Timothy Gibbons over-concentrated elderly clients in energy investment.
Regulator wanted to investigate Robert Hoffmann's trading recommendations.
Women-owned Carlsbad, Calif.-based firm specializes in serving women.
Jerry Lou Guttman was with United Planners' Financial Services.
FANG gang may be eying business for its data value, not revenue.
Firm also censured for failure to supervise share class recommendations.
Umbrella group now will represent five retirement-related organizations.
Sales ability and experience remains a high priority for new personnel.
While generally satisfied, wealthy investors expect better returns and more value.
Agency claims Jay Costa Kelter used clients' money 'as own personal piggy bank.'
