Retirement

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The IRS is staying focused on millionaires in 2025
TAX NOV 13, 2024
The IRS is staying focused on millionaires in 2025

With more than $1 billion hauled from the richest delinquents this year, the tax agency is gearing up to expand its enforcement over corporations, partnerships, and high-wealth individuals.

DPL, Envestnet ink partnership for annuity data link
RETIREMENT PLANNING NOV 13, 2024
DPL, Envestnet ink partnership for annuity data link

The platforms' alliance will address a major barrier for DPL advisors that want to incorporate annuity and insurance products into their practices.

Deanna Strable to lead Principal as next president and CEO
RETIREMENT PLANNING NOV 12, 2024
Deanna Strable to lead Principal as next president and CEO

Strable will be the first woman to hold the role at the $20 billion recordkeeping giant, following Dan Houston's decade-long tenure of leadership.

Trump re-inherits Social Security's problems, and another chance to fix them
RETIREMENT PLANNING NOV 06, 2024
Trump re-inherits Social Security's problems, and another chance to fix them

The next president has proposed cutting Social Security benefits taxes, which would deplete the system faster. Bipartisan support is needed to pass reforms, observers say.

Older retirement savers could get a bigger boost from super catch-ups
RETIREMENT PLANNING NOV 05, 2024
Older retirement savers could get a bigger boost from super catch-ups

The bump in 401(k) and Roth contribution limits is taking effect for workers aged 60 to 63 years old next year – but taking advantage of it won't be that easy.

Prime Capital Financial taps 'visionary leader' Jania Stout to head retirement practice
RETIREMENT PLANNING NOV 04, 2024
Prime Capital Financial taps 'visionary leader' Jania Stout to head retirement practice

The firm's latest executive hire comes with nearly three decades of experience, including stints at OneDigital and Fidelity.

For some advisors, the expiring Tax Cuts and Jobs Act is the biggest issue going into the election
REGULATION AND LEGISLATION NOV 04, 2024
For some advisors, the expiring Tax Cuts and Jobs Act is the biggest issue going into the election

If given the power to change a single industry issue, addressing the expiring Tax Cuts and Jobs Act of 2017 is what wealth managers said they would do, along with fixing regulatory burdens. Meanwhile, tariffs are a worry for some.

Feeling stable on retirement savings, workers still face lingering financial worries
RETIREMENT PLANNING NOV 01, 2024
Feeling stable on retirement savings, workers still face lingering financial worries

Half of US employees surveyed are at least moderately concerned, while three-quarters cite debt as a problem, according to new EBRI research.

IRS unveils higher 401(k) contribution cap, leaves IRA limit unchanged for 2025
RETIREMENT PLANNING NOV 01, 2024
IRS unveils higher 401(k) contribution cap, leaves IRA limit unchanged for 2025

The federal tax agency has revealed a raft of updates on cost-of-living adjustments to maximum retirement account contributions.

Time to retire the 4 percent rule? Research highlights benefits of annuitization
RETIREMENT PLANNING OCT 31, 2024
Time to retire the 4 percent rule? Research highlights benefits of annuitization

A new study backed by ACLI suggests systematic withdrawals coupled with a one-time or phased annuitization could create a better retirement income outcome.

Wealth managers eyeing municipal bonds ahead of tax cut sunsets
FIXED INCOME OCT 31, 2024
Wealth managers eyeing municipal bonds ahead of tax cut sunsets

Some advisors are waiting for the election before adding more muni-bonds. Others are getting a head start.

Millionaire tax referendum opens door to new Chicago wealth showdown
TAX OCT 31, 2024
Millionaire tax referendum opens door to new Chicago wealth showdown

A proposal to hike taxes on Illinois' highest earners, which Citadel's Ken Griffin spent millions fighting in 2020, is being put to a vote once again.

401(k) rollovers fraught with challenges
RETIREMENT PLANNING OCT 30, 2024
401(k) rollovers fraught with challenges

From forgotten account details to long waiting times and unintended tax triggers, new report shines a spotlight on headaches and pain points for retirement savers.

Advisors boost workers' 401(k) confidence, finds Pontera
RETIREMENT PLANNING OCT 30, 2024
Advisors boost workers' 401(k) confidence, finds Pontera

Survey reveals most advised plan members max out their contributions, are more aware of fees, and have greater peace of mind in their retirement planning.

Annuities' sales growth streak reaches 16th quarter, says Limra
RETIREMENT PLANNING OCT 30, 2024
Annuities' sales growth streak reaches 16th quarter, says Limra

The latest Q3 figures point to a $331B year-to-date sales bonanza, a new record for RILA sales, and a fresh high for fixed index annuities.

401(k) fee disclosures have improved transparency, though clarity still a concern
RETIREMENT PLANNING OCT 29, 2024
401(k) fee disclosures have improved transparency, though clarity still a concern

New GAO research reveals DOL regulatory changes have led to lower fees, but retirement savers could still be confused.

To be a fiduciary, or not to be a fiduciary?
LIFE INSURANCE AND ANNUITIES OCT 29, 2024
To be a fiduciary, or not to be a fiduciary?

Survey reveals unsurprising support from fee-only advisors but CEO of Finseca says restricting yourself to one fee model is "just plain stupid."

Why clients are sitting on a ticking tax timebomb
TAX OCT 25, 2024
Why clients are sitting on a ticking tax timebomb

Advisor is critical of industry's tendency to avoid giving tax advice.

Debt throws most higher-ed workers financially off-balance, finds TIAA Institute research
RETIREMENT PLANNING OCT 25, 2024
Debt throws most higher-ed workers financially off-balance, finds TIAA Institute research

Study reveals struggles to meet other financial obligations, build emergency savings, and prepare for retirement.

RetireOne bolsters annuity shelf with Gainbridge partnership
RETIREMENT PLANNING OCT 25, 2024
RetireOne bolsters annuity shelf with Gainbridge partnership

The independent platform provider of fee-based insurance solutions is giving its RIA consumers access to two new annuity offerings, including one industry-leading product.