Adding a mix of nontraditional investments to fixed-income holdings can help.
Once, these moves might have been seen as wise. But the environment has changed.
For now, the service provided is advice, rather than management.
It will be tough, however, to compete with 401(k) behemoth Financial Engines.
Advisers must go further than automatic features if they'd like to get employees interested in saving at work.
Groups say they need an extra 45 days above the 75-day comment period to respond.
Retirement plan experts predict a major shake-up in the way broker-dealers do business with small retirement plans and IRAs — all thanks to a prohibited transaction exemption in the Labor Department's new fiduciary duty proposal.
If circumstances are such that an investor can no longer afford premium payments, the last thing they should do is do away with the contract, according to one expert.
Buried in the new “Doc Fix” law are provisions that will adversely affect some folks on Medicare.
Level used in a government example has become the norm as some companies move to 4, 5 or 6% while retirement experts say 15% is really what's needed.
Rule No. 1: Stop being an asset manager and become a plan manager.
Level used in a government example has become the norm as some companies move to 4, 5 or 6% while retirement experts say 15% is really what's needed.
Nearly a quarter of retirees 85 and older are dying with assets of less than $10,000
Clients may not realize the need to combine them
Insurance products that combine life insurance and long-term care benefits are getting their time in the sun among advisers as traditional LTC options shrink.
Shifts in workplace retirement benefits, other factors, making delaying benefits even more valuable.
Shifts in workplace retirement benefits, other factors, encourage more people to wait to claim benefits.
<i>Breakfast with Benjamin:</i> Over the last 12 months, investors pumped more money into ETFs than mutual funds for the first time ever.
Author conducts her own focus group among peers.
Research shows more working years may be just what the doctor ordered
