For advisers who want to expand their firms by reaching out to the next generation of investors – those in their 20s, 30s or 40s – long-term and cross-generational financial vehicles such as fee-only life insurance and no-load annuities offered to clients of RIAs through Ameritas Advisor Services should be considered as a central part of the effort.
Advisers willing to wait to get into the carrier's VAs and if history is any guide, first quarter sales will jump.
Senate OKs legislation to make it easier for insurance agents to become licensed to sell insurance in multiple states.
Don't be surprised if clients seek your advice on complex health care decisions as they approach retirement.
But retirees will still need to prepare for rising health care costs in the long run, expert warns.
On Monday's <i>Breakfast with Benjamin</i>, Wall Street makes its case for why consumers should be spending big. Plus: Avoiding 'bag lady syndrome', the insurance industry gets digital, and oil starts to look and feel like a free market.
About 52% of the collections reported by credit agencies are owed to hospitals and other medical providers. Advisers must stand ready to help negotiate claims and make sure medical debt doesn't wreck client credit reports.
Figuring out how to utilize the full potential of these health care plan features should be part of comprehensive retirement income planning.
Mr. Jack helped build the insurer's variable annuities business and independent broker-dealer network.
Clients need more knowledge about health savings accounts and their potential role in helping fund health and retirement needs.
Working beyond Medicare age can save thousands per year.
With a new health care reform employer mandate on the way, expanding expertise becomes imperative
Soon, a blood test may let patients know they have Alzheimer's 10 years earlier than it can be diagnosed today. Advisers say that is a lot of extra years to allow clients to save and make important legal and health care decisions.
Tips to help make 2014 less painful than 2013 for wealthy clients
A slump in VA purchases clashes with historical notion that product sales mirror the stock market's trajectory. And insurers are launching new products.
People don't understand their coverage and the choices they can make to maximize their benefits and minimize unnecessary spending.
Friday <i>Breakfast with Benjamin</i> highlights the downsides to cheap U.S. oil. Plus: Maybe you don't need long-term-care insurance, the high risks of not saving for retirement, Putin becomes a gold bug, and why you might get a raise in 2015.
On Thursday's <i>Breakfast with Benjamin</i> menu: A string of catty comments accompany a Morningstar talk-up of Pimco's outlook. Plus, what municipal bond investors can learn from Detroit and Stockton, avoid getting sucked in by the market's latest winning streak, and much more.
For advisers, it's time to get familiar with the terms under which union employees receive health care.
