Retirement

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Why is MetLife charging into business that others are exiting?
LIFE INSURANCE AND ANNUITIES JUL 29, 2011
Why is MetLife charging into business that others are exiting?

Insurer MetLife moving into the business in a big way, while banks back out. Says one industry consultant: 'They must know something I don't know.'

By John Goff
REGULATION AND LEGISLATION JUL 29, 2011
Taxes, rising rates will hit rich in the wallet, experts say

The year 2013 may snap a 12-year winning streak for wealthy Americans on taxes due on income, capital gains, dividends and money given to their heirs

By Bloomberg
Insurers may be sitting on $1B in death benefits
LIFE INSURANCE AND ANNUITIES JUL 29, 2011
Insurers may be sitting on $1B in death benefits

Florida insurance commissioner worried carriers spending more energy on collecting premiums than paying out on policies

By John Goff
Insurance cops grill MetLife, Nationwide on death benefits
LIFE INSURANCE AND ANNUITIES JUL 29, 2011
Insurance cops grill MetLife, Nationwide on death benefits

Insurance regulators questioned MetLife Inc. executives today at a hearing in Florida as they sought to understand the insurer's death benefit settlement practices.

By Darla Mercado
FINTECH JUL 27, 2011
Raymond James to launch annuity matchmaking tool

New software tool will help advisers scan for the best variable annuity option for a client.

By Darla Mercado
RETIREMENT PLANNING JUL 27, 2011
Top-rated states face credit downgrade

Moody's places five Aaa issuers under review for possible downgrades. The reason? The states are vulnerable to cuts in federal spending, the rating agency says.

By John Goff
IRA ALERT JUL 26, 2011
Broken window: Rollover horror stories

When clients withdraw money from an individual retirement account or employer retirement plan and want to move those funds to another retirement account, they must roll over those funds within 60 days of the date that they received the distribution from the plan or IRA

By Ed Slott
Automatic for the people: Fund firms back digital statements as default for retirement plans
RETIREMENT PLANNING JUL 26, 2011
Automatic for the people: Fund firms back digital statements as default for retirement plans

Plan sponsors should be able to send retirement plan info to employees digitally without getting permission, industry groups argue

By Mark Schoeff Jr.
Fund firms on 401(k) fee disclosure deadline: More time, please
RETIREMENT PLANNING JUL 26, 2011
Fund firms on 401(k) fee disclosure deadline: More time, please

DOL's latest start date — Jan. 1 — still too soon, industry group contends

By Darla Mercado
College marketing an education in how to generate cash, buzz
RETIREMENT PLANNING JUL 26, 2011
College marketing an education in how to generate cash, buzz

Top universities are said to be soliciting applicants who have little chance of getting admitted. The reason? Critics say it's to generate both cash and buzz.

By John Goff
TAX JUL 24, 2011
Are your clients traders or investors?

Under U.S. tax law, investment expenses are considered miscellaneous itemized deductions

By Robert N. Gordon
Biggest muni bankruptcy ever puts investors on high alert
RETIREMENT PLANNING JUL 22, 2011
Biggest muni bankruptcy ever puts investors on high alert

Creditors left holding the bag after Jefferson County goes bust; 'catastrophic mistake'

By John Goff
Will minibonds be a megahit?
RETIREMENT PLANNING JUL 22, 2011
Will minibonds be a megahit?

California eyes selling muni debt in $25 denominations; lower buy-in designed to attract more investors

By John Goff
Expected rout in muni market a no-show
RETIREMENT PLANNING JUL 22, 2011
Expected rout in muni market a no-show

After S&P lowered ratings on thousands of municipal bonds earlier in the week, traders braced for a massive selloff. They're still waiting.

By John Goff
Regulator to bond dealers: Don't rip off investors
RETIREMENT PLANNING JUL 22, 2011
Regulator to bond dealers: Don't rip off investors

MSRB warns against price manipulation in the wake of possible credit downgrades

By Dan Jamieson
A bridge loan too far? California aims to borrow $5B to protect against U.S. default
RETIREMENT PLANNING JUL 22, 2011
A bridge loan too far? California aims to borrow $5B to protect against U.S. default

State hedging against possible credit market chaos; lowest-debt rating of all 50 states

By John Goff
Debt deal in Washington could be monumentally bad for clients
RETIREMENT PLANNING JUL 22, 2011
Debt deal in Washington could be monumentally bad for clients

Tax breaks for investments and savings look to be prime targets for lawmakers; 'the fight is coming'

By Mark Schoeff Jr.
Triple-A rated insurers can handle a mild downgrade of U.S. debt
LIFE INSURANCE AND ANNUITIES JUL 22, 2011
Triple-A rated insurers can handle a mild downgrade of U.S. debt

The ratings of four major life insurers with pristine Aaa ratings are likely to hold steady, provided the U.S.'s government bond rating doesn't fall by more than one rung.

By Darla Mercado
Mortgage tax break set for the wrecking ball?
RETIREMENT PLANNING JUL 21, 2011
Mortgage tax break set for the wrecking ball?

Poll reveals more Americans willing to give up home-loan interest deduction

By Bloomberg
LIFE INSURANCE AND ANNUITIES JUL 21, 2011
Insurers getting plenty of mileage out of long-term-care hybrids

Pearl Neier, 85, decided against long-term-care insurance after hearing about the policies from AARP, the group that lobbies for older Americans

By Bloomberg