Mario Cacciola, a 40-year-old associate attorney for a large international law firm, gets cold-called multiple times a week by financial advisers looking to begin a relationship with him now before he climbs the ladder and makes partner. Although many have rubbed him the wrong way, he eventually met one adviser he felt comfortable with. After working together several years, Mr. Cacciola said he appreciates these five things that could help other advisers who are looking to connect with the next generation.
Offer a personalized plan, do not sell me an investment
After meeting with many advisers who aggressively pushed investment products, Mr. Cacciola picked one who offered a free assessment of his financial life and presented a realistic plan to achieve his goals.
Know how to work with debt
Part of the plan for Mr. Cacciola accounted for both his student loans and some credit card debt he was working to pay off.
Don’t expect big business right away
For now, Mr. Cacciola’s adviser only handles his individual retirement account and a life insurance policy, but he hopes that as his income increases and he eventually becomes a partner, the adviser will handle his more complex finances. “He wasn’t trying to sell me, he was legit trying to figure out a way to serve me while I’m small now,” Mr. Cacciola said. “He knows he’s got a good customer going forward.”
Don’t be judgmental
Mr. Cacciola’s adviser provides an annual presentation of how he is progressing toward his goals, but he doesn’t give Mr. Cacciola too much flak when he falls short.
Be available
Mr. Cacciola’s adviser sends an automated monthly email updating him on his investments, and also makes himself available for a call whenever Mr. Cacciola has a question or a financial decision looming.
Just over 10% of advisors' wealth clients come from defined contribution plans, as capacity, data and technology gaps block the bridge to wealth
Deal creates a $20B-plus custody platform for private market investing in IRAs, months after Schwab closed its Forge Global purchase
Despite the good times, advisors should tread carefully, said one veteran industry executive.
Cullen marks the fourth firm the New York-based RIA aggregator has bought in 2026 as deal volume heads for a record year.
The quality of AI ROI measurement depends on pre-deployment decisions around business outcomes, leadership alignment, and establishing trusted information, among other factors.
Knighthead Life entered the market with a competitive MYGA. A strong launch earned advisor confidence and paved the way for FIAs.
As AI makes financial information more accessible than ever, Lana Hock explains why human judgment, trust, and empathy remain the qualities clients value most in a financial advisor