Retirement Planning

Displaying 7959 results
Administrative 401(k) mistakes now cost more
RETIREMENT PLANNING JUL 18, 2016
Administrative 401(k) mistakes now cost more

The Labor Department is increasing payouts for civil penalties related to retirement plans.

By Greg Iacurci
How to correct Social Security earnings records
RETIREMENT PLANNING JUL 18, 2016
How to correct Social Security earnings records

Mistakes in reported earnings can reduce future benefits.

By Mary Beth Franklin
MassMutual turns to video games to boost retirement savings
RETIREMENT PLANNING JUL 18, 2016
MassMutual turns to video games to boost retirement savings

The newly developed video game seizes on the concept of gamification to improve participant behavior regarding retirement savings.

By Greg Iacurci
Bill to create universal retirement accounts introduced
RETIREMENT PLANNING JUL 15, 2016
Bill to create universal retirement accounts introduced

Legislation calls for employers with 10 or more employees that do not offer retirement plans to open IRAs for employees and contribute 50 cents per hour worked per employee.

By Hazel Bradford
RETIREMENT PLANNING JUL 14, 2016
Does skipping marriage and having kids save money?

Income inequality changing how young Americans have families.

By Bloomberg
Broker-dealers eye level commissions to reduce risk under DOL fiduciary rule
RETIREMENT PLANNING JUL 14, 2016
Broker-dealers eye level commissions to reduce risk under DOL fiduciary rule

Such a strategy is meant to reduce the appearance of a conflict of interest when using commission products in retirement accounts.

By Greg Iacurci
DOL fiduciary rule will nudge 401(k) advisers to zero-revenue-share fund lineups
RETIREMENT PLANNING JUL 14, 2016
DOL fiduciary rule will nudge 401(k) advisers to zero-revenue-share fund lineups

Such a strategy would aim at levelizing compensation, thereby dodging additional compliance requirements and litigation risk.

By Greg Iacurci
Morningstar, American Retirement Association partner on fiduciary program
RETIREMENT PLANNING JUL 13, 2016
Morningstar, American Retirement Association partner on fiduciary program

The collaboration focuses on the compliance confusion among advisers and broker-dealers caused by the DOL's fiduciary rule.

By Greg Iacurci
Debt dims boomers' retirement prospects
RETIREMENT PLANNING JUL 12, 2016
Debt dims boomers' retirement prospects

New study shows ongoing bills impede savings and boost baby boomers' retirement income needs.

By Mary Beth Franklin
RETIREMENT PLANNING JUL 11, 2016
Roth or traditional 401(k)s — Which is better?

Ever since Congress created Roth accounts, savers have faced this quandary. Now new research answers the question.

By Bloomberg
RETIREMENT PLANNING JUL 07, 2016
Time heals most credit reports following the financial crisis

Improving credit scores might entice households to start borrowing more

By Bloomberg
Court date set for lawsuit against DOL fiduciary rule
RETIREMENT PLANNING JUL 07, 2016
Court date set for lawsuit against DOL fiduciary rule

Market Synergy's lawsuit, one of several targeting the Labor Department regulation, is set for Aug. 24 in a Kansas district court.

By Greg Iacurci
Bond shop may have to drop clients due to DOL rule
RETIREMENT PLANNING JUL 07, 2016
Bond shop may have to drop clients due to DOL rule

The rule changes will likely result in dramatically higher fees for many smaller clients, and one bond shop is already reacting.

By Jeff Benjamin
401(k) plan advisers take more of an interest in record keepers' cybersecurity practices
RETIREMENT PLANNING JUL 06, 2016
401(k) plan advisers take more of an interest in record keepers' cybersecurity practices

Clients also have heightened concerns about securing the personal data of their employees.

By Greg Iacurci
Market volatility raises the bar for retirement income savers
RETIREMENT PLANNING JUL 06, 2016
Market volatility raises the bar for retirement income savers

Lower interest rates also affect Social Security trust fund cushion.

By Mary Beth Franklin
RETIREMENT PLANNING JUL 06, 2016
Finra panel directs N.J.'s Garden State Securities to pay damages to elderly investor

Finra directs the brokerage firm to pay $142,168 due to allegations of unsuitable investments and overtrading.

By Christine Idzelis
Social Security out of step with many modern families
RETIREMENT PLANNING JUL 06, 2016
Social Security out of step with many modern families

Family benefits account for a much smaller percentage of Social Security outlays today than they did in the past.

By Mary Beth Franklin
Ameritas to buy Guardian's 401(k) plan business
RETIREMENT PLANNING JUL 06, 2016
Ameritas to buy Guardian's 401(k) plan business

The life insurer is the latest record-keeping firm trying to build platform scale through acquisition.

By Greg Iacurci
This simple retirement spending strategy takes on the 4% rule
RETIREMENT PLANNING JUL 06, 2016
This simple retirement spending strategy takes on the 4% rule

Divide your age by 20 to ensure you won't outlive your savings.

By Mary Beth Franklin
SEC charges brothers with $2.7 million Ponzi scheme targeting elderly
RETIREMENT PLANNING JUL 06, 2016
SEC charges brothers with $2.7 million Ponzi scheme targeting elderly

Daniel Rivera allegedly ran a $2.7M phony real-estate venture targeting about 30 investors over six years.

By Christine Idzelis