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Stop coming up with ideas to raid retirement savings

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Let's call out these plans for what they are

In the last two weeks, Sens. Pat Toomey, R-Pa., and Rand Paul, R-Ky., have floated legislative proposals that would allow retirement savers to raid their 401(k) plans to pay for long-term health insurance premiums or pay off student loans, respectively.

[More: Rand Paul bill would allow withdrawals

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