Reverse mortgages and managed futures emerging as options for affluent clients; munis in the mix as well
Mistakes with retirement account taxes are common with IRS rules so complex
More flexibility with withdrawal rate needed; emerging-markets investments change assumptions
American retirement security now ranks as a top concern of the White House, right up there with unemployment and the federal budget deficit. In a joint announcement Thursday, the Departments of Treasury and Labor unveiled two executive actions to expand the transparency of 401(k) fees and broaden the availability of retirement plan payout options to encourage the use of annuities to provide lifetime income.
Large record keepers in the catbird's seat with retirement account assets set to grow by 37% in next four years
The world's largest economy may need its second miracle in 15 years as waning productivity growth sets the stage for slower income gains, fewer job opportunities and larger federal deficits in the U.S.
Kiley says A rating will boost distribution of annuities; carrier's premiums already on the rise
Despite employers' cutting back on benefits, few employees purchasing policies on their own 

Important financial planning tool now available online
Under plan, top marginat rate would top out at 28%; all personal income tax rates cut by a fifth
Unexpected big check can throw people's bearings off; 'shock and denial'
Don't see the ripple effect on other retirement assets, says Harley Gordon; often don't even know how to raise the subject
Investors ensnared in a $7 million scam involving so-called “private annuities” will be getting back only a sliver of their original investment.
A handful of publicly held life insurers dominate the market for traditional long-term-care insurance, but mutual life insurers are beginning to make inroads with agents and financial advisers.
Executive lays out three points he says should be addressed in every campaign
