision last June.

Latest News

The 2025 InvestmentNews Awards Excellence Awardees revealed
The 2025 InvestmentNews Awards Excellence Awardees revealed

From outstanding individuals to innovative organizations, find out who made the final shortlist for top honors at the IN awards, now in its second year.

Top RIA Cresset warns of 'inevitable' recession amid tariff uncertainty
Top RIA Cresset warns of 'inevitable' recession amid tariff uncertainty

Cresset's Susie Cranston is expecting an economic recession, but says her $65 billion RIA sees "great opportunity" to keep investing in a down market.

Edward Jones joins the crowd to sell more alternative investments
Edward Jones joins the crowd to sell more alternative investments

“There’s a big pull to alternative investments right now because of volatility of the stock market,” Kevin Gannon, CEO of Robert A. Stanger & Co., said.

Record RIA M&A activity marks strong start to 2025
Record RIA M&A activity marks strong start to 2025

Sellers shift focus: It's not about succession anymore.

IB+ Data Hub offers strategic edge for U.S. wealth advisors and RIAs advising business clients
IB+ Data Hub offers strategic edge for U.S. wealth advisors and RIAs advising business clients

Platform being adopted by independent-minded advisors who see insurance as a core pillar of their business.

SPONSORED Compliance in real time: Technology's expanding role in RIA oversight

RIAs face rising regulatory pressure in 2025. Forward-looking firms are responding with embedded technology, not more paperwork.

SPONSORED Advisory firms confront crossroads amid historic wealth transfer

As inheritances are set to reshape client portfolios and next-gen heirs demand digital-first experiences, firms are retooling their wealth tech stacks and succession models in real time.