Retirement Planning

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RETIREMENT PLANNING NOV 17, 2016
College financial aid process begins Saturday

FAFSAs for the 2017-18 school year are out three months earlier this year, and now allow reporting prior-prior year income data, or 2015.

By Liz Skinner
Student loans preventing parents from saving for retirement
RETIREMENT PLANNING NOV 17, 2016
Student loans preventing parents from saving for retirement

Some 42% of parents said they're losing sleep worrying about future college costs, and 63% feel guilty that they won't be able to pay more.

By Bloomberg
RETIREMENT PLANNING NOV 16, 2016
Student loans poised for an overhaul under President Trump

Advocates of federal direct loans are worried that privatization could mean the end of student loans as a broad entitlement.

By Bloomberg
RETIREMENT PLANNING NOV 16, 2016
The other DOL retirement regulation Trump and the GOP may scuttle

The Department of Labor's rule exempting state-based auto IRA plans from ERISA could be in jeopardy under the new Republican administration. <b><i>(More: <a href=&quot;http://www.investmentnews.com/section/fiduciary-focus&quot; target=&quot;_blank&quot;>The most up-to-date information on the DOL fiduciary rule</a>)</i></b>

By Greg Iacurci
Legislation, DOL rule could boost multiple employer plans
RETIREMENT PLANNING NOV 16, 2016
Legislation, DOL rule could boost multiple employer plans

Largely ignored now, changes could make MEPs popular among retirement plan advisers.

By Greg Iacurci
Gradually converting a traditional IRA to a Roth can boost nest egg
RETIREMENT PLANNING NOV 16, 2016
Gradually converting a traditional IRA to a Roth can boost nest egg

Plus, the strategy can help reduce required minimum distributions and cut taxes.

By Mary Beth Franklin
RETIREMENT PLANNING NOV 15, 2016
How wealthy Americans can maximize their payoff from Donald Trump's presidency

Financial advisers are telling clients to make these moves before the end of 2016.

By Bloomberg
RETIREMENT PLANNING NOV 15, 2016
Edward Jones hit with second lawsuit over excessive 401(k) fees

Allegations in the lawsuit largely resemble those of a separate one filed in August this year.

By Greg Iacurci
RETIREMENT PLANNING NOV 15, 2016
New Social Security rules and divorce

Two sets of benefits exist for ex-spouses depending on their birth dates.

By Mary Beth Franklin
Capital One will eliminate commissions on IRAs
RETIREMENT PLANNING NOV 14, 2016
Capital One will eliminate commissions on IRAs

The transition will be completed by the time the Department of Labor fiduciary rule takes effect.

By Grete Suarez
RETIREMENT PLANNING NOV 11, 2016
Another 401(k) record keeper sued over 'pay to play' scheme with Financial Engines

Plaintiffs claim Xerox took kickbacks from Financial Engines for including the managed-account provider on its record-keeping platform, breaching its fiduciary duty.

By Greg Iacurci
RETIREMENT PLANNING NOV 11, 2016
How Donald Trump's presidency will influence your retirement

The president-elect barely mentioned the retirement crisis during his campaign, but will wield enormous power over many related issues once in office.

By Bloomberg
RETIREMENT PLANNING NOV 11, 2016
Low Social Security cost-of-living adjustment keeps Medicare premiums lower for most

About 70% of Medicare beneficiaries are protected by a &#8220;hold harmless&#8221; provision.

By Christine Idzelis
RETIREMENT PLANNING NOV 10, 2016
JPMorgan Chase will stop charging commissions on IRAs due to DOL fiduciary rule

Clients may choose fee-based or self-directed retirement accounts.

By Christine Idzelis
RETIREMENT PLANNING NOV 10, 2016
John Hancock ceases sales of traditional long-term-care insurance policies

&quot;Macroeconomic trends&quot; led Hancock to ditch new policy sales, in the latest example of an LTC market beleaguered by negative consumer perception and low interest rates.

By Greg Iacurci
RETIREMENT PLANNING NOV 10, 2016
Adviser's Consultant: Adding value with tax services

What's useful for clients in terms of planning is also good for business development.

By Liz Skinner
RETIREMENT PLANNING NOV 09, 2016
6 tips to prevent Trump from messing with your investments

Here's a sampling of what financial planners are advising investors to do to protect their money.

By Bloomberg
RETIREMENT PLANNING NOV 09, 2016
Heading to Canada? Consider the cost

Cross border financial planning can help, but it's super taxing to emigrate.

By Liz Skinner
Should the next president expand Social Security?
RETIREMENT PLANNING NOV 09, 2016
Should the next president expand Social Security?

One public policy expert says yes.

By Bloomberg
RETIREMENT PLANNING NOV 08, 2016
401(k) advisers push for more general investment policies as fiduciary safeguard

Violating terms of an investment policy statement is considered a fiduciary breach, and the uptick in 401(k) litigation has heightened concern over language that's too prescriptive.

By Greg Iacurci