Retirement Planning

Displaying 7961 results
RETIREMENT PLANNING MAY 30, 2014
To Roth (IRA) or not to Roth, that is the question

Although Roth IRAs have been available since 1997, changes in recent years to the U.S. tax code have made these retirement savings accounts more popular than ever. Here, with apologies to the Bard, are some pointers for advisers.

By Robert Cirrotti
EQUITIES MAY 28, 2014
Boomers cash in as bull market aids exodus from workforce

Five-year rally restores $14 trillion to U.S. equity values, helping push participation rate of working Americans to 40-year lows.

By Gregory Crawford
RETIREMENT PLANNING MAY 27, 2014
Social Security survivor benefits after botched second marriages

If second marriage ends, the first one may still count

By Mary Beth Franklin
RETIREMENT PLANNING MAY 26, 2014
Fund your child's tuition with Social Security

Millions of people have no idea about the true value of the benefits they have earned throughout their careers. One reader finds that claiming after age 66 can result in retroactive benefits; another beneficiary was leaving $1,000 a month on the table.

By Mary Beth Franklin
RETIREMENT PLANNING MAY 25, 2014
How well do you know your aging clients?

By Legg Mason Global Asset Management
RETIREMENT PLANNING MAY 25, 2014
How advisers can help clients deal with Alzheimer's

The inability to manage money is one of the earliest indications that a client may have Alzheimer's disease

By Dr. Robert Pokorski
OPINION MAY 23, 2014
How much would you pay for a safer car?

A cost-benefit analysis of a new regulation came up short when it only counted dollars. Then, regulators asked how much more a young child's life is worth.

By Cass R. Sunstein
The tricky first-year rule for working while collecting Social Security
RETIREMENT PLANNING MAY 23, 2014
The tricky first-year rule for working while collecting Social Security

New retirees can use monthly rather than annual earnings limit.

By Mary Beth Franklin
Delaying Social Security can outperform investment returns
RETIREMENT PLANNING MAY 23, 2014
Delaying Social Security can outperform investment returns

But break-even period can be at least 20 years.

By Mary Beth Franklin
Social Security earnings limits can reduce spousal benefits, too
RETIREMENT PLANNING MAY 23, 2014
Social Security earnings limits can reduce spousal benefits, too

Earnings restrictions disappear at full retirement age.

By Mary Beth Franklin
RETIREMENT PLANNING MAY 23, 2014
Baby boomer, Gen X women fear not having enough retirement savings

Congresswoman encourages growth in number of female financial advisers.

By Mark Schoeff Jr.
RETIREMENT PLANNING MAY 20, 2014
Home-free: How one couple sold everything and toured the world

The Martins lived in short-term rental apartments from Mexico to Turkey and England to Argentina. But how practical is the lifestyle?

By Elizabeth MacBride
RETIREMENT PLANNING MAY 20, 2014
Why clients are their own most valuable asset

Earning power needs to be factored in to all retirement plans

By Darla Mercado
RETIREMENT PLANNING MAY 20, 2014
Axa to pay $20M fine for handling of variable annuities

A New York regulator alleges that the insurer limited the returns of legacy variable annuity clients.

By Darla Mercado
RETIREMENT PLANNING MAY 20, 2014
SEC charges pair of brokers, investment advisory firm, others with $80M variable annuity scam

The SEC charged a pair of brokers, an investment adviser and others in an $80 million variable annuity scam that an SEC official called a "calculated fraud exploiting terminally ill patients."

By Darla Mercado
RETIREMENT PLANNING MAY 19, 2014
Advice to NYers hit by new estate tax glitch: 'Get out before you die'

The entirety of estates that are only 5% over the exemption are now subject to the tax. Some NYers are considering charitable gifts to winnow the size of their assets; others may move.

By Darla Mercado
RETIREMENT PLANNING MAY 19, 2014
Rubio outlines Social Security reforms

Senator calls for changes that would encourage retirement-age workers to work longer

By Mark Schoeff Jr.
RETIREMENT PLANNING MAY 19, 2014
The tricky first-year rule you need to know when you start collecting Social Security

New retirees can use monthly rather than annual earnings limit if they want to avoid a reduction in their Social Security benefits. In 2014, a person younger than full retirement age for the entire year is considered “retired” if monthly earnings are $1,290 or less.

By Mary Beth Franklin
RETIREMENT PLANNING MAY 16, 2014
New Yorkers face grueling new state estate taxes

Changes have some considering switching states – but be warned that that takes careful planning

By Darla Mercado
OPINION MAY 16, 2014
Why income inequality doesn't matter

The rational case for focusing not on the wealth divide, but on our ability to provide decent opportunities and minimum security for all.

By Cass R. Sunstein