Office address: 150 N Radnor Chester Rd, Radnor, PA 19087
Website: lincolnfinancial.com
Year established: 1905
Company type: financial services
Employees: 9,700+
Expertise: life insurance, annuities, group protection benefits, retirement plan services, private credit strategies, royalty‑based investments, institutional investment management, financial planning and advisory services, workplace benefits solutions
Parent company: N/A
Key people: Ellen Cooper (CEO); Christopher Neczypor (CFO); Craig Beazer (general counsel); Jennifer Charters (chief information officer); John Kennedy, John Morriss, and Andrew Rallis (EVPs)
Financing status: shareholder‑owned company
Lincoln Financial Group (LFG) is a financial services group based in Radnor. It offers annuities, life insurance, retirement plans, and private market funds to 17 million customers. As of 2024, the company managed $321 billion and employed over 9,700 people.
In 1905, Lincoln Financial was founded in Fort Wayne, Indiana, to provide dependable life insurance. Early leaders focused on careful underwriting and actuarial science to cover people other insurers considered too risky.
About three decades later, Lincoln had survived the Great Depression without layoffs and reached $1 billion of insurance in force. Through the mid‑20th century, it grew into a leading US insurer with more than 1 million policyowners.
Over the following decades, the company changed shape while keeping that protection focus at its center. From the 1960s through the 1990s, Lincoln Financial Group moved into new products, corporate structures, and investment capabilities.
It introduced variable annuities, formed Lincoln National Corporation as a holding company, and listed on the New York Stock Exchange (NYSE). Later decades brought MoneyGuard, a New York life and annuity subsidiary, and a broader financial services brand under the Lincoln Financial name.
In 2024, Lincoln Financial Group added FlexPEP(k) and FlexPEP(b) to its group retirement lineup. These pooled plans continue the firm's long history of expanding retirement options to help employers support workers' futures.
That same year, LFG also sold its wealth advisor business to Osaic, a large US wealth manager. The divestiture reflected Lincoln's strategy of refocusing on core insurance, retirement, and workplace solutions.
LFG offers investment‑linked products that combine income protection, retirement savings, and access to private markets:
Lincoln Financial Group also supports employers with digital tools for plan administration and participant education. Its platforms combine investment options, benefits, and wellness resources in one experience for workers and advisors.
LFG states that its culture fosters diverse backgrounds and contributions, while encouraging employees to be authentic and do their best work. Lincoln Financial Group's values are:
Lincoln Financial Group also provides its staff with these benefits:
Lincoln Financial Group also offers voluntary coverage for critical illness, accident, and hospital stays. Employees receive paid time off, parental leave, and access to detailed health cost information.
Ellen G. Cooper is LFG's chairperson, president, and CEO. Previously, Cooper was EVP and chief investment officer at Lincoln. Before Lincoln, she led insurance strategy at Goldman Sachs Asset Management. She is a Fellow of the Society of Actuaries, a CFA charterholder, and holds an actuarial science degree from Temple University.
Lincoln Financial Group also highlights a senior leadership team that oversees its core businesses and functions:
Lincoln Financial Group notes that company results rely on its board, executives, and nearly 10,000 employees. Together, these leaders set direction and run its insurance, retirement, and workplace solutions.
The company, through CIO Jayson Bronchetti, offers clients a clear view of credit and private loan markets. LFG explained how its patient, insurance-based capital uses high-quality private credit to seek extra yield for policyholders while keeping assets matched to liabilities. Lincoln Financial Group's fixed income views on inflation, spreads, and credit quality help advisors and clients adjust portfolios across market cycles.
In 2025, Lincoln published its Wellness@Work Study on employee debt, medical costs, and inflation. The company uses these findings to guide employers toward benefits like guaranteed income, managed accounts, and supplemental health coverage. By tying products to real financial stress, Lincoln shapes future workplace solutions that support retirement readiness.
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