Finding a policy that works in the best interests of your clients not as hard as you think
Advisers should push young clients, or clients with young-adult children, to get powers of attorney governing health care and financial assets.
Even if you have prepared, following a death there are several steps that generally require immediate attention.
Set aside that money at the beginning of workers' careers in order to leverage the magic of 50 years of compounding returns in a 50-50 portfolio. Of course, they'd have to pay the money back.
Choosing between a traditional and Roth 401(k) is essentially a bet on how your clients' future income tax rates will compare to their current rate.
Four states introduce accounts that help families save for special needs children
Plus, one of the biggest shocks to current retirees is the cost of health care, according to a new survey.
How can active-duty, veteran, or retired military servicemen get the most from their healthcare benefits? Find out in this article.
Who gets which benefits when? It depends.
The rule of thumb says you can tap 20 to 25% of available credit before you risk hurting your credit score.
The DOL fiduciary rule will forever change financial advice, and the industry now faces the challenge of adapting to the new regulation.
The legislation, which would automatically enroll employees without retirement-plan access, is a companion bill to one put forth in the Senate earlier this year.
Registered investment advisers can be held liable if they don't act in clients' 'sole interest' when it comes to retirement advice.
The National Association for Fixed Annuities levies similar arguments to the initial suit, filed just one day earlier.
Although the Labor Department doesn't have enforcement authority over IRAs, it does have interpretive authority, observers say.
Earnings test complicates choice between retirement and survivor benefits.
Bipartisan legislation would make it possible for students to save funds from stipends or fellowships in an IRA.
There are two different versions in the exemption, each with respective limitations and benefits that advisers and their institutions must master.
Financial wellness is one of the hottest topics in the retirement industry today and at top of mind for many plan sponsors.
Encourage clients to think ahead about how much financial responsibility they're willing to assume for their aging parents.
