Retirement Planning

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At 90 years old, Social Security remains vital for most Americans' retirement
RETIREMENT PLANNING AUG 14, 2025
At 90 years old, Social Security remains vital for most Americans' retirement

A survey reveals seven in 10 expect it to be a source of income, while most non-retired respondents worry about its continued sustainability.

By Leo Almazora
High-net-worth women over 60 are a rich potential client base, if you understand them
RETIREMENT PLANNING AUG 14, 2025
High-net-worth women over 60 are a rich potential client base, if you understand them

LPL's head of HNW planning says too many advisors are making a common mistake.

By Steve Randall
Jackson study reveals gaps in retirement resilience as market risks persist
RETIREMENT PLANNING AUG 13, 2025
Jackson study reveals gaps in retirement resilience as market risks persist

Market risk index shows hidden perils in seeking safety, and potential benefits from non-traditional investment vehicles.

By Leo Almazora
Seniors face surge in high-dollar impersonation scams, FTC warns
RETIREMENT PLANNING AUG 13, 2025
Seniors face surge in high-dollar impersonation scams, FTC warns

Federal data show reports of at least $100,000 in losses skyrocketed to hit $445 million in 2024.

By Leo Almazora
iCapital and Alto announce key hires
RETIREMENT PLANNING AUG 13, 2025
iCapital and Alto announce key hires

The fintech firms' latest additions, including veterans from Bloomberg and JPMorgan, come amid rising demand for alternative assets in the retirement space.

By Leo Almazora
Social Security COLA for 2026 set to rise modestly following latest inflation data
RETIREMENT PLANNING AUG 12, 2025
Social Security COLA for 2026 set to rise modestly following latest inflation data

Experts flag potential risks for seniors as headline readings for July obscure higher jumps in key price categories.

By Leo Almazora
Labor Department withdraws annuity safe harbor rule after industry pushback
RETIREMENT PLANNING AUG 12, 2025
Labor Department withdraws annuity safe harbor rule after industry pushback

Industry group IRI hails regulator's reversal as a win for financial professionals, plan sponsors, and retirement savers.

By Leo Almazora
Advisors eye private market investments for 401(k)s as interest builds
RETIREMENT PLANNING AUG 12, 2025
Advisors eye private market investments for 401(k)s as interest builds

Report suggests strong demand for adding alternative assets to retirement plans.

By Steve Randall
Americans share confusion, concerns ahead of Social Security's 90th anniversary
RETIREMENT PLANNING AUG 08, 2025
Americans share confusion, concerns ahead of Social Security's 90th anniversary

Surveys show continued misconceptions and pessimism about the program, as well as bipartisan support for reforms to sustain it into the future.

By Leo Almazora
Income Lab, RISR ink additional integration partnerships
RETIREMENT PLANNING AUG 08, 2025
Income Lab, RISR ink additional integration partnerships

Meanwhile, FINNY launches new multi-channel marketing campaign features, while RightCapital introduces a planning capability to help with client prospecting.

By Leo Almazora
Trump greenlights alternative investments in 401(k) accounts – Industry reacts
RETIREMENT PLANNING AUG 07, 2025
Trump greenlights alternative investments in 401(k) accounts – Industry reacts

The president signed an executive order late Thursday which he says will broaden choice.

By Steve Randall
Trump to sign order opening 401(k)s to private equity
RETIREMENT PLANNING AUG 07, 2025
Trump to sign order opening 401(k)s to private equity

The executive order directed at the Department of Labor and the Securities and Exchange Commission also gives an opening to cryptocurrencies and other alternative investments.

By Leo Almazora
Estate planning services poised to capitalize on $90 trillion wealth transfer
RETIREMENT PLANNING AUG 07, 2025
Estate planning services poised to capitalize on $90 trillion wealth transfer

New report reveals 95% of affluent investors need to create or update estate plans.

By Steve Randall
Research highlights growing need for personalized retirement solutions as investors age
RETIREMENT PLANNING AUG 01, 2025
Research highlights growing need for personalized retirement solutions as investors age

New joint research by T. Rowe Price, MIT, and Stanford University finds more diverse asset allocations among older participants.

By Leo Almazora
Insured Retirement Institute urges Labor Department to retain annuity safe harbor
RETIREMENT PLANNING AUG 01, 2025
Insured Retirement Institute urges Labor Department to retain annuity safe harbor

A Department of Labor proposal to scrap a regulatory provision under ERISA could create uncertainty for fiduciaries, the trade association argues.

By Leo Almazora
Bessent backpedals after blowback on 'privatizing Social Security' comments
RETIREMENT PLANNING JUL 31, 2025
Bessent backpedals after blowback on 'privatizing Social Security' comments

The Treasury Secretary's suggestion that Trump Savings Accounts could be used as a "backdoor" drew sharp criticisms from AARP and Democratic lawmakers.

By Leo Almazora
Financial advisors often see clients seeking to retire early; Here's what they tell them
RETIREMENT PLANNING JUL 31, 2025
Financial advisors often see clients seeking to retire early; Here's what they tell them

Wealth managers highlight strategies for clients trying to retire before 65 without running out of money.

By Gregg Greenberg
Could 401(k) plan participants gain from guided personalization?
RETIREMENT PLANNING JUL 30, 2025
Could 401(k) plan participants gain from guided personalization?

Morningstar research data show improved retirement trajectories for self-directors and allocators placed in managed accounts.

By Leo Almazora
The average retiree is facing $173K in health care costs, Fidelity says
RETIREMENT PLANNING JUL 30, 2025
The average retiree is facing $173K in health care costs, Fidelity says

Research reveals a 4% year-on-year increase in expenses that one in five Americans, including one-quarter of Gen Xers, say they have not planned for.

By Leo Almazora
Gen Z is grappling with a financial balancing act, new report reveals
RETIREMENT PLANNING JUL 30, 2025
Gen Z is grappling with a financial balancing act, new report reveals

Rising costs, low wages are making it hard for young Americans to move ahead.

By Steve Randall