Retirement

Displaying 11676 results
Survey highlights financial challenges across generations as longevity increases
RETIREMENT PLANNING OCT 23, 2024
Survey highlights financial challenges across generations as longevity increases

John Hancock study provides sobering snapshot of financial sentiment, with concerns around debt and day-to-day finances holding back retirement readiness.

By Leo Almazora
Jackson gives a new spin on its investment-focused VAs, with guaranteed account balance option
LIFE INSURANCE AND ANNUITIES OCT 22, 2024
Jackson gives a new spin on its investment-focused VAs, with guaranteed account balance option

In a nod to sales trends that favor protection-focused annuities, the company has added a guaranteed minimum account balance rider for its Elite Access variable annuities.

Vise, Advyzon ink partnerships to drive portfolio personalization
FINTECH OCT 22, 2024
Vise, Advyzon ink partnerships to drive portfolio personalization

The two wealth tech firms are ramping up efforts to help financial advisors deliver customized, tax-efficient portfolios at scale.

By Leo Almazora
4 preparation strategies to help clients navigate the 2026 lifetime exemption sunset
OPINION OCT 18, 2024
4 preparation strategies to help clients navigate the 2026 lifetime exemption sunset

Advisors to high-net-worth and UHNW clients would do well to understand the implications and take appropriate steps to safeguard their wealth.

For half of caregivers, responsibilities hamper journey to retirement security
RETIREMENT PLANNING OCT 18, 2024
For half of caregivers, responsibilities hamper journey to retirement security

Research by Voya sheds light on broad financial impacts from emergency savings to healthcare costs and retirement savings.

By Leo Almazora
Annuity confusion crimps customer satisfaction, finds JD Power
RETIREMENT PLANNING OCT 17, 2024
Annuity confusion crimps customer satisfaction, finds JD Power

Survey finds three-fifths of annuity holders wrestling with financial health concerns, while many lack full understanding of the protected income products.

By Leo Almazora
A quarter of advisors don't have their own estate plans
RETIREMENT PLANNING OCT 17, 2024
A quarter of advisors don't have their own estate plans

Yet vast majority are staunch advocates for estate planning.

By Emile Hallez
Why the US lags globally in retirement security
RETIREMENT PLANNING OCT 16, 2024
Why the US lags globally in retirement security

It's not just about the shift from pensions to 401(k)s, as highly rated countries offer higher contribution limits and more flexibility to workers.

By Emile Hallez
T. Rowe Price rolls out new managed lifetime income solution
RETIREMENT PLANNING OCT 15, 2024
T. Rowe Price rolls out new managed lifetime income solution

The new retirement savings product, launched in partnership with Pacific Life, offers a fresh option for defined contribution plan participants.

By Leo Almazora
IRS announces relief for taxpayers hit by Helene and Milton
TAX OCT 14, 2024
IRS announces relief for taxpayers hit by Helene and Milton

Those impacted by the devastating hurricanes may be eligible for extensions, special deductions and other forms of assistance.

By Leo Almazora
Could auto-IRAs help households handle emergency expenses?
RETIREMENT PLANNING OCT 11, 2024
Could auto-IRAs help households handle emergency expenses?

New research suggests low- and moderate-income households facing sudden financial setbacks aren't maximizing their access to those savings.

By Leo Almazora
Trump issues new tax cut pledges as presidential election draws closer
TAX OCT 11, 2024
Trump issues new tax cut pledges as presidential election draws closer

Deductions for auto loan holders and a proposal against double taxation for expats are the latest appeals from the former president seeking a second term.

By Leo Almazora
Millions of Americans avoided paying taxes on early retirement distributions
RETIREMENT PLANNING OCT 11, 2024
Millions of Americans avoided paying taxes on early retirement distributions

Report finds taxpayers avoided filing for exemptions on or reporting $12.9B in early withdrawals from tax-favored accounts, with severe oversights among HNWIs.

By Leo Almazora
Milton adds to climate-change worries for retirees
RETIREMENT PLANNING OCT 10, 2024
Milton adds to climate-change worries for retirees

The hurricane is the latest severe-weather event in a retirement destination, underscoring the concerns about climate change that clients bring up, financial planners say.

By Emile Hallez
Social Security COLA flattens to 2.5 percent in 2025
RETIREMENT PLANNING OCT 10, 2024
Social Security COLA flattens to 2.5 percent in 2025

The benefit boost announced for next year aligns with historical averages but could still leave inflation-shocked retirees wanting.

By Leo Almazora
Borrowing from 401(k) loans is actually okay, study finds
RETIREMENT PLANNING OCT 10, 2024
Borrowing from 401(k) loans is actually okay, study finds

Saving behavior tends to follow a steady path over time, says co-author of study

By Josh Welsh
Companies transfer pension obligations
LIFE INSURANCE AND ANNUITIES OCT 10, 2024
Companies transfer pension obligations

Pension risk transfers, where insurance companies cover defined-benefit liabilities with group annuity contracts, have exploded in popularity – and litigation over them has followed.

By Emile Hallez
NYL’s annuities leader on where industry can improve
LIFE INSURANCE AND ANNUITIES OCT 10, 2024
NYL’s annuities leader on where industry can improve

Matt Wion, who heads up the company’s retail annuities business, says the “Amazon and Uber effect” means industry improvements are needed to make the buying process easier.

By Emile Hallez
A $40 trillion opportunity for financial advisors
IRA ALERT OCT 09, 2024
A $40 trillion opportunity for financial advisors

The best investment advisors can make now is in their tax-planning knowledge.

By Ed Slott
Corebridge breaks into the RILA space
RETIREMENT PLANNING OCT 09, 2024
Corebridge breaks into the RILA space

The insurance giant says its latest offering puts it a step ahead against other top-three annuity providers.

By Leo Almazora