Retirement Planning

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RETIREMENT PLANNING JUN 22, 2016
How clients can add $8,000 a year to their retirement income

By Mary Beth Franklin
Indexed annuity distributors weigh launching B-Ds due to DOL fiduciary rule
RETIREMENT PLANNING JUN 21, 2016
Indexed annuity distributors weigh launching B-Ds due to DOL fiduciary rule

The move would allow insurers to sidestep additional risk in distributing through independent agents.

By Greg Iacurci
Your retirement calculator might not be accurate
RETIREMENT PLANNING JUN 21, 2016
Your retirement calculator might not be accurate

Studies show publicly available retirement calculators shouldn't be taken at face value.

By Greg Iacurci
RETIREMENT PLANNING JUN 19, 2016
Skeptical advisers should reexamine their attitudes toward reverse mortgages

Most of the loans' issues have been solved, or at least ameliorated.

By InvestmentNews
John Oliver lambasts U.S. retirement savings system, supports DOL fiduciary rule
RETIREMENT PLANNING JUN 17, 2016
John Oliver lambasts U.S. retirement savings system, supports DOL fiduciary rule

The star of a late-night HBO comedy show had some biting words for non-fiduciary brokers, high 401(k) fees and active fund management.

By Greg Iacurci
RETIREMENT PLANNING JUN 16, 2016
Want to work past retirement age? You're not alone

Senior citizens are already working more now than they did in the 1980s and 1990s. But can we raise the retirement age for good?

By Bloomberg
EQUITIES JUN 16, 2016
Wall Street figuring out how to hedge against a Donald Trump presidency

<i>Breakfast with Benjamin</i> Wall Street investors are working on how to position their portfolios for a potential Donald Trump presidency.

By Jeff Benjamin
A widow's Social Security dilemma
RETIREMENT PLANNING JUN 16, 2016
A widow's Social Security dilemma

Earnings test complicates choice between retirement and survivor benefits.

By Mary Beth Franklin
Social Security cost-of-living adjustment unlikely for 2017
RETIREMENT PLANNING JUN 16, 2016
Social Security cost-of-living adjustment unlikely for 2017

High-income retirees could see net benefits decline next year if Medicare premiums rise.

By Mary Beth Franklin
RETIREMENT PLANNING JUN 16, 2016
Choosing default investment alternatives for 401(k)s requires close due diligence

Maximizing the potential for positive participant outcomes, and minimizing regulatory and litigation risks, requires close analysis of QDIAs.

By Blaine F. Aikin
Madoff sons' fight over cash continues after their deaths
RETIREMENT PLANNING JUN 16, 2016
Madoff sons' fight over cash continues after their deaths

Mark and Andrew Madoff died without resolving a 2009 lawsuit accusing them of squandering $150 million of investors' money.

By Bloomberg
Financial advisers weigh in on the best money advice they received from their dads
RETIREMENT PLANNING JUN 15, 2016
Financial advisers weigh in on the best money advice they received from their dads

Experts share what they learned from their fathers &amp;mdash; and what they are eager to impress upon their kids.

By Skip Schweiss
RETIREMENT PLANNING JUN 15, 2016
What advisers and plan sponsors should include in investment policy statements

Avoid being the target of lawsuits by establishing and documenting a prudent process.

By Tara Mashack-Behney
DOL supports ESG fund use in 401(k) plans
RETIREMENT PLANNING JUN 15, 2016
DOL supports ESG fund use in 401(k) plans

New guidance amends old rules that had a &quot;chilling effect&quot; on ESG fund use in ERISA plans.

By Greg Iacurci
State Street execs expect retirement savings law by 2018
RETIREMENT PLANNING JUN 14, 2016
State Street execs expect retirement savings law by 2018

State and federal initiatives are growing dialogue between policymakers, industry and congressmen around the retirement savings gap.

By Greg Iacurci
71% of U.S. households fall below the $100,000 asset threshold for advisers
RIA NEWS JUN 14, 2016
71% of U.S. households fall below the $100,000 asset threshold for advisers

Incorporating robo-advice might make servicing middle market more profitable, Cerulli study says.

By Christine Idzelis
RETIREMENT PLANNING JUN 14, 2016
Less than perfect credit? No mortgage for you

While surveys say credit is loosening for some types of loans, standards are still far tighter than they were before the financial crisis.

By Bloomberg
MassMutual settles 401(k) suit with its employees for $31 million
RETIREMENT PLANNING JUN 13, 2016
MassMutual settles 401(k) suit with its employees for $31 million

The insurer joins other firms such as Fidelity Investments and Ameriprise Financial in settling allegations over excessive 401(k) fees in their own company plans.

By Greg Iacurci
RETIREMENT PLANNING JUN 13, 2016
Changes in reverse mortgages give advisers new tools in retirement planning

Prominent researchers are embracing the home equity product as a key retirement planning tool. Will advisers follow? <b><i>(Related: <a href="//www.investmentnews.com/gallery/20160610/FREE/610009999/PH/9-surprising-ways-to-use-a-reverse-mortgage&quot;" target="&quot;_blank&quot;" rel="noopener noreferrer">9 surprising ways to use a reverse mortgage</a>)</b></i>

By Mary Beth Franklin
Attention baby boomers: Time to start taking your required minimum distributions
RETIREMENT PLANNING JUN 12, 2016
Attention baby boomers: Time to start taking your required minimum distributions

The first wave of boomers turns 70&frac12; and must start taking distributions from their retirement savings.

By Mary Beth Franklin