RIA News

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RETIREMENT PLANNING MAY 12, 2014
Retirement plan diversification improving, women take the lead

Wells Fargo report says few men or women are contributing recommended 10% to their 401(k).

By Andrew Leigh
RETIREMENT PLANNING MAY 12, 2014
'Now what?' is not a strategy: Evaluating senior housing options before a crisis

Given the wide range of senior housing options now available, it's important to understand and prepare financially for the inevitable decision that each of your clients will have to make for themselves or a loved one: where should I live as I age? Working in collaboration with The Center for Innovative Care in Aging at the Johns Hopkins University School of Nursing, we focused on the most common housing options available for older adults and their families and some of the considerations that may guide a seniors' housing selection.

By Legg Mason Global Asset Management
EQUITIES MAY 12, 2014
Are women financially conservative or just economically realistic?

They're less willing to take risks with money than men, but they'll ensure the mortgage is paid off.

By Andrew Leigh
EQUITIES MAY 11, 2014
Treasury bonds are already reacting to China's proposed market reforms

Today's <i>Breakfast with Benjamin</i> menu: China moves hit T-bonds. Plus: Navigating a bond portfolio through rising rates, El-Erian says the market outlook is rocky, the price of meat is high and going higher, and math doesn't have to be so darn complicated.

By Jeff Benjamin
LIFE INSURANCE AND ANNUITIES MAY 11, 2014
Finra right to watch indexed annuities

While there is no evidence yet that broker-dealers are taking advantage of investors, the potential for harm remains.

By MFXFeeder
RETIREMENT PLANNING MAY 11, 2014
Early 401(k) withdrawal replaces homes as America's piggy bank

Premature withdrawals from retirement accounts have become America's new piggy bank, cracked open in record amounts during lean times by people such as Cindy Cromie, who needed the money to rent a U-Haul and start a new life.

By Matt Ackermann
RETIREMENT PLANNING MAY 11, 2014
Too much of a good thing

Don't get too caught up in the good times while nontraded REITs are extremely lucrative and lose sight of proper client allocations.

By MFXFeeder
How much is a survivor benefit worth?
RETIREMENT PLANNING MAY 11, 2014
How much is a survivor benefit worth?

Mary Beth Franklin tackles three questions about Social Security survivor benefits. The questions are similar and the answer may surprise you.

By Mary Beth Franklin
PRACTICE MANAGEMENT MAY 11, 2014
Advisers create a franchise operation for divorce planning

Team to offer professional testimony in court, forensic accounting and other services.

By Trevor Hunnicutt
ALTERNATIVES MAY 11, 2014
PE giant Carlyle Group is eyeing the retail investor market and liquid alts

<i>Breakfast with Benjamin:</i> Private equity giant wants in on liquid alts. Plus: QE might have a fueled high-inflation cycle, the small-cap stock ride is ending, time to get some defense in that portfolio, and the poor outlook for the long-term unemployed

By Jeff Benjamin
INDEPENDENT BROKER DEALERS MAY 11, 2014
Selling your book twice over

Switching firms 10 years before you expect to leave the industry can provide an extra windfall &amp;ndash; if done correctly

By Mason Braswell
RETIREMENT PLANNING MAY 09, 2014
Foreign family offices open outposts in U.S.

Aggressive monetary easing, a shale oil boom that's lowered energy costs and improving corporate balance sheets give the world's largest economy an edge over other regions.

By Bloomberg
EQUITIES MAY 09, 2014
Week in review: Stocks fall amid tech selloff

Optimism about continued support from the Federal Reserve was not enough to prevent the worst recent decline for the Nasdaq Composite Index. Plus, find out which companies took a beating on first quarter earnings.

By lkonish
RIA NEWS MAY 09, 2014
Winklevoss twins to start bitcoin ETF

The duo are seeking to open the Winklevoss Bitcoin Trust as the first ETF tracking a virtual asset. The SEC, meanwhile, has issued an alert warning investors about the dangers of such investments.

By Matt Ackermann
RIA NEWS MAY 09, 2014
VA sales plunge; new top dogs emerge

A new hierarchy is emerging on the variable annuities scene, as some of the largest sellers announce that their first quarter sales are down or flat. Darla Mercado reports.

By Gregory Crawford
REGULATION, LEGAL & COMPLIANCE MAY 09, 2014
BofA Merrill pays $7 million to settle overtime pay case

Advisers working in bank branches alleged that the firm misclassified them to avoid paying for time beyond the traditional 40-hour workweek.

By Mason Braswell
RETIREMENT PLANNING MAY 09, 2014
You thought the economy was picking up? Think again: Blinder

As Fed winds down quantitative easing, interest rate hikes will be the next whammy. But there is some good news in rising house prices.

By Jeff Benjamin
RETIREMENT PLANNING MAY 09, 2014
Social Security to resume mailing paper statements to some workers

Agency still urges all Americans to create online accounts

By Mary Beth Franklin
INDEPENDENT BROKER DEALERS MAY 09, 2014
Wirehouse breakaway market seen thawing

After a mostly frigid 2013 for recruiting from wirehouse brokerages, agents responsible for selling those brokers on the benefits of free agency are cautiously optimistic that a thaw has finally set in.

By Trevor Hunnicutt
RIA NEWS MAY 09, 2014
Sell emerging markets, Goldman and JPMorgan say

Wall Street's biggest banks say the slump in emerging-market assets that left equities trailing advanced-nation shares by the most since 1998 last year will prove more than a fleeting selloff.

By Matt Ackermann