Retirement

Displaying 11729 results
Administrative 401(k) mistakes now cost more
RETIREMENT PLANNING JUL 18, 2016
Administrative 401(k) mistakes now cost more

The Labor Department is increasing payouts for civil penalties related to retirement plans.

By Greg Iacurci
How to correct Social Security earnings records
RETIREMENT PLANNING JUL 18, 2016
How to correct Social Security earnings records

Mistakes in reported earnings can reduce future benefits.

By Mary Beth Franklin
MassMutual turns to video games to boost retirement savings
RETIREMENT PLANNING JUL 18, 2016
MassMutual turns to video games to boost retirement savings

The newly developed video game seizes on the concept of gamification to improve participant behavior regarding retirement savings.

By Greg Iacurci
Bill to create universal retirement accounts introduced
RETIREMENT PLANNING JUL 15, 2016
Bill to create universal retirement accounts introduced

Legislation calls for employers with 10 or more employees that do not offer retirement plans to open IRAs for employees and contribute 50 cents per hour worked per employee.

By Hazel Bradford
Democrat's financial transactions tax splits adviser ranks
TAX JUL 15, 2016
Democrat's financial transactions tax splits adviser ranks

Some believe it's an attack on capitalism; others think it will reduce volatility in the market. Read our story and take our poll.

By Jeff Benjamin
LIFE INSURANCE AND ANNUITIES JUL 14, 2016
Indexed annuity sales have best-ever quarter in Q2: Limra

Low interest rates and demographic trends continue to bolster indexed annuity sales. These dynamics also pushed deferred income annuities to their best all-time sales quarter.

By Greg Iacurci
Jackson National, Prudential cease sale of some L-share variable annuities
LIFE INSURANCE AND ANNUITIES JUL 14, 2016
Jackson National, Prudential cease sale of some L-share variable annuities

Some insurers are turning away from L-share variable annuities as appetite wanes among broker-dealers.

By Greg Iacurci
RETIREMENT PLANNING JUL 14, 2016
Does skipping marriage and having kids save money?

Income inequality changing how young Americans have families.

By Bloomberg
Broker-dealers eye level commissions to reduce risk under DOL fiduciary rule
RETIREMENT PLANNING JUL 14, 2016
Broker-dealers eye level commissions to reduce risk under DOL fiduciary rule

Such a strategy is meant to reduce the appearance of a conflict of interest when using commission products in retirement accounts.

By Greg Iacurci
DOL fiduciary rule will nudge 401(k) advisers to zero-revenue-share fund lineups
RETIREMENT PLANNING JUL 14, 2016
DOL fiduciary rule will nudge 401(k) advisers to zero-revenue-share fund lineups

Such a strategy would aim at levelizing compensation, thereby dodging additional compliance requirements and litigation risk.

By Greg Iacurci
Morningstar, American Retirement Association partner on fiduciary program
RETIREMENT PLANNING JUL 13, 2016
Morningstar, American Retirement Association partner on fiduciary program

The collaboration focuses on the compliance confusion among advisers and broker-dealers caused by the DOL's fiduciary rule.

By Greg Iacurci
Debt dims boomers' retirement prospects
RETIREMENT PLANNING JUL 12, 2016
Debt dims boomers' retirement prospects

New study shows ongoing bills impede savings and boost baby boomers' retirement income needs.

By Mary Beth Franklin
RETIREMENT PLANNING JUL 11, 2016
Roth or traditional 401(k)s — Which is better?

Ever since Congress created Roth accounts, savers have faced this quandary. Now new research answers the question.

By Bloomberg
LIFE INSURANCE AND ANNUITIES JUL 11, 2016
Former MetLife, Prudential broker accused of deceptive variable annuity sales practices

The adviser allegedly hid improper annuity exchanges from his clients and broker-dealers in part by falsifying documents and misrepresenting some of the annuity features.

By Greg Iacurci
Brokers becoming a primary distribution focus for life insurers
BROKER DEALERS JUL 07, 2016
Brokers becoming a primary distribution focus for life insurers

Life insurance and annuity carriers are focused on growing distribution through brokers. Direct-to-consumer sales, though, reign king.

By Greg Iacurci
RETIREMENT PLANNING JUL 07, 2016
Time heals most credit reports following the financial crisis

Improving credit scores might entice households to start borrowing more

By Bloomberg
Court date set for lawsuit against DOL fiduciary rule
RETIREMENT PLANNING JUL 07, 2016
Court date set for lawsuit against DOL fiduciary rule

Market Synergy's lawsuit, one of several targeting the Labor Department regulation, is set for Aug. 24 in a Kansas district court.

By Greg Iacurci
Democratic platform draft includes financial transactions tax, defense of DOL fiduciary rule
REGULATION AND LEGISLATION JUL 07, 2016
Democratic platform draft includes financial transactions tax, defense of DOL fiduciary rule

The party is set to endorse a levy on securities sales and to defend the DOL fiduciary rule when it meets at its national convention in Philadelphia later this month.

By Mark Schoeff Jr.
Bond shop may have to drop clients due to DOL rule
RETIREMENT PLANNING JUL 07, 2016
Bond shop may have to drop clients due to DOL rule

The rule changes will likely result in dramatically higher fees for many smaller clients, and one bond shop is already reacting.

By Jeff Benjamin
401(k) plan advisers take more of an interest in record keepers' cybersecurity practices
RETIREMENT PLANNING JUL 06, 2016
401(k) plan advisers take more of an interest in record keepers' cybersecurity practices

Clients also have heightened concerns about securing the personal data of their employees.

By Greg Iacurci