Retirement Planning

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RETIREMENT PLANNING JAN 12, 2012
10 worst states for retirement

By John Goff
RETIREMENT PLANNING JAN 12, 2012
ROI for RIAs

Technology is not just another expense item detracting from take-home pay and profit distributions. For top-performing Registered Investment Advisors (RIAs), it's viewed as a long-term investment that generates growth and higher profitability.

By Mark Bruno
Wealthy worried kids will fritter away inheritance
RIA NEWS JAN 12, 2012
Wealthy worried kids will fritter away inheritance

Almost a quarter of wealthy individuals in the U.S. don't trust their children or stepchildren to protect the assets they plan on leaving the next generation.

By Liz Skinner
RETIREMENT PLANNING JAN 11, 2012
Helping retired clients prepare for health care costs

By Darla Mercado
RETIREMENT PLANNING JAN 11, 2012
Health insurance premiums soar

U.S. workers' health insurance premiums rose 63% between 2003 and 2010 as employers shifted more of the burden of rising medical costs to individuals and families, according to a study from The Commonwealth Fund

By Bloomberg
Ultrarich well aware of tax loophole on unrealized gains
RETIREMENT PLANNING JAN 11, 2012
Ultrarich well aware of tax loophole on unrealized gains

Avoid paying the IRS using complicated stock sale strategies; effective tax rate for billionaires now down to 18%

By John Goff
Schwab launches bundled 401(k) product
RETIREMENT PLANNING JAN 10, 2012
Schwab launches bundled 401(k) product

Schwab's new bundled 401(k), Index Advantage, will offer 40 low-cost funds covering about 16 asset classes.

By Dan Jamieson
Jobless claims fall to lowest level since 2008
RETIREMENT PLANNING JAN 06, 2012
Jobless claims fall to lowest level since 2008

Firings down, manufacturing up; economy gaining momentum going into 2012

By Doug Cubberley
Guess who wins under Republican candidates' tax plans?
RIA NEWS JAN 06, 2012
Guess who wins under Republican candidates' tax plans?

Tax proposals from the Republican presidential candidates favor one group

By Doug Cubberley
RETIREMENT PLANNING JAN 06, 2012
LPL paying steep price for NRP

In its quarterly report yesterday, LPL revealed news that definitely makes a splash: It's paying $27 million for the assets of National Retirement Partners Inc. The broker-dealer announced the acquisition last month.

By Bruce Kelly
RETIREMENT PLANNING JAN 06, 2012
Two ex-advisers win $2 million claim against NRP

National Retirement Partners Inc. was ordered to pay a $2 million arbitration award to two former financial advisers who were let go by the firm after it bought their practice.

By Darla Mercado
Schwab launches bundled 401(k) product
RETIREMENT PLANNING JAN 05, 2012
Schwab launches bundled 401(k) product

Schwab's bundled 401(k), Index Advantage, will offer 40 low-cost funds covering about 16 asset classes

By Dan Jamieson
Like comedy, secret to Social Security is timing
RETIREMENT PLANNING JAN 04, 2012
Like comedy, secret to Social Security is timing

Knowing when to apply for benefits can greatly alter what you get

By Darla Mercado
Social Security beneficiaries to receive 3.6% increase
RIA NEWS JAN 04, 2012
Social Security beneficiaries to receive 3.6% increase

Fifty-five million Social Security beneficiaries can look forward to a 3.6% cost-of-living adjustment in 2012.

By Bloomberg
Munis still a 'danger zone,' warns Whitney
RETIREMENT PLANNING DEC 30, 2011
Munis still a 'danger zone,' warns Whitney

State and local governments not nearly out of the woods, analyst says

By John Goff
BlackRock: Munis face threat of 'super downgrade'
RETIREMENT PLANNING DEC 30, 2011
BlackRock: Munis face threat of 'super downgrade'

Ratings cuts of two or more notches are expected to pick up over the summer as agencies review their methodologies

By Bloomberg
No repeat of muni miracle in 2012
RETIREMENT PLANNING DEC 30, 2011
No repeat of muni miracle in 2012

Returns for top-rated tax-exempt paper on a par with Treasuries; lower-rated debt the better bet, say experts

By John Goff
RETIREMENT PLANNING DEC 30, 2011
Michael Kitces: Power Tweeter delves into financial science

By Davis Janowski
RETIREMENT PLANNING DEC 28, 2011
Gifting on the rise as rich look to duck 55% estate tax

Wealthy locking in 35% tax rate before death tax returns; 'Throw Momma from the Train' law

By Bloomberg
RETIREMENT PLANNING DEC 28, 2011
Steinbrenner's death raises estate tax issue

Even in death, George Steinbrenner went out a winner.

By Bloomberg